Whop Launches BNPL Payments for Creators

Whop Launches BNPL Payments for Creators

Ecommerce businesses offering Buy Now, Pay Later (BNPL) options see a whopping 27% increase in sales volume on average. These are huge numbers, and it’s no surprise. BNPL services have become popular, allowing customers to spread out payments for their purchases.

As a result, they can easily buy what they want, when they want it — without breaking the bank. If you’re a creator selling your products online, this is fantastic news.

Whop just launched BNPL payments. This will give your customers a convenient way to pay for your creations while you get the full amount upfront. Keep reading our guide to find out how using BNPL will help you boost your online sales.

What Is Buy Now, Pay Later (BNPL)?

BNPL is a payment method that allows customers to buy items without paying the full amount upfront. Instead, customers can split their payments into small, manageable installments over time.

This reduces the financial burden of a one-time purchase. As a result, it can make your Whop products more accessible to a wider audience.

BNPL Benefits for Creators

BNPL Benefits for Creators

Watching your potential customer abandon your product or course can be frustrating. If they leave the cart due to insufficient cash, BNPL can come in handy. Here’s how it can benefit your business.

Stay Competitive

BNPL is becoming a popular form of ecommerce payment. As a digital creator, implementing it can keep you in the game. When you offer BNPL, you show your audience you’re in tune with their needs and preferences.

Increase Online Sales

Let’s face it, every sale counts. However, not every customer is comfortable dropping a large sum upfront, especially for digital products.

BNPL gives your audience the flexibility to choose a payment method that works for them. More options can reduce friction at checkout. This means more sales for you.

Reduce Cart Abandonment

The fear of a hefty price tag can be a major reason for cart abandonment. BNPL breaks down that barrier by making your offerings feel more affordable. Customers can spread out the cost, allowing them to buy your products without feeling the pinch.

Boost Your Average Order Value (AOV)

When your customers know they can pay over time, they’re more likely to consider adding that extra item. Also, they can upgrade to a higher-tier package.

This all feels less overwhelming on their wallets, increasing your average order value — the higher your AOV, the better.

Build Loyal Fans

Happy customers always come back for more, improving scalability. BNPL can help you build these long-term relationships.

When you offer flexible payment options, you demonstrate that you understand your financial needs. This builds trust and fosters a sense of value. As a result, they’re willing to return for future purchases.

How Do Whop BNPL Services Work for Creators?

Wish your customers could get your digital products without paying the full amount upfront? Whop has got your back. It’s partnered with leading BNPL providers to make this happen. Here’s how it works:

Step 1: Get Set Up With Whop Payments

Before you can offer BNPL options, you’ll have to activate Whop Payments for your account. This allows your customers to choose from a wider range of payment methods. They can use credit cards, Google Pay, Apple Pay, and even cryptocurrency.

Step 2: Enable BNPL

Once you’ve got Whop Payments working, the BNPL options become automatically available for your one-time purchases. This means you don’t have to hassle with extra settings — it’s that easy. However, remember that BNPL options aren’t available for recurring and subscription payments.

Step 3: Customers Choose BNPL

When your customer is ready to make a purchase, they can choose a BNPL option at checkout. This empowers them to spread the cost of their purchase over convenient installments. It makes it easier for them to say “yes” and complete their purchase.

Once they choose BNPL, they can set up an account with your BNPL provider and review the terms. If they accept the terms, your customer can then finalize the purchase.

Step 4: Get Paid Upfront

As the creator, you’ll get your full payment for the purchase upfront — minus any processing fees. You don’t have to worry about collecting installments or following customers with late payments. Your BNPL provider will handle the entire financing process, allowing you to focus on creating amazing digital products.

BNPL Providers for Whop Creators

With so many BNPL providers out there, it can be hard to find the right one for you. Don’t worry, we’ve got you covered. Let’s explore some of the popular providers you can integrate with your Whop store:


If you sell high-value products, Affirm is a great option. They offer financing options for purchases up to about $17,500.

Your customers will get a variety of repayment options. These may include interest-free installments or longer-term loans with interest rates. With Affirm, you get your money in just 1-3 business days.

Additionally, they offer marketing support to help you spread the word about your BNPL offerings.


Afterpay allows your customers to pay for their purchases in four bi-weekly installments. These payments are completely interest-free. They also allow you to access valuable data reports to track customers’ shopping habits and your BNPL sales.


Klarna takes a unique approach to BNPL with a system called “Purchase Power.” Instead of strict borrowing limits, it uses factors like your customer’s payment history to determine their eligibility for larger loans. Additionally, Klarna’s interest rates max out at 25%.


Sezzle integrates with a network of banks. This can make approvals easier for your customers. It also allows them to push back payment due dates by up to two weeks. Also, your customers can pay off most loans without incurring interest.

PayPal Pay Later

PayPal also comes with Buy Now Pay Later options. They offer two payment choices. It allows your customers to pay in 4 for smaller purchases and monthly for larger ones.

Maximize Your Revenue With Whop’s BNPL Services

The launch of BNPL payments for creators is a game-changer. It allows you to grow and succeed in the digital marketplace.

Are you ready to revolutionize your eCommerce payments?

Discover the power of Whop’s BNPL services. Let us help you attract more customers and increase sales. Sign up today to get started.

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