Retailers offering flexible payment options such as Buy Now, Pay Later (BNPL) and point-of-sale (POS) finance are already seeing tangible commercial benefits, according to new research from Lloyds Merchant Services. The caveat is that customers favour flexible payments offered through their existing bank relationships.
Despite growing enthusiasm for embedded finance services, many brands remain hesitant to move from intention to action due to implementation challenges, according to ClearBank’s new report.
Fraud in online retail is escalating at a pace that many merchants are struggling to contain, according to new research from an AI-native ecommerce fraud prevention platform Ravelin.
As the UK’s smart data ecosystem expands from open banking to open finance and broader cross-sector data sharing, managing risk in real time has become a critical priority. Invela’s new white paper explores how to strengthen defences against the rising risks tied to third-party providers.
Estonia continues to lead the world in tax competitiveness, ranking first for the 11th year in a row, thanks to its simple, transparent, and investment-friendly tax system.
The 2025 McKinsey Global Payments Report estimates global payments revenues to reach $3 trillion by 2029, after generating $2.5 trillion in revenue from $2.0 quadrillion in value flows last year.
Wind River Payments report reveals that nearly half of merchants are encouraging their customers to pay with cash and debit cards as margin pressures mount and payment processing fees become the fastest-growing operating expense.
An increasing number of British consumers say contactless is their favourite way to pay in-store, though cash use in stores has also grown by over 20% in two years, reports Takepayments.
The findings of the 2025 Islamic Finance Development Indicator (IFDI) Report reflect how Islamic finance is evolving beyond its traditional markets to become a more dynamic and globally integrated part of the financial system, with assets expected to surge to $9.7 trillion by 2029.
By 30 September, Hong Kong was handling almost 300 active IPO filings, a new record, KPMG reports.
China’s eight-day “Golden Week” holiday – running from October 1 to 8 and coinciding with both the Mid-Autumn Festival and National Day – has sparked a surge in cross-border travel among Chinese tourists as well as their spending via Alipay.
In a fintech industry ripe with innovation, embedded payments technology holds a special place. Customers love it, merchants benefit from the added value and convenience they bring, and the whole payment journey is redefined end-to-end.
A fresh research shows that UK citizens increasingly choose cashless payment alternatives, with debit cards remaining the most popular option, but mobile wallets use also rapidly growing.
Although annual revenue growth is expected to slow from 8.8% to 4.0% within the next five years, global payments revenue is still forecast to increase to $2.4 trillion by 2029, as agentic AI, digital currencies, and fintech business models boost the growth.
Mobile wallets are now the payment method of choice across Southeast Asia, with 83% of Indonesian shoppers and 80% of Malaysians opting for them when making international purchases.
A study conducted by Mastercard and RCBC reveals that access to payment-enabled devices does not automatically translate into active financial participation. What practical tech aspects do drive financial inclusion then?
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