Klarna, the Swedish digital bank known for its “buy now, pay later” checkout tools, has switched on its first integration with J.P. Morgan Payments in the United States. The update enables any merchant already using J.P. Morgan Payments’ Commerce Platform to offer Klarna’s payment options at checkout without building or coding anything new.
The thing that lets you pay with your smartphone at the store checkout without ever fumbling with your bank cards or cash banknotes is called a digital wallet. We might use it every other day, but never stop to figure out how exactly it functions. This article aims to explain the main types of digital […]
Israel-based payments company Nayax has applied for a US bank charter, that would let it offer business cards, loans, and cash advances directly through its own platform instead of leaning on outside banks. The company filed the application with the Connecticut Department of Banking to create Nayax America Bank, which would be headquartered in Fairfield […]
PayPal fintech company posted second-quarter adjusted earnings of $1.38 per share, beating the $1.28 that analysts expected. Revenue rose 5% year over year to $8.68 billion, also ahead of forecasts. PayPal then raised its full-year profit guidance to $5.38 per share, up from its prior outlook of flat-to-declining earnings. These results underpin the company’s earlier […]
Every payment starts with a question: who is actually asking for this money to move? For most of the industry’s history, and human history, for that matter, a human was behind the wheel. A real person answered the authorisation question by typing a password, tapping a card, or showing an ID. That is changing now. […]
Financial services have long been not confined to banks. Today, businesses across retail, software, mobility, healthcare, and e-commerce sectors allow customers to make payments, access credit, purchase insurance, or receive payouts without ever leaving their platforms. This is exactly the illustrative result of embedded finance, one of the fastest-growing areas of fintech, in action.
In a world where card payments constitute about 60% of the total transactions, Pay by bank is a payment method that moves money directly from a customer’s bank account to a merchant’s account, without a card network sitting in between.
“Boosting Digital-First Banking and Enabling Next-Gen Financial Platforms in the Middle East” 13 November 2026 | Muscat, Oman Muscat, Oman – The International Center for Strategic Alliances (ICSA) is proud to announce the 32nd Edition Connected Banking Summit – Innovation & Excellence Awards 2026, scheduled to take place on 13 November 2026 in Muscat, Oman.
The rules governing who can buy what, from whom, and under what authority are being rewritten by trade groups and card networks racing to keep pace with software that shops on its own.
Increase, the banking infrastructure and API provider used by Gusto, Ramp and Stripe, has launched Increase Bank, an FDIC-member banking institution designed to provide technology companies with programmable banking infrastructure.
Open banking and open finance are often treated as the same idea at different stages of maturity. That framing is no longer accurate. The regulatory scope, the participants, and the political stakes have diverged enough that open finance now needs to be understood as its own contest centred on which companies get to sit inside […]
Bringing Together Banking, Payments, Fintech, and Technology Leaders to Shape Canada’s Payments Future
Revolut, the online bank from the UK, is giving its more than 75 million customers free access to the subscription of ChatGPT Go, which is usually priced at £7 a month.
North America’s 7th Edition Agentic Automation in Finance Summit Canada Launches in Toronto, Bringing Together Leaders Shaping the Future of AI-Powered Financial Services
USDC, the dollar-pegged stablecoin issued by Circle, is built directly into Shopify Payments, Shopify’s built-in payment gateway, as a checkout option. Being a stablecoin, USDC value stays linked to the US dollar at all times, making it more reliable and predictable than most other cryptocurrencies. Here’s how the Shopify crypto payment feature works for merchants […]
An AI payment agent is software, usually built on a large language model, that can complete a purchase or transfer funds on a person’s or business’s behalf without a human clicking “buy” for each transaction. This is distinct from an AI shopping assistant, which searches, compares, and recommends products but hands the final checkout step […]
© 2026 PAY SPACE, LLC
03148 Ukraine, Kyiv, 2A P.Kurinoho str.
