Fintech & Ecommerce

Many Of Today’s Finance Companies Are Still Operating On Tech Platforms That Are Severely Outdated
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Many Of Today’s Finance Companies Are Still Operating On Tech Platforms That Are Severely Outdated

Finance companies built on tech platforms architected decades ago are confronting a growing set of pressures: aging infrastructure that resists modern tooling, calculation logic that may no longer reflect current compliance requirements, and a workforce of institutional experts approaching retirement. According to a 2026 industry survey on platform migration and modernization in consumer finance, 87% […]

Agentic Payments Protocol Battle Intensifies: Visa, Mastercard, x402, UnionPay Fight for AI Money Standards
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Agentic Payments Protocol Battle Intensifies: Visa, Mastercard, x402, UnionPay Fight for AI Money Standards

The race to build the payment infrastructure of the AI-agent economy is entering a new phase, with global payment networks and technology companies competing to define how machines will identify, authorize and execute transactions.

Amazon, OpenAI, and Natural Chase Different Cuts of Agentic Checkout
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Amazon, OpenAI, and Natural Chase Different Cuts of Agentic Checkout

Autonomous checkout has moved from demo to disputed business model within a single year. Amazon’s Rufus-powered “Buy for Me” now completes purchases on external retailer sites on a shopper’s behalf. OpenAI tried a native 4% checkout fee inside ChatGPT and pulled it after six months. A new startup, Natural, has raised $30 million to build […]

AI-Powered Underwriting Explained: How Banks Use AI to Approve Loans
Articles

AI-Powered Underwriting Explained: How Banks Use AI to Approve Loans

Modern AI has revolutionized the lending procedures of banks and fintech lenders helping them process loans faster and ensure credit access to those borrowers overshadowed by conventional credit assessments. But some important questions arise with this innovation: Are lenders able to explain the reasoning behind their AI’s decision to approve one applicant while rejecting another? […]

What Is Agentic AI in Banking? How It Works and Where It’s Already Live
Articles

What Is Agentic AI in Banking? How It Works and Where It’s Already Live

Artificial intelligence has supported banking operations for years. It has found many applications in fraud detection, credit scoring, risk modelling, and customer service automation. In 2026, however, industry discussions have increasingly focused on agentic AI — a new category of proactive AI systems designed to plan, coordinate, and execute multi-step tasks instead of simply generate […]

Upstart OCC Approval May Set the Governance Blueprint for AI-Native Banks
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Upstart OCC Approval May Set the Governance Blueprint for AI-Native Banks

Upstart Holdings has reached a milestone that could influence how future AI-driven financial institutions are regulated. The company has received conditional approval from the Office of the Comptroller of the Currency (OCC) to establish Upstart Bank, N.A., entity with potential to become the first nationally chartered bank built from the ground up with AI-powered underwriting. 

Apple and Amazon Push Embedded Finance Further Into the Checkout Experience
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Apple and Amazon Push Embedded Finance Further Into the Checkout Experience

Apple and Amazon have put embedded finance back in the spotlight this week. While Apple is preparing to launch a new financing program for its devices, Amazon Business is renewing attention around its existing partnership with Affirm. Such a synchronization among Big Tech players underscore the growing role of installment payments as an integrated part […]

CEE Anti-Fraud and Risk & Compliance Forums 2026 to Bring Regional Leaders Together in Vilnius
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CEE Anti-Fraud and Risk & Compliance Forums 2026 to Bring Regional Leaders Together in Vilnius

The CEE Anti-Fraud Forum and Risk & Compliance Forum 2026 will return to Vilnius, Lithuania, on October 6-7, bringing together hundreds of professionals from across Central and Eastern Europe to discuss the latest developments in fraud prevention, governance, risk management and regulatory compliance.

PSE Consulting: 89% Still Trust Seller Brand Over AI Picks
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PSE Consulting: 89% Still Trust Seller Brand Over AI Picks

Merchants’ fear of AI shopping agents is just a ‘hallucination’, four-wave international study finds. Based on responses from 4,250 consumers across the UK, US, France and Germany, the research explores the emerging ‘shortlist economy’ and how AI is reshaping the path to purchase.

Native Acquires Frontline Research Group to Expand AI-Powered Retail Intelligence Across Africa
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Native Acquires Frontline Research Group to Expand AI-Powered Retail Intelligence Across Africa

Native, a company developing artificial intelligence (AI) tools for offline retail operations, has agreed to acquire Frontline Research Group, an African market intelligence provider, to strengthen its data capabilities across the continent’s traditional trade sector.

Wise’s US Banking Ambitions Hit a Wall as Shifting Payment-Access Rules Sink Trust Bank Bid
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Wise’s US Banking Ambitions Hit a Wall as Shifting Payment-Access Rules Sink Trust Bank Bid

Wise, the London-founded cross-border payments giant, saw its US banking ambitions stall on July 24 after the Office of the Comptroller of the Currency (OCC) rejected its application for a national trust bank charter — a decision the company says was driven as much by a changing regulatory landscape as by its own compliance history.

Ethiopia Takes Centre Stage as the 29th Connected Banking Summit & Innovation & Excellence Awards 2026 Opens in Addis Ababa
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Ethiopia Takes Centre Stage as the 29th Connected Banking Summit & Innovation & Excellence Awards 2026 Opens in Addis Ababa

Banking Leaders, Regulators and Global Technology Innovators Unite to Accelerate Ethiopia’s Digital Financial Transformation on 12 August 2026 at Ethiopian Skylight Hotel, Addis Ababa, Ethiopia.

Glia Launches Three AI Response Modes For Banking Amid Industry Security Scrutiny
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Glia Launches Three AI Response Modes For Banking Amid Industry Security Scrutiny

Glia’s July 21 launch of three configurable AI response modes for Glia Banker has taken on added context following a security incident disclosed this week by OpenAI and Hugging Face.

Kurv Launches Agent Portal to Streamline Merchant Onboarding and Portfolio Management
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Kurv Launches Agent Portal to Streamline Merchant Onboarding and Portfolio Management

Kurv has introduced Kurv Agent, a new digital platform designed for independent sales organizations (ISOs) and independent payment agents, bringing merchant onboarding, portfolio management, and residual reporting into a single online portal.

Sunrate Named in CNBC World’s Top Fintech Companies 2026 for Second Consecutive Year
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Sunrate Named in CNBC World’s Top Fintech Companies 2026 for Second Consecutive Year

Sunrate has been included in CNBC’s World’s Top Fintech Companies 2026 ranking for the second consecutive year, earning recognition for its role in the global payments and treasury management sector.

Shein Clears Hong Kong IPO Hurdle, Faces $40-50 Billion Valuation Test Believes GlobalData
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Shein Clears Hong Kong IPO Hurdle, Faces $40-50 Billion Valuation Test Believes GlobalData

Shein has received approval to proceed with a Hong Kong listing, with an IPO rumoured to be imminent as early as August 2026. The approval marks a significant step after failed listing attempts in New York and London. GlobalData says the company now faces the more difficult task of securing investor support at its target […]

Fintech & Ecommerce