How to set up & use Apple Pay

More and more stores and applications nowadays accept Apple Pay as a payment method

Apple Pay

How to set up & use Apple Pay. Source: flickr.com

You may be an online shopper, as well as shopping offline, preferring a grocery store near your house to a web page on the internet, we don’t know that for sure. But one thing is for certain – there is a 90% chance you’ll pay for your purchases with a credit or debit card. In case you haven’t heard (which is virtually impossible), Apple has developed a handy solution called Apple Pay. It makes it possible for you to store your often-used plastic bank cards on your Apple devices.

Availability

Devices that support Apple Pay

Most current devices support Apple Pay. iPhone SE and later models support Apple Pay, as well as all Apple Watches. The same applies to fifth-generation iPads, both iPad Mini 3 and 4, iPad Air 2, and iPad Pro. The same is the case with MacBooks, but only if your device is compatible with MacOS Sierra or later.

Banks that support Apple Pay

Here’s the most updated list of financial institutions that accept Apple Pay in the US and all over the world.

Apple Pay

Most current devices support Apple Pay. Source: apple.com

How to set up Apple Pay

First and foremost, a user can add up to 8 cards to the system across their different devices. If a user intends to use Apple Pay on, for example, their iPhone and Apple Watch, they must add cards to both devices.

How to add cards to iPhone and iPad

  1. On your iPhone, open the Wallet app. On your iPad, go to Settings > Wallet & Apple Pay. Tap Add Credit or
  2. Debit Card. If you don’t have Touch ID or a passcode already set up, you will be asked to do so.
  3. Tap Continue. If you want to use the card you have on file with iTunes or the App Store, you just need to enter the security code on the back of your card.
  4. To add a different card to your account, tap Add a Different Card. You then have the opportunity to either use your camera to scan your card, or you can enter the card details manually.
  5. Tap Next to have your card information verified. You may be prompted to contact your bank to complete the verification process. One verification is complete, tap Next and you’re all set to use Apple Pay.
Apple Pay

Apple Pay Cash. Source: shutterstock.com

How to add cards to Mac

  1. To add a card to your Mac, you need to go to System Preferences > Wallet & Apple Pay, then click Add Card.
  2. Follow the on-screen instructions. If you want to use the card you have on file with iTunes or the App Store, you just need to enter the security code on the back of your card.
  3. To add a new card, simply enter your card details and click Next.
  4. Apple will attempt to verify your card. You may need to contact your bank to complete the verification process.
  5. Once your card has been verified, click Next to complete the setup process.

How to add cards to Apple Watch

To add a card to your Apple Watch, open the Watch app on your iPhone. Go to the My Watch tab and select the watch you’re going to use with Apple Pay. Tap Wallet & Apple Pay > Add Credit or Debit Card.

  1. Follow the on-screen instructions to add your card, or enter the security code associated with the card you already use with iTunes.
  2. Tap Next and your information will be verified. In some cases, your bank may need more information.
  3. After your information is verified, tap Next once again to finish the setup process.
Apple Pay

Pay with Apple Watch. Source: apple.com

How to use Apple Pay

In stores

  1. The first way to use Apple Pay is to place your iPhone near the reader and hold your finger on the Touch ID scanner. If you see “Done” along with a check mark, the operation is considered successful.
  2. If a user has an iPhone X, it will be enough for them to click the side button twice and take a look at the device’s screen. When a user sees the “Done” they can take the Apple device away.
  3. If you are going to use your Apple Watch to pay for your purchases, tap the side button twice and don’t take the device away till you see “Done” along with the appropriate check mark.

In apps

More and more applications nowadays accept Apple Pay as a payment method. So, if you notice Apple Pay is one of the options as a payment method in an app, you’ll definitely be able to use it.

  1. When a user needs to perform payment with a different card, it will be enough to click the “>” icon. A user can find it next to the default card.
  2. After choosing the right card, or the card you need, you can confirm a transaction with the Touch ID (for iPhone or iPad). However, you’ll have to tap the side button twice when using an Apple Watch.
Apple Pay

Most current devices support Apple Pay. Source: shutterstock.com

How to use Apple Pay in Safari

Make a payment using an iPhone, iPad, or a MacBook Pro with Touch ID

  1. Tap the Apple Pay or Buy with Apple Pay button.
  2. Double-check your billing, shipping, and other information.
    – To use a different card on iPhone or iPad, tap the “>” next to the selected card.
    – To use a different card on the MacBook Pro, press the up or down arrows next to the current card.
  3. When you’re ready, confirm your purchase and pay:
    – On iPhone and iPad, rest your finger on the Touch ID scanner. If payment is accepted, you will see Done and a check mark.
    – On the MacBook Pro, you will be given steps to follow on the Touch Bar. Rest your finger on the Touch ID sensor, as you would on an iOS device. If Touch ID is disabled, tap the Apple Pay icon, and you will be presented with steps to enable the feature. When your payment is complete, you will see a familiar message and check mark.

 Make a payment using Mac

The situation is similar to MacBook Pro. However, you’ll need to keep some things in mind:

  1. First of all, it is impossible to implement this if you are not signed into the same iCloud account as your Apple devices. The next step is to switch on Bluetooth. Thus, you give your Mac access to the banking cards added to your iOS gadgets.
  2. Click the Buy with Apple Pay or Apple Pay button.
  3. The step three is to use your iPhone’s Touch ID, or tap an Apple Watch’s side button twice.

SEE ALSO: Samsung Pay: key features and availability

Categories: All materials Lifehacks