US

GENIUS Act Stablecoin Rules Miss Deadline, Leaving Issuers Racing Against the Compliance Clock
News

GENIUS Act Stablecoin Rules Miss Deadline, Leaving Issuers Racing Against the Compliance Clock

The initial significant deadline of the GENIUS Act in the USA has been crossed without the authorities issuing the full rulebook that the stablecoin industry anticipated. In spite of the fact that the law is taking effect much later than the July 18 deadline, the federal authorities have not released the bundle of regulations that […]

FOMC July 2026: A “No Dot Plot” Decision With Outsized Stakes for Payments
Finance & Economics

FOMC July 2026: A “No Dot Plot” Decision With Outsized Stakes for Payments

The Federal Open Market Committee began its two-day meeting on July 28. The rate decision lands Wednesday, July 29, at 2:00 p.m. ET, followed by Fed Chair Kevin Warsh’s press conference at 2:30 p.m.

What Investors Need to Know Before the Fed Meeting: Bitcoin’s Cold Signal Meets Warsh’s First Test
News

What Investors Need to Know Before the Fed Meeting: Bitcoin’s Cold Signal Meets Warsh’s First Test

Eight times a year, a room of Fed officials decides one number that quietly shapes what the world pays to borrow money — the federal funds rate. It’s the setting that eventually shows up in your mortgage quote, your credit card APR, and the price of just about every asset investors trade. The decision belongs […]

Wise’s US Banking Ambitions Hit a Wall as Shifting Payment-Access Rules Sink Trust Bank Bid
Fintech & Ecommerce

Wise’s US Banking Ambitions Hit a Wall as Shifting Payment-Access Rules Sink Trust Bank Bid

Wise, the London-founded cross-border payments giant, saw its US banking ambitions stall on July 24 after the Office of the Comptroller of the Currency (OCC) rejected its application for a national trust bank charter — a decision the company says was driven as much by a changing regulatory landscape as by its own compliance history.

Payments Industry Events 2026: The PaySpace Magazine Benchmark
Articles

Payments Industry Events 2026: The PaySpace Magazine Benchmark

Money20/20 Europe is the highest-scoring payments event for 2026 in PaySpace Magazine’s benchmark, followed by MPE – Merchant Payments Ecosystem and Money20/20 USA.

Klarna Applies for US Banking License
News

Klarna Applies for US Banking License

Klarna Group submitted applications to the Utah Department of Financial Institutions and the Federal Deposit Insurance Corporation (FDIC) to establish Klarna Bank USA, a proposed Utah-chartered industrial bank.

A2A Payment Statistics 2026: Account-to-Account Payments in Numbers
Fintech & Ecommerce

A2A Payment Statistics 2026: Account-to-Account Payments in Numbers

Account-to-account (A2A) payment systems are spearheading a fundamental shift in global payment infrastructure. They change the familiar payment patterns through the use of direct bank transfers that bypass card networks altogether. Three examples of this rapid evolution occurred in late 2025 and early 2026.

Stablecoin Future Depends on What Users Need Next: Interview With KAST CEO Raagulan Pathy
Blockchain & Crypto

Stablecoin Future Depends on What Users Need Next: Interview With KAST CEO Raagulan Pathy

Stablecoins are rapidly moving beyond their origins in the cryptocurrency sector and becoming a core component of modern financial infrastructure. With global stablecoin transaction volumes now reaching trillions of dollars annually, businesses, freelancers, remote workers, and consumers are increasingly using digital dollars for cross-border payments, settlements, savings, and global commerce. At the same time, regulators […]

As US-Iran Negotiations Move Forward Amid Lebanon Ceasefire, Report Projects Up to $700 Billion in Additional Energy Costs
News

As US-Iran Negotiations Move Forward Amid Lebanon Ceasefire, Report Projects Up to $700 Billion in Additional Energy Costs

A new analysis from climate advocacy group 350.org suggests that elevated oil and gas prices could continue to impose substantial costs on households and businesses through the remainder of 2026, even as diplomatic efforts between the United States and Iran advance and shipping through the Strait of Hormuz resumes.

BurraPay Processes First Legal Crypto-Funded Sports Wager in Nevada
Blockchain & Crypto

BurraPay Processes First Legal Crypto-Funded Sports Wager in Nevada

BurraPay, a cryptocurrency payments processor, has completed the first legal crypto-funded sports wager in Nevada history, following its entry into the state’s regulated gaming market. The transaction took place on 4 June 2026 at The World’s Largest Sportsbook inside Circa Resort & Casino in Las Vegas.

ARMA Bitcoin Reserve Bill Introduced in US Congress With 20-Year Holding Requirement and Up To 1M BTC Target
Blockchain & Crypto

ARMA Bitcoin Reserve Bill Introduced in US Congress With 20-Year Holding Requirement and Up To 1M BTC Target

Congressman Nick Begich has put forth legislation in U.S. Congress to create a national framework for a Bitcoin reserve to be administered by the U.S. Treasury under legislation known as the American Reserves Modernization Act of 2026, (ARMA).

AI Changes E-Commerce Discovery But Brand & Price Remain Top Purchase Factors
News

AI Changes E-Commerce Discovery But Brand & Price Remain Top Purchase Factors

AI adoption in online shopping is rapidly growing, but only 14% of e-commerce consumers blindly rely on the AI engine best choice, while the majority factors in price and brand integrity during the decision-making process.

GENIUS Act Compliance Goes Live: What U.S. Banks & Fintechs Should Do to Handle Stablecoins in 2026-2027
Blockchain & Crypto

GENIUS Act Compliance Goes Live: What U.S. Banks & Fintechs Should Do to Handle Stablecoins in 2026-2027

GENIUS Act might still give stablecoin operators half a year of a grace period, but those who wish to remain compliant with new U.S. digital asset laws must get a head start.

No Happy Ending for the World’s Largest Bitcoin ATM Operator: How US Regulation Killed Bitcoin Depot Project and What Comes Next for Crypto ATMs
Articles

No Happy Ending for the World’s Largest Bitcoin ATM Operator: How US Regulation Killed Bitcoin Depot Project and What Comes Next for Crypto ATMs

On May 18, 2026, Bitcoin Depot, for years known as the dominant force in the global crypto ATM system, filed for Chapter 11 bankruptcy. The digital asset company switched off its entire network of over 9,000 kiosks across the United States, Canada, and Australia. Thousands of users are now left without the convenience of cashing […]

Injured on an Electric Scooter in Houston? Here’s What to Do Next
Society & Lifestyle

Injured on an Electric Scooter in Houston? Here’s What to Do Next

Electric scooters offer a quick and flexible way to move around Houston, but a sudden crash can leave you in pain, overwhelmed, and unsure about your next steps. Medical bills, missed work, and questions about responsibility add another layer of stress at a time when you already feel vulnerable.

Breaking: CLARITY Act Advances After Senate Banking Committee Reviews 130+ Amendments
News

Breaking: CLARITY Act Advances After Senate Banking Committee Reviews 130+ Amendments

The U.S. Senate Banking Committee is currently voting on the Digital Asset Market Clarity Act, known as the CLARITY Act, after lawmakers spent hours debating and reviewing more than 130 proposed amendments during the markup process. The legislation could become the most comprehensive crypto regulatory framework in U.S. history if it advances through Congress.