A phone rings. The voice on the other end sounds exactly like a bank representative, a company executive or even your grandchild. Unfortunately, it is not. Artificial intelligence (AI) can now reproduce a person’s voice closely enough to fool even the people who know that voice best, and criminals are using the “smart” technology against […]
Modern AI has revolutionized the lending procedures of banks and fintech lenders helping them process loans faster and ensure credit access to those borrowers overshadowed by conventional credit assessments. But some important questions arise with this innovation: Are lenders able to explain the reasoning behind their AI’s decision to approve one applicant while rejecting another? […]
Artificial intelligence has supported banking operations for years. It has found many applications in fraud detection, credit scoring, risk modelling, and customer service automation. In 2026, however, industry discussions have increasingly focused on agentic AI — a new category of proactive AI systems designed to plan, coordinate, and execute multi-step tasks instead of simply generate […]
iGB L!VE returned to ExCeL London on 1–2 July 2026, and by most measures it delivered on its “biggest yet” billing.
Pay by Bank is working. Fragmentation Proves It. By Todd Clyde, CEO of Token.io
The Philippines has been seeing a remarkable digital shift for the last decade, and one of the major forces behind this change is the fast adoption of e wallets. At first, it was just a simple, easy way to pay bills or send money, but then it slowly turned into this bigger setup where millions […]
Every online store handles something a blog never does. A stranger types a card number into a form and trusts that it reaches the bank and nowhere else. That single transaction pulls the store into a security obligation most owners underestimate, and a large part of that obligation lives on the server the store rents. […]
Escalating geopolitical tensions in the Middle East are doing more than shaking global financial markets. They are also making cross-border payments more expensive. Here’s how. Rising oil prices and geopolitical tensions are increasing cross-border payments costs by driving foreign exchange volatility and raising hedging expenses for payment service providers. Combined with diverging Federal Reserve and […]
The World Bank’s Global Findex 2025 indicates that 79% of adults own a financial account, with the use of digital financial services continuing to rise. In this day and age, digital payments are mainstream, and a wealth of digital financial platforms is reshaping how users manage their savings, spending, and investments. Speed, accuracy, and analytics […]
Startup marketing has always been a strange mix of urgency and uncertainty. Founders are expected to build a product, find customers, raise funding, manage operations, and somehow still maintain a steady stream of marketing content across multiple channels. In practice, marketing is often the first thing to slip when time runs short, even though it […]
Restaurant technology continues to improve the customer experience in many ways. Businesses looking to get more information about effective menu design often discover that outdoor and indoor displays serve very different purposes. Understanding those differences helps create faster, clearer, and more efficient ordering experiences.
If you’ve been on Winbox trying to decide between a quick digital game or a real table with a dealer, you’re already asking the right question. Most folks just click what they know. But if you want to stretch your ringgit and enjoy the session more, it helps to know what’s going on behind the […]
Poker promotions rarely begin and end with the public post people see first. A short social media post may draw attention to the promotion, but eligibility for the prizes usually depends on several factors: age, location, and recent account activity can all be requirements to actually participate. Keeping that in mind helps turn a giveaway […]
Money20/20 Europe is the highest-scoring payments event for 2026 in PaySpace Magazine’s benchmark, followed by MPE – Merchant Payments Ecosystem and Money20/20 USA.
Payment security has spent two decades treating automated traffic as a threat to be filtered out. Agentic commerce is reversing that logic. Visa has enrolled local banks in its Agentic Ready programme, Mastercard has launched Agent Pay, and OpenAI has integrated Instant Checkout with Stripe. In March 2026, Mastercard and Google open-sourced a protocol called […]
This year, PaySpace Magazine Global team had a chance to visit Point Zero Forum, which ran alongside Swiss Fintech Week 2026, held in Zurich from June 19 to June 25. The two parallel events covered AI adoption in banking, agentic commerce, and the infrastructure for programmable money. As those topics are among the most-discussed within […]
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