Report - page 2

Wells Fargo Study Finds Entrepreneurship Reshapes American Dream
News

Wells Fargo Study Finds Entrepreneurship Reshapes American Dream

The entrepreneurship American Dream 2026 may look very different from the one previous generations grew up with. New Wells Fargo research suggests that owning a business is increasingly tied to financial independence, while younger Americans are also navigating significant economic pressure.

Surcharging May Not Cost Small Businesses the Sale, Kurv Data Shows
Fintech & Ecommerce

Surcharging May Not Cost Small Businesses the Sale, Kurv Data Shows

What if charging customers a little extra at checkout didn’t send them running for the exit? New research on the topic of credit card surcharge small business strategy suggests that the long-held fear may not match reality. The numbers behind it are worth a closer look before any merchant decides how to price a transaction […]

Consumers Trust the Payment Method More Than the Retailer Reveals Fresh Report
Fintech & Ecommerce

Consumers Trust the Payment Method More Than the Retailer Reveals Fresh Report

When shoppers reach the final click, payment methods consumer trust is quietly overriding traditional brand loyalty in ways online sellers never anticipated.

It’s Not Vacations Breaking Household Budgets, It’s the Grocery Bill
News

It’s Not Vacations Breaking Household Budgets, It’s the Grocery Bill

The paycheck to paycheck 2026 squeeze is surprisingly coming not from summer vacations but from common places like the grocery aisle, the utility bill and the gas pump. Thus, the pressure doesn’t end when the season does. Many turn to BNPL but does it really help?

Half US Households to Use BNPL for 2026 Back-to-School Shopping 
Society & Lifestyle

Half US Households to Use BNPL for 2026 Back-to-School Shopping 

New survey data shows Buy Now, Pay Later (BNPL) is becoming a routine part of predictable, recurring shopping for American households, and almost half of US consumers will use it to make the annual back-to-school purchases possible.

Gen Z Digital Wallet Use Jumps to 36%, Financial Stress Partly to Blame
News

Gen Z Digital Wallet Use Jumps to 36%, Financial Stress Partly to Blame

More young shoppers are paying with their phones instead of physical cards, but new research suggests the shift is driven not only by convenience but also by tight budgets.

Millennials Show Why Faster Payments Are Becoming a Cash-Flow Tool
Society & Lifestyle

Millennials Show Why Faster Payments Are Becoming a Cash-Flow Tool

Around 70% millennials continue to live paycheck to paycheck, according to new August 2026 research from PYMNTS Intelligence. The finding is spectacular and not simply because of the size of this generation group. A vigilant industry observer must notice that the same consumers are increasingly using instant payouts, buy now, pay later services and AI […]

Oil, CPI and the Hidden Cost of Inflation for Payments Firms Revealed
News

Oil, CPI and the Hidden Cost of Inflation for Payments Firms Revealed

Financial markets are heading into one of the week’s most important economic releases with oil prices adding another layer of uncertainty. The U.S. Consumer Price Index for July is due today, while producer-price data follows on August 13. Economists surveyed by Reuters expect headline CPI to rise 3.4% from a year earlier.

Banks Start Racing the Quantum Clock on Encryption
News

Banks Start Racing the Quantum Clock on Encryption

Quantum computers powerful enough to break today’s encryption do not exist yet. But banks are already treating that future as a present-day deadline, according to a new analysis published by The Quantum Insider on August 7.

Sygnum Data Shows 75% Singapore Investors Already Hold Tokenized Assets
Blockchain & Crypto

Sygnum Data Shows 75% Singapore Investors Already Hold Tokenized Assets

Singapore’s wealthiest and most experienced investors are not waiting for regulators to catch up. New research from digital asset bank Sygnum shows that three in four of the city-state’s high-net-worth and professional investors already own tokenized assets, at the same time as the country’s financial regulator is asking the public whether ordinary retail investors should […]

TSB: Six in Ten Regret Following Financial Advice From Social Media
News

TSB: Six in Ten Regret Following Financial Advice From Social Media

Nearly two-thirds of people who acted on financial tips from social media now wish they hadn’t. New research from TSB, surveying almost 2,000 UK adults, found that 59% of people who followed financial advice they encountered on social media went on to regret doing so. The bank’s study looked at how people are using and […]

July Jobs Report Lands Amid the Fed’s Most Divided Vote Since 2016
News

July Jobs Report Lands Amid the Fed’s Most Divided Vote Since 2016

The US labor market just handed new Federal Reserve Chair Kevin Warsh an unwelcome test of his authority and the timing could not be worse.

USDC Merchant Adoption Hits 39% of US Businesses
Blockchain & Crypto

USDC Merchant Adoption Hits 39% of US Businesses

USDC merchant adoption in the United States is shifting from isolated pilot programs to infrastructure-level integration. Adoption remains early-stage compared with card payments, but the mechanics of accepting the stablecoin have changed substantially over the past year. Merchants no longer need to build separate crypto integrations. USDC is increasingly available as a native checkout option […]

Amazon’s Custom AI Chips Business Surpasses $20B Run Rate
News

Amazon’s Custom AI Chips Business Surpasses $20B Run Rate

Amazon’s investment in custom silicon is quickly turning into one of the company’s most important growth engines. In the wake of its latest earnings report, the company revealed that its custom chip portfolio, including Trainium AI accelerators, Graviton CPUs, and Nitro networking processors, has now exceeded a $20 billion annual revenue run rate.

Q2 GDP 2026 & June PCE: What Today’s Data Means After the Fed Split
News

Q2 GDP 2026 & June PCE: What Today’s Data Means After the Fed Split

The Bureau of Economic Analysis publishes the Q2 GDP advance estimate and the June Personal Consumption Expenditures (PCE) price index at 8:30 a.m. ET today, according to BEA’s official release schedule. The data release timing is less than 24 hours behind Wednesday’s Federal Open Market Committee decision to hold the federal funds rate at 3.50%-3.75%.

Many Of Today’s Finance Companies Are Still Operating On Tech Platforms That Are Severely Outdated
Fintech & Ecommerce

Many Of Today’s Finance Companies Are Still Operating On Tech Platforms That Are Severely Outdated

Finance companies built on tech platforms architected decades ago are confronting a growing set of pressures: aging infrastructure that resists modern tooling, calculation logic that may no longer reflect current compliance requirements, and a workforce of institutional experts approaching retirement. According to a 2026 industry survey on platform migration and modernization in consumer finance, 87% […]