loan

System Connectivity in Auto Lending: What Fintechs and Traditional Banks Need to Know
Articles

System Connectivity in Auto Lending: What Fintechs and Traditional Banks Need to Know

Auto lending has become a proving ground for how well financial institutions and technology companies can work together. Fintechs have brought speed, data sophistication, and digital-first experiences to the space. Traditional banks bring institutional scale, regulatory experience, and established dealer relationships. What both share, regardless of model or origin, is an increasing dependence on interconnected […]

Abhi and Qlub Sign Partnership to Offer Earned Wage Access to Employees in Saudi Arabia
Fintech & Ecommerce

Abhi and Qlub Sign Partnership to Offer Earned Wage Access to Employees in Saudi Arabia

Abhi Saudi, operated by Alraedah Digital Solutions, has signed a partnership with Qlub. The agreement gives Qlub employees access to ABHI’s Earned Wage Access (EWA) service.

Capital Markets Are Scaling Faster Than the Systems That Support Them
Fintech & Ecommerce

Capital Markets Are Scaling Faster Than the Systems That Support Them

By Trevor Vick, CEO of UMIP, Inc. There is a fundamental contradiction at the heart of today’s capital markets. Trillions of dollars are flowing into AI infrastructure, data centers, and public works at a pace that would have seemed extraordinary just a few years ago. Transaction volumes are breaking records. Securitization structures are growing more […]

J.P. Morgan Sees No Fed Cut at April 28–29 Meeting: What FinTech Lenders Should Expect From the Longest Rate Cut Pause Yet
Articles

J.P. Morgan Sees No Fed Cut at April 28–29 Meeting: What FinTech Lenders Should Expect From the Longest Rate Cut Pause Yet

J.P. Morgan Global Research expects the Federal Reserve to hold rates steady at its April 28–29 FOMC meeting and most probably avoid a rate cut scenario at the next meetings scheduled for this year as well. Here’s what that forecast means for FinTech lenders.

The Rise of Virtual Credit in a Cashless Philippines: What It Means for Consumers
Articles

The Rise of Virtual Credit in a Cashless Philippines: What It Means for Consumers

From online shopping to e-wallets and QR payments, more Filipinos are becoming comfortable with digital transactions every day. Alongside this digital shift, another trend is quietly transforming how people handle their finances: the rise of virtual credit.

AI Finance Converges: Upstart Seeks Bank Charter as Santander Deploys Agentic Payments Across Latin America
Fintech & Ecommerce

AI Finance Converges: Upstart Seeks Bank Charter as Santander Deploys Agentic Payments Across Latin America

Two separate landmark moves from Santander and Upstart signal a new era of autonomous, AI-native finance infrastructure developed at all levels of fintech industry.

TransUnion and Google Cloud Power AI‑Driven Credit Intelligence with New Analytics Agent
Fintech & Ecommerce

TransUnion and Google Cloud Power AI‑Driven Credit Intelligence with New Analytics Agent

TransUnion, the global information and insights company listed on the NYSE (TRU), has announced a major AI‑driven innovation in credit analytics through a strategic technological integration with Google Cloud’s advanced AI ecosystem. The new capability, called the AI Analytics Orchestrator Agent, is designed to enhance credit intelligence and analytics workflows across financial services firms.

How to Calculate Mortgage Payments: A Complete Step-by-Step Guide
Articles

How to Calculate Mortgage Payments: A Complete Step-by-Step Guide

Understanding how to calculate mortgage payments gives you real power at the negotiating table. Whether you’re a first-time buyer or refinancing an existing loan, knowing the math behind your monthly payment means no surprises and smarter decisions from day one.

Post-Penny Compliance: Cash Rounding in Small-Dollar Lending
Finance & Economics

Post-Penny Compliance: Cash Rounding in Small-Dollar Lending

The era of the one-cent piece has reached its conclusion. Following a White House directive to the Department of the Treasury on February 9, 2025, the U.S. Mint ceased regular production of the penny, citing a production cost of 3.7 cents per unit. While the Mint completed its final regular run in November 2025, the […]

NEXA Lending Launches Chat & Social AI for Loan Originators
News

NEXA Lending Launches Chat & Social AI for Loan Originators

The new AI features are integrated directly into NEXA’s lending platform and include tools for drafting personalized messages, managing communication with borrowers, and automating routine tasks.

Student Lending in 2026: Navigating Origination Complexity and Disclosure Accuracy
Articles

Student Lending in 2026: Navigating Origination Complexity and Disclosure Accuracy

As 2025 has ended with millions of students completing a fall semester shaped by ongoing economic uncertainty, student lenders are preparing for a 2026 environment defined less by sweeping new rules and more by increasing focus around technical accuracy at origination. Regulators continue to focus on whether lenders are translating the unique structures of student […]

Synchrony Expands CareCredit Financing to 40,000+ Health & Wellness Providers Through Clover App Market Integration
News

Synchrony Expands CareCredit Financing to 40,000+ Health & Wellness Providers Through Clover App Market Integration

Synchrony has broadened its CareCredit financing capabilities by fully integrating the solution into the Clover App Market, enabling streamlined patient financing and payments for more than 40,000 health and wellness providers.

BNPL Services: Affordability Boosters or Another Debt Trap?
Articles

BNPL Services: Affordability Boosters or Another Debt Trap?

The advent of no-interest installment payments, aka BNPL, has been a life-changing experience for many shoppers worldwide. What used to be an acceptable way to cover the cost of select high-ticket purchases only is now a common payment method for literally everything. Is this utmost payment flexibility a good or bad thing for end consumers […]

FICO & Plaid Launch Enhanced Cash-Flow Credit Score
Fintech & Ecommerce

FICO & Plaid Launch Enhanced Cash-Flow Credit Score

An updated version of UltraFICO, developed by FICO and Plaid, maps cash-flow insights into the FICO Score scale so lenders can use a single, recognizable score that incorporates transaction-level account flows.

Trulioo Introduces Credit Decisioning to Enhance Business Risk Insights and Streamline Onboarding
News

Trulioo Introduces Credit Decisioning to Enhance Business Risk Insights and Streamline Onboarding

As global business onboarding faces increasing regulatory pressure and sophisticated fraud, Trulioo is adding real-time credit and risk decisioning and insights to its identity platform, giving enterprises a more complete picture of potential partners before transactions begin.

ID Finance & myTU Partner to Leverage Programmable Banking Infrastructure for Instant Loan Payouts
Fintech & Ecommerce

ID Finance & myTU Partner to Leverage Programmable Banking Infrastructure for Instant Loan Payouts

ID Finance and myTU joined efforts to increase the speed and reliability of disbursing instant loan funds without any disruptions to customer service flow.