Kira secured solid funding to build the underlying technology, helping businesses launch and scale financial products in emerging markets.
Kira, a global payments infrastructure platform that integrates stablecoins, blockchain rails, AI-driven agents, and enterprise-grade APIs, has closed a $6.7 million seed round led by Blockchange Ventures, Vamos Ventures, Stellar Development Foundation, Grit Ventures, Credibly Neutral Ventures, along with investors Michael Seibel and Oso Trava.
Founded by Edrizio De La Cruz (previously founder of Arcus, acquired by Mastercard), José Alberto “Beto” Díaz, and Camilo Jiménez, the company has been building its infrastructure in stealth mode for over a year. Nevertheless, the startup managed to achieve $3M revenue in its first year of operations.
Kira provides an all-in-one AI agent-native API that enables businesses of different sizes to quickly launch embedded financial products such as payments, remittances, and savings. The platform helps deliver fast, low-cost, and compliant financial services. It also supports automation of treasury, compliance workflows, and cross-border transactions with the help of AI agents. Meanwhile, Kira’s universal payment gateway tool provides a white-labeled, AI-friendly payment link capable of accepting cash, debit, ACH, and SWIFT payments.
The solution is mainly geared towards emerging markets with their large unbanked or underbanked populations, who often prefer alternative financial rails. Kira’s platform is powered by the Stellar blockchain for settlement and is best suitable for companies that want to quickly roll out digital financial products without building the infrastructure themselves.
The seed funding will support Kira’s expansion across Latin America, with an initial focus on South America, while also growing its technical team and developing new products.
Looking ahead, Kira plans to expand partnerships with banks and payment processors, positioning its AI-driven infrastructure as a foundation for digital financial transformation across Latin America. Current backers also emphasize Kira’s potential to open access to blockchain-powered financial products at scale.
