3DS is used by merchants around the globe for authenticating cardholders online
FIS announced the launch of its new 3D Secure (3DS) authentication service, 3DS Flex. This new solution helps global e-commerce retailers and merchants fight fraud. Along with that, it enables the acceleration of online and mobile checkouts by reducing cart abandonment, maximizing payment authorizations.
While most issuing banks support 3DS1, a growing number are adopting 3DS2.1 and the latest 2.2 protocol, 3DS Flex solution supports all 3DS protocols. This way, consumers shopping online will receive an improved authentication experience.
3DS Flex is automatically routing payments for merchants through the most optimal version of authentication supported by the issuing bank. Besides, service also helps protect users from online fraud by leveraging geolocation data, shopper history and a wealth of other data to accurately verify a shopper’s identity online.
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