Industry leaders introduced “Payments in a Box” offer for fintechs

Natixis Payments and Visa launch Xpollens, a full white label ‘Payments in a Box’ offer to benefit from the opportunities of PSD2

Industry leaders introduced “Payments in a Box” offer for fintechs. Source:

Natixis Payments and Visa have announced Xpollens, a full white label “Payments in a Box” offer for Fintechs, corporates and retailers. Announced at Money 20/20, Xpollens is aimed at helping these players integrate a full range of payment services, from payment cards to instant payments through customer accounts.

Xpollens removes the complexity of issuing and managing payments methods, allowing Fintechs, retailers and corporates to concentrate on their core business, on providing the best customer experience, and to take full advantage of the huge business opportunities afforded by PSD2
Pierre-Antoine Vacheron, Natixis Payments CEO

Xpollens is a co-creation initiative that benefits from the combined expertise of Natixis Payments, the biggest Visa card issuer in continental Europe (20 million Visa cards 2018) through the BPCE group, and Visa, the world’s leader in digital payments.

Xpollens is initially piloting the offer with Fintechs. Two partner companies were selected at the beginning of 2019 to test and develop the range of services provided by Natixis Payments and Visa: Spanish savings app Coinscrap, and French company Linxo, France’s leading mobile financial assistant app that allows customers to view and plan across multiple accounts.

Xpollens commitment is to deploy a full payments solution with its customers within 100 days. Linxo’s implementation process began in May 2019. The company will be ready for commercial testing with customers before the end of the year.

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