Europe’s Challengers Cross the Atlantic: Why Neobanks Are Racing to the U.S.
Fintechs and neobanks nurtured and grown on European grouds are increasingly getting on their feet and sharpening focus on the U.S. market. Here’s why.
Nina Bobro
Morgan Stanley: AI Coding Boom Set to Create More Developer Jobs, Not Eliminate Them
As artificial intelligence transforms software development, Morgan Stanley Research predicts that AI will create more jobs for developers rather than replace them.
Flexible Finance Boosts Retail Performance, With Bank-Backed BNPL Being The Preferred Option
Retailers offering flexible payment options such as Buy Now, Pay Later (BNPL) and point-of-sale (POS) finance are already seeing tangible commercial benefits, according to new research from Lloyds Merchant Services. The caveat is that customers favour flexible payments offered through their existing bank relationships.
Implementation Complexity Holds Back Embedded Finance Adoption, ClearBank Report Finds
Despite growing enthusiasm for embedded finance services, many brands remain hesitant to move from intention to action due to implementation challenges, according to ClearBank’s new report.
Ecommerce Fraud Evolves Too Fast For Retailers to Handle
Fraud in online retail is escalating at a pace that many merchants are struggling to contain, according to new research from an AI-native ecommerce fraud prevention platform Ravelin.
European Central Bank Advances EU CBDC Digital Currency Project to Next Phase
By advancing its digital‑euro project to the next phase, the EU European Central Bank joins the ranks of 70 + nations that have moved beyond the preparation stage of their central‑bank digital currency CBDC programmes.
Razorpay and NPCI International Partner to Bring India’s UPI Payments to Malaysia
Indian travellers can now pay in Malaysia just as easily as they do back home, as Razorpay and NPCI International have joined forces to bring India’s UPI payment system to Malaysian merchants
Paystack Partners with PesaLink to Unlock Instant Bank Transfers for Kenyan Businesses
Paystack new integration with Kenya’s real-time interbank network PesaLink unlocks direct bank payments 24/7, giving merchants faster cash flow and customers a simpler, card-free way to pay.
Coinbase and Tink Team Up to Introduce “Pay by Bank” Crypto Payments in Germany
By blending traditional account-to-account payments with blockchain-based finance in a Pay by Bank model, the partnership between Coinbase and Tink marks another step toward a more connected and interoperable financial ecosystem.
Why Payment Protocols Need an Upgrade
As the technology develops in giant strides and new iPhone models are delivered each year, it sounds extremely strange that the backbone of omnipresent card payment systems is still the protocol that’s almost forty years old. Even with its last major revision in 2003, the upgraded version of ISO 8583 is a couple decades too […]
IX International Banking Forum (IBF 2025) to be held in Baku
We are pleased to announce that the IX International Banking Forum (IBF 2025) will take place on 19–20 November 2025 in Baku. Forum Theme: Reliable, Secure, and Sustainable Banking
Nexi Expands Payment Capabilities with Visa and Mastercard to Accelerate Instant Transfers for Italian Businesses
European PayTech Nexi becomes the first in Italy to offer Visa Direct and Mastercard Move, enabling faster, more efficient payments directly to customer cards.
Balance Launches MCP Server to Enable Real-Time, AI-Driven Management of B2B Payments
Balance MCP server gives B2B merchants the ability to interact with their payments operations as naturally as they chat, querying transactions, uncovering buyer insights, and managing financial tasks instantly through their preferred AI interface.
OpenAI Partners with Nubank to Bring Exclusive ChatGPT Go Benefits to Brazilian Customers
With the new partnership, Nubank customers can access up to a one-year free ChatGPT Go subscription plan offered by OpenAI, generally priced at R$39.99/month.
Venmo and Bilt Announce Partnership to Simplify Rent and Mortgage Payments Across the U.S.
For years, rent and mortgage payments have lagged behind the digital payment revolution, often tied to outdated systems, limited rewards, and fragmented experiences. Venmo’s new partnership with Bilt aims to change that, introducing a seamless, more rewarding way for millions of Americans to manage housing and neighborhood payments directly within the Venmo app.
Trump’s Truth Social to Launch Prediction Markets With Crypto.com
Social media platform Truth Social, backed by US President Donald Trump, is ushering in prediction markets functionality in a partnership with CFTC-registered cryptocurrency exchange and clearinghouse Crypto.com.
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