Explained - page 2

Oil Surges as Iran Shuts the World’s Most Critical Energy Chokepoint
Finance & Economics

Oil Surges as Iran Shuts the World’s Most Critical Energy Chokepoint

Brent crude has surged more than 15% in four days as Iran declares the Strait of Hormuz closed following U.S.-Israeli strikes on Tehran. With a fifth of the world’s oil supply hanging in the balance, analysts are warning of triple-digit prices and a potential global recession.

Bitcoin Faces $60K Crisis: Tariff Chaos and FOMO Frenzy Threaten Market Stability
News

Bitcoin Faces $60K Crisis: Tariff Chaos and FOMO Frenzy Threaten Market Stability

Bitcoin struggles at $60K support baseline as tariff uncertainty, FOMO, and fear & greed drive market volatility.

How Two New Standards x402 and ERC‑8004 Could Shape the Future of Digital Payments and AI‑Driven Commerce
Articles

How Two New Standards x402 and ERC‑8004 Could Shape the Future of Digital Payments and AI‑Driven Commerce

In the digital economy, money and trust have always been central. Whether it’s paying for a subscription, transferring money across borders, or settling billion-dollar trades, the systems that move value need to be fast, reliable, and secure. But as artificial intelligence (AI) becomes increasingly autonomous and financial services more granular, traditional infrastructure is starting to […]

Why Merchants May Soon Be Able to Refuse Certain Credit Cards: The Long-Running Swipe Fee Lawsuit Explained
Fintech & Ecommerce

Why Merchants May Soon Be Able to Refuse Certain Credit Cards: The Long-Running Swipe Fee Lawsuit Explained

A landmark legal settlement could soon change how merchants accept credit cards by allowing them to decline certain card types and surcharge others, ending decades of “honor all cards” rules. What does it mean for different payment ecosystem participants?

Cash Serves as a Welcome Alternative to Digital Payment Fatigue
Finance & Economics

Cash Serves as a Welcome Alternative to Digital Payment Fatigue

For years, cash was widely viewed as a declining payment method, steadily displaced by cards, mobile wallets, and account-to-account transfers. Yet recent data suggests the narrative is shifting.

2025: When Instant SEPA Became the New Normal
Fintech & Ecommerce

2025: When Instant SEPA Became the New Normal

As we’re nearing the end of 2025, we must admit that it basically became the year SEPA Instant stopped being optional and turned to a new form of normal in the payment industry.

Portable Credit Passports: The New Blueprint for SME Lending Transparency in the UK
Articles

Portable Credit Passports: The New Blueprint for SME Lending Transparency in the UK

Here’s a plain explanation of what a “Portable Credit Passport” for UK SMEs is, why there’s demand for it, and what the Smarter Contracts-led consortium and partners are trying to build under the Financial Conduct Authority (FCA) “Smart Data Sprint.”

Cómo Averiguar Cuál Es El Banco Emisor de Una Tarjeta de Crédito
Articles

Cómo Averiguar Cuál Es El Banco Emisor de Una Tarjeta de Crédito

¿Alguna vez se ha preguntado qué banco ha emitido una tarjeta teniendo únicamente un número de tarjeta?

Understanding White Label Payment Gateway Reseller Business: What’s In It for You?
Articles

Understanding White Label Payment Gateway Reseller Business: What’s In It for You?

How does one become a reseller of white label payment gateway services, and does it make any sense? Stop checking Reddit forums to figure that out and take a look at this simple article that covers the basics of a payment gateway reseller business. 

Biometric Payments Guide: How Fingerprints and Face Recognition Are Changing How We Transact
Articles

Biometric Payments Guide: How Fingerprints and Face Recognition Are Changing How We Transact

It is predicted that, as soon as 2030, every one in four people globally will be using biometric tech to secure payments, while digital identity verification will pass traditional identity verification in volume. Why are biometric payments so popular, and why has their adoption accelerated in recent years? This article sheds light on everything you […]

Breaking Down Embedded Payments: What They Are and Why They’re Changing Finance Forever
Articles

Breaking Down Embedded Payments: What They Are and Why They’re Changing Finance Forever

In a fintech industry ripe with innovation, embedded payments technology holds a special place. Customers love it, merchants benefit from the added value and convenience they bring, and the whole payment journey is redefined end-to-end.

Fintech in Mexico: The Revolution Reshaping How People Manage Money
Articles

Fintech in Mexico: The Revolution Reshaping How People Manage Money

In Mexico, the fintech ecosystem is particularly significant because it contributes to financial inclusion in a country where a large part of the population does not have access to traditional banking.

¿Qué Es Una Fintech En México? Definición, Ejemplos Y Beneficios
Fintech & Ecommerce

¿Qué Es Una Fintech En México? Definición, Ejemplos Y Beneficios

En México, el ecosistema fintech es especialmente significativo, ya que contribuye a la inclusión financiera en un país donde una parte importante de la población no tiene acceso a la banca tradicional.

Databricks Acquires Startup Neon
Science & Technology

Databricks Acquires Startup Neon

Data and artificial intelligence company Databricks acquires Neon, which is a database startup.

Citi Predicts Stablecoin Market to Hit $3.7 Trillion by 2030
News

Citi Predicts Stablecoin Market to Hit $3.7 Trillion by 2030

Citi predicts that the financial volume of the stablecoins market could reach $3.7 trillion by the end of the current decade.