BIN checker allows you to identify the issuing bank by the card number. To begin, enter the first six digits of your bank card number (BIN) and press “Search”.
Enter BIN (first six digits) of the card:
Usually, the number of the bank card consists of from 13 up to 19 digits. On your card you normally might see 16 digits. Each of the digits is not just a random number. The first digit always identifies the payment system of your card. For example:
- 4 — VISA
- 5 — Mastercard
- 3 — American Express
Then follows the numbers that indicate the issuing bank, the type of card (credit or debit), the status of the card (Classic, Gold, Platinum)
About Bin Checker Service
PaySpace Magazine offers a BIN checker free service to help you discover fraudulent credit card transactions. You can check all the necessary information about a debit or credit card using its bank identification number (BIN). Our BINchecker is not only free but also safe to use. We do not store or have access to the card data you enter.
You can check any existing BIN number and immediately find out all information related to this credit/debit card such as bank name, card brand, card type, bank contact information, and more. To discover this information, use the search box above. Enter the six-digit BIN and click the "Search!" button.
What Is BIN?
Every bank card is assigned a unique number. It may contain between 13-19 digits, typically 16. BIN is the initial six (sometimes four) numbers that appear on a payment card.
The standard numeration system was developed by the American National Standards Institute (ANSI) and the International Organization for Standardization (ISO) to facilitate the identification of institutions that issue payment cards.
Another synonym for BIN number is "issuer identification number" (IIN). If you come across the term, you should know that is used synonymously with BIN.
Card numbers are randomly assigned to debit cards, credit cards, charge cards, gift cards, electronic benefit cards, and other payment cards. However, each of the four to six BIN digits signifies a certain detail about the card (e.g. payment system or card type).
Bank identification number (BIN) identifies the financial institution that issues the bank card. Its main aim is to help merchants evaluate and confirm payment transactions. Knowing detailed information about a bank card, a merchant can identify the originating bank along with its address and phone number, and potentially verify the authenticity of a card.
Besides, BIN lookup enables merchants to see whether the issuing bank is in the same country as the device used to make the transaction. If the address of the bank and the address of the card owner don’t match (are in different countries), the transaction may need additional verification.
Why We Need BIN Number Lookup
BIN check is very useful for fighting payment fraud such as identity theft and different types of security breaches.
How Authentication Works With BIN
When a customer buys something online, it is required to fill in the payment card details. In case of in-person purchases, the same data is filled automatically by the POS system. BIN is utilized for authorizing transactions. It identifies which issuer should receive the authorization request for the transaction.
For example, we have BIN 514909. It means that the card was issued by Chase Bank, USA, and is registered in Mastercard payment system. This data is needed to verify that the card or account is valid and that the purchase amount is available on the card. After the validity of the card is established, depending on the funds availability, the transaction is either approved or denied.
Benefits of BIN Number Lookup for E-Commerce
E-commerce merchants face a challenging authorization process. Their customers pay remotely and often come from different countries. Their payment cards are issued by numerous banks and financial institutions which all have their own card offers. Without international numeration system it would be practically impossible to address the correct organization for additional verification. However, with BINchecker, it’s easy to compare the card data with the data provided by the user.
Often, hackers steal someone’s personal information, including the banking details. Quick BIN lookup can help spot the difference between the country of one’s IP address and the country of the card issuer. Then, the transaction can be flagged as suspicious. Additional authentication methods may be required to prevent fraud.
BIN can also be used to determine the type of a payment card (credit or debit), its particular kind (Platinum, Standard, etc) and the country of origin. That may change the applied charges and identify potential risks, calling for different security protocols.
How BIN Check Affects Fraud Prevention
BIN is crucial for risk assessment and management. As it contains all the information about the card issuer and the card type, BIN reveals whether the card was issued by reliable institution, or if the given card type even exists.
As you may know, criminals may not only steal existing credentials but also use dedicated software to create fake cards, and try to generate a combination of BIN numbers with random expiration dates and security codes. In this case, using BIN checker free tool will help you identify suspicious data and find out whether the BIN is valid and authentic.
Most Popular BIN
Here are some examples of the information you receive while BIN number lookup. Learn about some of the most popular BIN in this BIN check illustration.
Detailed information for BIN 440066
| BIN | 440066 |
| PAYMENT SYSTEM | VISA |
| BANK | BANK OF AMERICA, NATIONAL ASSOCIATION |
| CARD TYPE | CREDIT |
| CATEGORY | CLASSIC |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.BANKOFAMERICA.COM/ |
| BANK CONTACT PHONE | + (1) 800-432-1000 |
Detailed information for BIN 440393
| BIN | 440393 |
| PAYMENT SYSTEM | VISA |
| BANK | SUTTON BANK |
| CARD TYPE | DEBIT |
| CATEGORY | PREPAID |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.SUTTONBANK.COM/ |
| BANK CONTACT PHONE | + (1) 800-422-3641 |
Detailed information for BIN 423223
| BIN | 423223 |
| PAYMENT SYSTEM | VISA |
| BANK | BANCORP BANK, THE |
| CARD TYPE | DEBIT |
| CATEGORY | CLASSIC |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.THEBANCORP.COM/ |
| BANK CONTACT PHONE | + (1) 800-545-0289 |
Detailed information for BIN 414720
| BIN | 414720 |
| PAYMENT SYSTEM | VISA |
| BANK | CHASE BANK USA, N.A. |
| CARD TYPE | CREDIT |
| CATEGORY | CLASSIC |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.CHASE.COM/ |
| BANK CONTACT PHONE | + (1) 800-935-9935 |
Detailed information for BIN 434769
| BIN | 434769 |
| PAYMENT SYSTEM | VISA |
| BANK | JPMORGAN CHASE BANK, N.A. |
| CARD TYPE | DEBIT |
| CATEGORY | CLASSIC |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.CHASE.COM/ |
| BANK CONTACT PHONE | + (1) 212-270-6000 |
Detailed information for BIN 400022
| BIN | 400022 |
| PAYMENT SYSTEM | VISA |
| BANK | NAVY F.C.U. |
| CARD TYPE | DEBIT |
| CATEGORY | CLASSIC |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.NAVYFEDERAL.ORG/ |
| BANK CONTACT PHONE | + (1) 888-842-6328 |
Detailed information for BIN 414709
| BIN | 414709 |
| PAYMENT SYSTEM | VISA |
| BANK | CAPITAL ONE BANK (USA), N.A. |
| CARD TYPE | CREDIT |
| CATEGORY | CLASSIC |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.CAPITALONE.COM/ |
| BANK CONTACT PHONE | + (1) 877-383-4802 |
Detailed information for BIN 542418
| BIN | 542418 |
| PAYMENT SYSTEM | MASTERCARD |
| BANK | CITIBANK N.A. |
| CARD TYPE | CREDIT |
| CATEGORY | PLATINUM |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.CITI.COM/ |
| BANK CONTACT PHONE | + (1) 800-374-9700 |
Detailed information for BIN 410039
| BIN | 410039 |
| PAYMENT SYSTEM | VISA |
| BANK | CITIBANK N.A. |
| CARD TYPE | CREDIT |
| CATEGORY | CLASSIC |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.CITI.COM/ |
| BANK CONTACT PHONE | + (1) 800-374-9700 |
Detailed information for BIN 481582
| BIN | 481582 |
| PAYMENT SYSTEM | VISA |
| BANK | BANK OF AMERICA, NATIONAL ASSOCIATION |
| CARD TYPE | DEBIT |
| CATEGORY | CLASSIC |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.BANKOFAMERICA.COM/ |
| BANK CONTACT PHONE | + (1) 800-432-1000 |
FAQ
What is a BIN Checker?
A BIN Checker is a tool that allows you to check the details of a bank identification number (BIN). A bank identification number is a unique set of digits that identifies a specific bank and its associated financial institution. The BIN is often the first six digits of a credit or debit card number, and by using a BIN Checker, you can verify the authenticity of the card and reduce the risk of fraud.
What is a Bank Identification Number (BIN)?
A Bank Identification Number (BIN) is a unique set of digits that identifies a specific bank and its associated financial institution. The BIN is often used to identify the issuer of a credit or debit card and can also be used to verify the authenticity of the card. The BIN is typically the first six digits of a card number and can be used to determine the card's brand and the country of origin.
What are the uses of BIN Checker?
The uses of a BIN Checker include verifying the authenticity of a credit or debit card, reducing the risk of fraud, and ensuring that the card is compatible with a payment gateway. BIN Checkers can also be used by merchants to determine the issuing bank of a card and to identify the country of origin, which can be helpful for shipping and tax purposes.
How does the BIN Checker tool help with fraud prevention?
The BIN Checker tool helps with fraud prevention by allowing merchants to verify the authenticity of a credit or debit card before accepting payment. By using the BIN Checker, merchants can ensure that the BIN matches the card brand and that the issuing bank is legitimate. This can reduce the risk of fraudulent transactions and chargebacks, as well as protect the merchant and the customer from unauthorized use of the card.
Usually, the number of the bank card consists of from 13 up to 19 digits. On your card you normally might see 16 digits. Each of the digits is not just a random number. The first digit always identifies the payment system of your card. For example:
- 4 — VISA
- 5 — Mastercard
- 3 — American Express
Then follows the numbers that indicate the issuing bank, the type of card (credit or debit), the status of the card (Classic, Gold, Platinum)
About Bin Checker Service
PaySpace Magazine offers a BIN checker free service to help you discover fraudulent credit card transactions. You can check all the necessary information about a debit or credit card using its bank identification number (BIN). Our BINchecker is not only free but also safe to use. We do not store or have access to the card data you enter.
You can check any existing BIN number and immediately find out all information related to this credit/debit card such as bank name, card brand, card type, bank contact information, and more. To discover this information, use the search box above. Enter the six-digit BIN and click the "Search!" button.
What Is BIN?
Every bank card is assigned a unique number. It may contain between 13-19 digits, typically 16. BIN is the initial six (sometimes four) numbers that appear on a payment card.
The standard numeration system was developed by the American National Standards Institute (ANSI) and the International Organization for Standardization (ISO) to facilitate the identification of institutions that issue payment cards.
Another synonym for BIN number is "issuer identification number" (IIN). If you come across the term, you should know that is used synonymously with BIN.
Card numbers are randomly assigned to debit cards, credit cards, charge cards, gift cards, electronic benefit cards, and other payment cards. However, each of the four to six BIN digits signifies a certain detail about the card (e.g. payment system or card type).
Bank identification number (BIN) identifies the financial institution that issues the bank card. Its main aim is to help merchants evaluate and confirm payment transactions. Knowing detailed information about a bank card, a merchant can identify the originating bank along with its address and phone number, and potentially verify the authenticity of a card.
Besides, BIN lookup enables merchants to see whether the issuing bank is in the same country as the device used to make the transaction. If the address of the bank and the address of the card owner don’t match (are in different countries), the transaction may need additional verification.
Why We Need BIN Number Lookup
BIN check is very useful for fighting payment fraud such as identity theft and different types of security breaches.
How Authentication Works With BIN
When a customer buys something online, it is required to fill in the payment card details. In case of in-person purchases, the same data is filled automatically by the POS system. BIN is utilized for authorizing transactions. It identifies which issuer should receive the authorization request for the transaction.
For example, we have BIN 514909. It means that the card was issued by Chase Bank, USA, and is registered in Mastercard payment system. This data is needed to verify that the card or account is valid and that the purchase amount is available on the card. After the validity of the card is established, depending on the funds availability, the transaction is either approved or denied.
Benefits of BIN Number Lookup for E-Commerce
E-commerce merchants face a challenging authorization process. Their customers pay remotely and often come from different countries. Their payment cards are issued by numerous banks and financial institutions which all have their own card offers. Without international numeration system it would be practically impossible to address the correct organization for additional verification. However, with BINchecker, it’s easy to compare the card data with the data provided by the user.
Often, hackers steal someone’s personal information, including the banking details. Quick BIN lookup can help spot the difference between the country of one’s IP address and the country of the card issuer. Then, the transaction can be flagged as suspicious. Additional authentication methods may be required to prevent fraud.
BIN can also be used to determine the type of a payment card (credit or debit), its particular kind (Platinum, Standard, etc) and the country of origin. That may change the applied charges and identify potential risks, calling for different security protocols.
How BIN Check Affects Fraud Prevention
BIN is crucial for risk assessment and management. As it contains all the information about the card issuer and the card type, BIN reveals whether the card was issued by reliable institution, or if the given card type even exists.
As you may know, criminals may not only steal existing credentials but also use dedicated software to create fake cards, and try to generate a combination of BIN numbers with random expiration dates and security codes. In this case, using BIN checker free tool will help you identify suspicious data and find out whether the BIN is valid and authentic.
Most Popular BIN
Here are some examples of the information you receive while BIN number lookup. Learn about some of the most popular BIN in this BIN check illustration.
Detailed information for BIN 440066
| BIN | 440066 |
| PAYMENT SYSTEM | VISA |
| BANK | BANK OF AMERICA, NATIONAL ASSOCIATION |
| CARD TYPE | CREDIT |
| CATEGORY | CLASSIC |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.BANKOFAMERICA.COM/ |
| BANK CONTACT PHONE | + (1) 800-432-1000 |
Detailed information for BIN 440393
| BIN | 440393 |
| PAYMENT SYSTEM | VISA |
| BANK | SUTTON BANK |
| CARD TYPE | DEBIT |
| CATEGORY | PREPAID |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.SUTTONBANK.COM/ |
| BANK CONTACT PHONE | + (1) 800-422-3641 |
Detailed information for BIN 423223
| BIN | 423223 |
| PAYMENT SYSTEM | VISA |
| BANK | BANCORP BANK, THE |
| CARD TYPE | DEBIT |
| CATEGORY | CLASSIC |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.THEBANCORP.COM/ |
| BANK CONTACT PHONE | + (1) 800-545-0289 |
Detailed information for BIN 414720
| BIN | 414720 |
| PAYMENT SYSTEM | VISA |
| BANK | CHASE BANK USA, N.A. |
| CARD TYPE | CREDIT |
| CATEGORY | CLASSIC |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.CHASE.COM/ |
| BANK CONTACT PHONE | + (1) 800-935-9935 |
Detailed information for BIN 434769
| BIN | 434769 |
| PAYMENT SYSTEM | VISA |
| BANK | JPMORGAN CHASE BANK, N.A. |
| CARD TYPE | DEBIT |
| CATEGORY | CLASSIC |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.CHASE.COM/ |
| BANK CONTACT PHONE | + (1) 212-270-6000 |
Detailed information for BIN 400022
| BIN | 400022 |
| PAYMENT SYSTEM | VISA |
| BANK | NAVY F.C.U. |
| CARD TYPE | DEBIT |
| CATEGORY | CLASSIC |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.NAVYFEDERAL.ORG/ |
| BANK CONTACT PHONE | + (1) 888-842-6328 |
Detailed information for BIN 414709
| BIN | 414709 |
| PAYMENT SYSTEM | VISA |
| BANK | CAPITAL ONE BANK (USA), N.A. |
| CARD TYPE | CREDIT |
| CATEGORY | CLASSIC |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.CAPITALONE.COM/ |
| BANK CONTACT PHONE | + (1) 877-383-4802 |
Detailed information for BIN 542418
| BIN | 542418 |
| PAYMENT SYSTEM | MASTERCARD |
| BANK | CITIBANK N.A. |
| CARD TYPE | CREDIT |
| CATEGORY | PLATINUM |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.CITI.COM/ |
| BANK CONTACT PHONE | + (1) 800-374-9700 |
Detailed information for BIN 410039
| BIN | 410039 |
| PAYMENT SYSTEM | VISA |
| BANK | CITIBANK N.A. |
| CARD TYPE | CREDIT |
| CATEGORY | CLASSIC |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.CITI.COM/ |
| BANK CONTACT PHONE | + (1) 800-374-9700 |
Detailed information for BIN 481582
| BIN | 481582 |
| PAYMENT SYSTEM | VISA |
| BANK | BANK OF AMERICA, NATIONAL ASSOCIATION |
| CARD TYPE | DEBIT |
| CATEGORY | CLASSIC |
| COUNTRY NAME | UNITED STATES |
| COUNTRY CODE (ISO2) | US |
| COUNTRY CODE (ISO3) | USA |
| COUNTRY NUMBER | 840 |
| BANK WEBSITE | HTTPS://WWW.BANKOFAMERICA.COM/ |
| BANK CONTACT PHONE | + (1) 800-432-1000 |
FAQ
What is a BIN Checker?
A BIN Checker is a tool that allows you to check the details of a bank identification number (BIN). A bank identification number is a unique set of digits that identifies a specific bank and its associated financial institution. The BIN is often the first six digits of a credit or debit card number, and by using a BIN Checker, you can verify the authenticity of the card and reduce the risk of fraud.
What is a Bank Identification Number (BIN)?
A Bank Identification Number (BIN) is a unique set of digits that identifies a specific bank and its associated financial institution. The BIN is often used to identify the issuer of a credit or debit card and can also be used to verify the authenticity of the card. The BIN is typically the first six digits of a card number and can be used to determine the card's brand and the country of origin.
What are the uses of BIN Checker?
The uses of a BIN Checker include verifying the authenticity of a credit or debit card, reducing the risk of fraud, and ensuring that the card is compatible with a payment gateway. BIN Checkers can also be used by merchants to determine the issuing bank of a card and to identify the country of origin, which can be helpful for shipping and tax purposes.
How does the BIN Checker tool help with fraud prevention?
The BIN Checker tool helps with fraud prevention by allowing merchants to verify the authenticity of a credit or debit card before accepting payment. By using the BIN Checker, merchants can ensure that the BIN matches the card brand and that the issuing bank is legitimate. This can reduce the risk of fraudulent transactions and chargebacks, as well as protect the merchant and the customer from unauthorized use of the card.
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