Crypto platforms now offer a familiar bundle: an account, a card, transfers, sometimes FX. Behind that front end sit lending markets, staking and liquidity pools. Many of these projects also have a native token, and that is where investors often get confused. In practice, a neo-banking and DeFi hybrid token is the governance or utility […]
PayPal’s decision to add Pix to checkout for small and medium-sized businesses in Brazil reflects how deeply the payment method is now embedded in the country’s commerce. According to Central Bank data cited by PayPal, more than 170 million individuals, representing over 90% of Brazil’s adult population, have already used Pix.
Traditional credit scoring and lending practices have long disadvantaged a significant share of the population. Thankfully, alternative lending services are helping more people access credit options in these critical times when the affordability of daily purchases is decreasing.
A patient is cleared for discharge at 10 AM. By 4 PM, they’re still in the bed — not because of medicine, but because the billing desk is waiting on a TPA to confirm a final number. Multiply that by every bed in a mid-size hospital, every single day, and you start to see why […]
Chelsea forward Joao Pedro has made an impressive start to the new Premier League season, and head coach Xabi Alonso believes the Brazilian belongs in the same conversation as some of the division’s most dangerous attackers.
The reward’s purpose determines the best delivery method for incentive programs. Is it a payout, or should it feel like a gift? Open-loop prepaid cards work anywhere the network and card type are accepted. Closed-loop gift cards work with a specific retailer or merchant group.
Have you ever looked forward to a free afternoon, only to fill it with so many plans that it feels just as exhausting as your workweek? It’s easy to fall into the habit of treating every open hour as an opportunity to accomplish something or cross another item off a list. Before long, even your […]
For anyone attending SBC Summit 2026, prepare yourself. You’re in for a busy three days.
Better cross-border rails can shorten settlement, but finance teams still need a plan for disputes, broken promises and insolvency. By Lars Holdgaard, Founder of Debitura
Public sector payments do not tend to generate a lot of buzz in the payments industry, they certainly don’t command the same attention that AI, stablecoins or the latest in retail payments innovation might. Despite this, almost £188 billion flows through the public sector ecosystem a year, that’s comparable to the total welfare budget allocated […]
The lowest quoted rate is a weak basis for selecting a provider for a CBD store. A low figure has little value when the approved product scope is narrow, the deposit schedule strains cash, or the account terms leave important sales channels outside review. Selection should begin with evidence. Written answers about product eligibility, account […]
A frontend does not need replacing just because it was built five or ten years ago. If it is stable, supported, and cheap to change, its age is largely irrelevant. The business case starts to change when routine product work becomes expensive because of the frontend itself.
Altcoin means “alternative to Bitcoin,” and it is a name given to all cryptocurrencies except Bitcoin.
GDPR means General Data Protection Regulation. It is the European Union’s core data protection law, and it touches nearly every sector: technology, medicine, advertising, banking, payments, and beyond. The regulation does not concern only EU citizens and companies. Any organization that handles the personal data of people in the EU falls within its scope, regardless […]
In 2018 Malta passed the Virtual Financial Assets Act and became one of the first EU member states to write a purpose-built rulebook for crypto and distributed-ledger businesses. The marketing followed quickly. For a few years the island was branding itself Blockchain Island, and a run of exchanges and payment firms set up licensed entities […]
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