PaySpace Magazine https://payspacemagazine.com/ The complete guide to FinTech, e-commerce and payments Why Shopping Around Before You Borrow Is Always Worth It https://payspacemagazine.com/articles/why-shopping-around-before-you-borrow-is-always-worth-it/ https://payspacemagazine.com/articles/why-shopping-around-before-you-borrow-is-always-worth-it/ Most people wouldn’t buy the first car they saw or accept the first quote for a major home renovation without looking at other options. Yet when it comes to borrowing money, it’s surprisingly common to accept the first loan that seems suitable simply because it’s convenient or feels urgent. Taking the time to compare personal […]

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]]> Fri, 14 Aug 2026 16:58:12 +0300 Knot to Make Venmo a Saved Checkout Payment Method https://payspacemagazine.com/news/knot-to-make-venmo-a-saved-checkout-payment-method/ https://payspacemagazine.com/news/knot-to-make-venmo-a-saved-checkout-payment-method/ Knot, a merchant-connectivity platform that lets people move saved payment details between apps and websites, announced a partnership with Venmo on August 12. The deal lets Venmo users set the PayPal-associated platform as their default saved payment method at merchants they already shop with, without typing in card details each time. The setting of preferred […]

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]]> Fri, 14 Aug 2026 16:47:57 +0300 Half US Households to Use BNPL for 2026 Back-to-School Shopping  https://payspacemagazine.com/news/half-us-households-to-use-bnpl-for-2026-back-to-school-shopping/ https://payspacemagazine.com/news/half-us-households-to-use-bnpl-for-2026-back-to-school-shopping/ New survey data shows Buy Now, Pay Later (BNPL) is becoming a routine part of predictable, recurring shopping for American households, and almost half of US consumers will use it to make the annual back-to-school purchases possible. A survey of 1,075 US consumers, commissioned by e-commerce marketing platform Omnisend and conducted by research firm Cint […]

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]]> Fri, 14 Aug 2026 16:13:02 +0300 Nvidia Gathers Over 100 Tech Peers in SAFE Initiative to Deliver AI Incident Guidance https://payspacemagazine.com/news/nvidia-gathers-over-100-tech-peers-in-safe-initiative-to-deliver-ai-incident-guidance/ https://payspacemagazine.com/news/nvidia-gathers-over-100-tech-peers-in-safe-initiative-to-deliver-ai-incident-guidance/ Nvidia, Cisco, CrowdStrike, Cloudflare, Microsoft, IBM, Hugging Face, Databricks, Salesforce, SpaceXAI, and hundred more tech firms are supporting the Open Secure AI Alliance (OSAA) SAFE Framework aimed at standardizing reporting for cases when AI agent or an automated system makes unauthorized, unintended or otherwise unsafe actions.  Shared AI Findings Exchange (SAFE) is an “incident-learning and […]

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]]> Thu, 13 Aug 2026 18:14:58 +0300 MiCA Regulatory Clarity Is Not Enough: AMINA Group Myles Harrison on EU Stablecoin Race https://payspacemagazine.com/articles/mica-regulatory-clarity-is-not-enough-amina-group-myles-harrison-on-eu-stablecoin-race/ https://payspacemagazine.com/articles/mica-regulatory-clarity-is-not-enough-amina-group-myles-harrison-on-eu-stablecoin-race/ Europe is currently seen by many as a bright example of well-defined crypto regulation opening doors for banks and payment providers to move from stablecoin experimentation to operational adoption. Yet, despite undeniable MiCA implementation milestones and compliant euro stablecoins gaining ground, local industry players have a lot of obstacles to overcome to establish the crypto […]

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]]> Thu, 13 Aug 2026 11:27:55 +0300 Managing Business Cash Flow Gaps With a Short-Term Forbrukslån https://payspacemagazine.com/articles/managing-business-cash-flow-gaps-with-a-short-term-forbrukslan/ https://payspacemagazine.com/articles/managing-business-cash-flow-gaps-with-a-short-term-forbrukslan/ A company might show profits on the balance sheet, but still the money can be kind of late when it’s time to deal with expenses that actually need to be paid. In other words delayed payments, seasonal sales and a few other unplanned expenses, can create temporary cash flow gaps, and that can really mess […]

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]]> Thu, 13 Aug 2026 10:16:15 +0300 Malaysia’s AI Future Takes Centre Stage as World AI Show Returns for Its 48th Global Edition https://payspacemagazine.com/news/malaysias-ai-future-takes-centre-stage-as-world-ai-show-returns-for-its-48th-global-edition/ https://payspacemagazine.com/news/malaysias-ai-future-takes-centre-stage-as-world-ai-show-returns-for-its-48th-global-edition/ Artificial intelligence has moved beyond being an emerging technology to become a defining pillar of Malaysia’s economic and digital ambitions. As the country accelerates investments in AI infrastructure, sovereign cloud capabilities, and enterprise-wide transformation, the focus has shifted from experimentation to execution. Against this backdrop, World AI Show Malaysia returns for its 48th Global Edition […]

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]]> Thu, 13 Aug 2026 08:50:31 +0300 Physical AI Moves Into Hospitals  https://payspacemagazine.com/news/physical-ai-moves-into-hospitals/ https://payspacemagazine.com/news/physical-ai-moves-into-hospitals/ Artificial intelligence in its physical form is starting to enter the hospital floor. A growing number of health systems and technology vendors are testing machines that combine AI decision-making with physical action. This category is increasingly called “physical AI” to be distinguished from, say, generative AI tools that only generate textual recommendations. Physical AI systems […]

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]]> Wed, 12 Aug 2026 17:25:54 +0300 Gen Z Digital Wallet Use Jumps to 36%, Financial Stress Partly to Blame https://payspacemagazine.com/news/gen-z-digital-wallet-use-jumps-to-36-financial-stress-partly-to-blame/ https://payspacemagazine.com/news/gen-z-digital-wallet-use-jumps-to-36-financial-stress-partly-to-blame/ More young shoppers are paying with their phones instead of physical cards, but new research suggests the shift is driven not only by convenience but also by tight budgets. According to PYMNTS Intelligence, 36% of Gen Z consumers used a digital wallet for their most recent retail purchase. Notably, it’s more than a twofold surge […]

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]]> Wed, 12 Aug 2026 14:03:11 +0300 Bank of England Pilots Digital Pound-Stablecoin Trade Payments: Which Fintech Providers Involved? https://payspacemagazine.com/news/bank-of-england-pilots-digital-pound-stablecoin-trade-payments-which-fintech-providers-involved/ https://payspacemagazine.com/news/bank-of-england-pilots-digital-pound-stablecoin-trade-payments-which-fintech-providers-involved/ NOBO Finance, Dun & Bradstreet and Polygon Labs have been selected to take part in Phase 2 of the Bank of England’s Digital Pound Lab. The programme is a sandbox where the central bank and outside companies test, with no real money involved, whether a digital pound could work alongside other forms of digital money, […]

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]]> Wed, 12 Aug 2026 12:01:13 +0300 Coinbase Wins Abu Dhabi Approval to Sell Tokenized Stocks https://payspacemagazine.com/news/coinbase-wins-abu-dhabi-approval-to-sell-tokenized-stocks/ https://payspacemagazine.com/news/coinbase-wins-abu-dhabi-approval-to-sell-tokenized-stocks/ Coinbase has received regulatory approval in Abu Dhabi to offer tokenized securities, a step that lets the crypto exchange bring traditional stocks onto the blockchain outside the United States. Tokenization is the process of turning ownership of a real-world asset, such as a share of company stock, into a digital token that can be held […]

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]]> Wed, 12 Aug 2026 11:22:09 +0300 Millennials Show Why Faster Payments Are Becoming a Cash-Flow Tool https://payspacemagazine.com/news/millennials-show-why-faster-payments-are-becoming-a-cash-flow-tool/ https://payspacemagazine.com/news/millennials-show-why-faster-payments-are-becoming-a-cash-flow-tool/ Around 70% millennials continue to live paycheck to paycheck, according to new August 2026 research from PYMNTS Intelligence. The finding is spectacular and not simply because of the size of this generation group. A vigilant industry observer must notice that the same consumers are increasingly using instant payouts, buy now, pay later services and AI […]

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]]> Wed, 12 Aug 2026 10:43:49 +0300 MVB Bank Uses AI to Scale AML and KYC Compliance https://payspacemagazine.com/news/mvb-bank-uses-ai-to-scale-aml-and-kyc-compliance/ https://payspacemagazine.com/news/mvb-bank-uses-ai-to-scale-aml-and-kyc-compliance/ MVB Bank has entered a multi-year agreement with Bretton AI to use AI-supported operations for anti-money laundering (AML) monitoring and know-your-customer (KYC) compliance as its fintech business expands. The stated objective of MVB, a financial institution that integrates traditional banking with advanced fintech solutions, is to increase compliance capacity without expanding back-office headcount at the […]

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]]> Wed, 12 Aug 2026 09:32:17 +0300 Ravencoin Rollback Highlights Unexpected Blockchain Settlement Risk https://payspacemagazine.com/news/ravencoin-rollback-highlights-unexpected-blockchain-settlement-risk/ https://payspacemagazine.com/news/ravencoin-rollback-highlights-unexpected-blockchain-settlement-risk/ P2P blockchain network Ravencoin is facing a serious test of transaction finality after a critical flaw affected its blockchain. Two mining pools controlling most of the network’s hashpower are rebuilding the chain from before the first invalid block, potentially putting around four days of transactions at risk of reversal. The incident highlights the difference between […]

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]]> Wed, 12 Aug 2026 08:32:23 +0300 Oil, CPI and the Hidden Cost of Inflation for Payments Firms Revealed https://payspacemagazine.com/news/oil-cpi-and-the-hidden-cost-of-inflation-for-payments-firms-revealed/ https://payspacemagazine.com/news/oil-cpi-and-the-hidden-cost-of-inflation-for-payments-firms-revealed/ Financial markets are heading into one of the week’s most important economic releases with oil prices adding another layer of uncertainty. The U.S. Consumer Price Index for July is due today, while producer-price data follows on August 13. Economists surveyed by Reuters expect headline CPI to rise 3.4% from a year earlier. The immediate market […]

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]]> Wed, 12 Aug 2026 08:14:52 +0300 Toast and Google Put Agentic Ordering Into Live Payments Workflows https://payspacemagazine.com/news/toast-and-google-put-agentic-ordering-into-live-payments-workflows/ https://payspacemagazine.com/news/toast-and-google-put-agentic-ordering-into-live-payments-workflows/ Google’s latest update to Maps brings agentic food ordering into its Ask Maps experience. Toast and Square are among the first services supporting orders. Google says Ask Maps can now handle more complex requests, including food ordering. The dedicated AI agents will be using information such as restaurant availability and user preferences to help complete […]

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]]> Tue, 11 Aug 2026 20:58:10 +0300 Affiliate Leaders Summit 2026 Puts AI, SEO and Performance at the Heart of the Agenda https://payspacemagazine.com/news/affiliate-leaders-summit-2026-puts-ai-seo-and-performance-at-the-heart-of-the-agenda/ https://payspacemagazine.com/news/affiliate-leaders-summit-2026-puts-ai-seo-and-performance-at-the-heart-of-the-agenda/ The Affiliate Leaders Summit will place SEO, AI, content, and performance marketing at the heart of its 2026 conference agenda as it debuts as a standalone event co-located with SBC Summit. Taking place at the Feira Internacional de Lisboa and MEO Arena in Lisbon from 29 September to 1 October, the event’s conference programme will […]

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]]> Tue, 11 Aug 2026 20:09:11 +0300 Money20/20 USA https://payspacemagazine.com/events/money20-20-usa/ https://payspacemagazine.com/events/money20-20-usa/ Money20/20 USA is the world’s greatest most influential gathering of the global money ecosystem including banks, payments, tech, startups, retail, fintech, financial services, policy, and more. Taking place in Las Vegas, Money20/20 USA is where the biggest ideas meet real business opportunities. It is a place to accelerate deals, build strategic partnerships, raise your profile […]

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]]> Tue, 11 Aug 2026 14:29:23 +0300 Revolut Gets French Banking Licence: What It Means for Users https://payspacemagazine.com/news/revolut-gets-french-banking-licence-what-it-means-for-users/ https://payspacemagazine.com/news/revolut-gets-french-banking-licence-what-it-means-for-users/ Revolut has been granted a full banking licence in France, the second largest market in Europe. The decision arrived upon a joint review by the Autorité de Contrôle Prudentiel et de Résolution (ACPR), France’s banking regulator, and the European Central Bank (ECB), which formally approved it through its Governing Council. How a banking licence expands […]

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]]> Tue, 11 Aug 2026 11:57:11 +0300 Moneymaxxing Goes Mainstream: The Fintech Tools Behind Gen Z Savings Trend https://payspacemagazine.com/news/moneymaxxing-goes-mainstream-the-fintech-tools-behind-gen-z-savings-trend/ https://payspacemagazine.com/news/moneymaxxing-goes-mainstream-the-fintech-tools-behind-gen-z-savings-trend/ A new label is circulating on social media for an old habit: making every dollar count. It’s called “moneymaxxing,” and it covers everyday moves like cancelling unused subscriptions, collecting rewards points, and moving spare cash into a high-yield savings account.  Unlike some of the past viral money trends, this one is getting backing from professional […]

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