ACI Worldwide has integrated Paze online checkout from Early Warning Services into its Pay.On platform, giving merchants and consumers seamless access to bank-backed digital wallets
ACI Worldwide, a global leader in payments technology, has announced a major enhancement to its Pay.On payment orchestration platform with the addition of Paze online checkout from Early Warning Services. The integration enables U.S. merchants to offer consumers an expanded range of digital wallet options through a single, streamlined interface.
The combined solution allows merchants to connect to multiple payment methods, including credit and debit cards linked to participating banks, without separate integrations. Paze is supported by leading financial institutions, including Bank of America, Capital One, Chase, PNC, Truist, U.S. Bank, and Wells Fargo, covering more than 150 million U.S. cardholders. By incorporating Paze into Pay.On, ACI ensures that these wallets are instantly accessible to merchants using its platform, removing friction and accelerating checkout processes.
ACI Worldwide reported that the integration is expected to handle up to 16 million U.S. e-commerce transactions in 2026, highlighting the practical usability of the joint solution. Merchants benefit from simplified wallet management, faster deployment, and reduced operational overhead, while consumers gain a secure, tokenized payment experience that avoids sharing full card numbers with merchants.
The convergence of Pay.On’s orchestration capabilities with Paze’s bank-backed wallet technology positions ACI to deliver a robust, flexible payments solution that meets the growing demand for digital wallets in U.S. online commerce. According to ACI, the integration supports end-to-end transaction processing, real-time settlement, and enhanced security, allowing retailers to expand payment acceptance efficiently across multiple channels.
Early Warning Services, the developer of Paze, has stated that combining its wallet infrastructure with ACI’s platform strengthens cross-industry accessibility and reliability, making it easier for banks, fintechs, and merchants to offer seamless checkout experiences. The collaboration reflects a broader trend in the industry toward integrated digital payment ecosystems, where orchestration platforms simplify the deployment of multiple payment methods under a single solution.
With this advancement, ACI Worldwide continues to reinforce its role as a central hub for U.S. merchants, providing practical tools to improve checkout efficiency, reduce cart abandonment, and meet consumer demand for secure, flexible digital wallets. The rollout of the integrated Paze solution on Pay.On is expected in early 2026, setting a new benchmark for wallet-enabled commerce.
