Traditional credit scoring and lending practices have long disadvantaged a significant share of the population. Thankfully, alternative lending services are helping more people access credit options in these critical times when the affordability of daily purchases is decreasing.
The paycheck to paycheck 2026 squeeze is surprisingly coming not from summer vacations but from common places like the grocery aisle, the utility bill and the gas pump. Thus, the pressure doesn’t end when the season does. Many turn to BNPL but does it really help?
Global bond markets today are not soothing investors concerned over the high costs of borrowing and the consequences this is having on household accounts.
Klarna delivered a stronger-than-expected second quarter, but investors focused on what comes next, which led to a counterintuitive stock decline.
New survey data shows Buy Now, Pay Later (BNPL) is becoming a routine part of predictable, recurring shopping for American households, and almost half of US consumers will use it to make the annual back-to-school purchases possible.
A new label is circulating on social media for an old habit: making every dollar count. It’s called “moneymaxxing,” and it covers everyday moves like cancelling unused subscriptions, collecting rewards points, and moving spare cash into a high-yield savings account.
Klarna, the Swedish digital bank known for its “buy now, pay later” checkout tools, has switched on its first integration with J.P. Morgan Payments in the United States. The update enables any merchant already using J.P. Morgan Payments’ Commerce Platform to offer Klarna’s payment options at checkout without building or coding anything new.
The Federal Reserve holds its next rate decision on September 15–16, and for the first time in months, traders are leaning toward a hike, not a cut. The Fed’s rate-setting group, the FOMC, held its benchmark rate steady on July 29 for a fifth straight meeting, at 3.50%–3.75%. But three of its twelve voting members […]
The Federal Open Market Committee began its two-day meeting on July 28. The rate decision lands Wednesday, July 29, at 2:00 p.m. ET, followed by Fed Chair Kevin Warsh’s press conference at 2:30 p.m.
Apple and Amazon have put embedded finance back in the spotlight this week. While Apple is preparing to launch a new financing program for its devices, Amazon Business is renewing attention around its existing partnership with Affirm. Such a synchronization among Big Tech players underscore the growing role of installment payments as an integrated part […]
Payment providers are widening how and where money moves, from BNPL at the checkout of long-distance travel, to a mobile wallet issuing its own cards, and a wallet infrastructure provider deepening multi-currency support for global platforms.
Float has launched its card-linked instalment platform in the UK, introducing a payment option that allows consumers to split eligible credit card purchases into interest- and fee-free monthly instalments using the credit already available on their existing Visa or Mastercard. The company says its model differs from traditional buy now, pay later (BNPL) products because […]
The global Buy Now Pay Later (BNPL) market is projected to grow from approximately $235 billion to over $1.6 trillion by 2034, according to a study published by Global Market Insights, Inc.
PayJustNow, a South African payment solution for merchants that offers a “Buy Now, Pay Later” (BNPL) service, is now fully integrated with Peach Payments’ Digit Pro point-of-sale (POS) terminal solutions.
Skeptics often view Buy Now Pay Later (BNPL) as a debt risk, but South African consumers use it as a sophisticated budgeting strategy. In the below article, Payflex CMO Tracey-Lee Zürcher-Campbell debunks 5 myths about how local consumers and merchants use BNPL.
Google Pay is boosting the AI Mode by embedding two popular BNPL methods from Affirm and Klarna providers into its Gemini app and Google search functionality. The update combines agentic commerce mechanisms with flexible checkout options.
© 2026 PAY SPACE, LLC
03148 Ukraine, Kyiv, 2A P.Kurinoho str.
