Gold Record-Breaking 2025 Rally: What It Means for Investors
Gold price has climbed over 50% year-to-date, surpassing $4,000 per ounce. Here’s why the precious metal reached its highest level ever and what investors should pay attention to.
Report - page 10
Morgan Stanley: AI Coding Boom Set to Create More Developer Jobs, Not Eliminate Them
As artificial intelligence transforms software development, Morgan Stanley Research predicts that AI will create more jobs for developers rather than replace them.
Flexible Finance Boosts Retail Performance, With Bank-Backed BNPL Being The Preferred Option
Retailers offering flexible payment options such as Buy Now, Pay Later (BNPL) and point-of-sale (POS) finance are already seeing tangible commercial benefits, according to new research from Lloyds Merchant Services. The caveat is that customers favour flexible payments offered through their existing bank relationships.
Implementation Complexity Holds Back Embedded Finance Adoption, ClearBank Report Finds
Despite growing enthusiasm for embedded finance services, many brands remain hesitant to move from intention to action due to implementation challenges, according to ClearBank’s new report.
Ecommerce Fraud Evolves Too Fast For Retailers to Handle
Fraud in online retail is escalating at a pace that many merchants are struggling to contain, according to new research from an AI-native ecommerce fraud prevention platform Ravelin.
Invela Warns That the UK’s Smart Data Ecosystem Requires Stronger Protections Amid Rising Risks
As the UK’s smart data ecosystem expands from open banking to open finance and broader cross-sector data sharing, managing risk in real time has become a critical priority. Invela’s new white paper explores how to strengthen defences against the rising risks tied to third-party providers.
Estonia Tops Global Tax Competitiveness Rankings for 11th Consecutive Year
Estonia continues to lead the world in tax competitiveness, ranking first for the 11th year in a row, thanks to its simple, transparent, and investment-friendly tax system.
McKinsey Report Raises Stakes for Global Payments Revenues: Forecast to Surpass $3T by 2029
The 2025 McKinsey Global Payments Report estimates global payments revenues to reach $3 trillion by 2029, after generating $2.5 trillion in revenue from $2.0 quadrillion in value flows last year.
Rising Payment Costs Force Merchants to Rethink Payment Strategies
Wind River Payments report reveals that nearly half of merchants are encouraging their customers to pay with cash and debit cards as margin pressures mount and payment processing fees become the fastest-growing operating expense.
Half UK Shoppers Love Contactless In-Store Payments But Even More Carry Cash
An increasing number of British consumers say contactless is their favourite way to pay in-store, though cash use in stores has also grown by over 20% in two years, reports Takepayments.
Global Islamic Finance Assets to Reach $9.7T by 2029
The findings of the 2025 Islamic Finance Development Indicator (IFDI) Report reflect how Islamic finance is evolving beyond its traditional markets to become a more dynamic and globally integrated part of the financial system, with assets expected to surge to $9.7 trillion by 2029.
Record Listing Applications Push Hong Kong Toward No.1 Global IPO Hub by Late 2025 — KPMG
By 30 September, Hong Kong was handling almost 300 active IPO filings, a new record, KPMG reports.
Alipay Reveals New Trends in Cross-Border Tourism During China’s 2025 Golden Week
China’s eight-day “Golden Week” holiday – running from October 1 to 8 and coinciding with both the Mid-Autumn Festival and National Day – has sparked a surge in cross-border travel among Chinese tourists as well as their spending via Alipay.
Breaking Down Embedded Payments: What They Are and Why They’re Changing Finance Forever
In a fintech industry ripe with innovation, embedded payments technology holds a special place. Customers love it, merchants benefit from the added value and convenience they bring, and the whole payment journey is redefined end-to-end.
More Than Half UK Adults Use Mobile Wallets But Debit Cards Still Prevail
A fresh research shows that UK citizens increasingly choose cashless payment alternatives, with debit cards remaining the most popular option, but mobile wallets use also rapidly growing.
Global Payments Revenue to Reach $2.4T by 2029
Although annual revenue growth is expected to slow from 8.8% to 4.0% within the next five years, global payments revenue is still forecast to increase to $2.4 trillion by 2029, as agentic AI, digital currencies, and fintech business models boost the growth.
