Managing money across several companies, currencies and bank accounts can become a full-time job if goes unautomated. Airwallex is now trying to make that process easier with AI agents.
Airwallex, the global payments and financial platform for businesses, introduced its revamped Agentic Business Accounts on 30 September. The update brings multiple entities, accounts, balances and financial activity into a single view. It is designed to give AI agents the context they need to help manage business finances. Airwallex says the new setup is intended for companies operating across multiple markets. It helps move money, manage foreign exchange and organise liquidity without jumping between separate accounts.
What are Airwallex Agentic Business Accounts?
At its core, the product is an expanded version of Airwallex’s existing Business Accounts rather than a separate product.
Companies can bring their registered entities and accounts into one centralised view. From the same interface, finance teams manage balances, move money, manage payees and convert currencies. Businesses with multiple legal entities can also use Airwallex’s Global Entity Management tools to oversee finances centrally while retaining separate entity-level structures.
The updated setup also allows companies to create dedicated accounts for different purposes. For example, a business could separate day-to-day operating cash from funds intended to earn yield or money reserved for other expenses. Funds can then be moved between internal accounts or transferred externally.
The most significant change, however, comes from the connection with AI agents.
Now businesses that opt for Airwallex business accounts can use their preferred AI agent to automate repetitive financial tasks. The agents can manage finances within permissions, rules and approval processes set by the company. Potential use cases include anticipating funding requirements, rebalancing liquidity and managing foreign exchange exposure.
This update builds on Airwallex AgentOS toolkit, introduced in June. AgentOS allows AI agents to interact with Airwallex accounts through an MCP server, CLI and pre-built Skills. Plugins are available for Claude Code, Claude Cowork and Cursor, while businesses can also connect the tools directly to other agent environments.
For finance teams, that means an agent could potentially query balances across different account types, analyse cash flow, prepare FX options, turn contract information into billing terms or provision company cards. Airwallex also conveniently supports sandbox testing before businesses allow agents to operate on live accounts.
Who is it for?
The product is primarily aimed at businesses with more complex financial operations, particularly those managing several entities, currencies, accounts and users. That broad category could include companies expanding internationally, businesses with distributed operations and finance teams responsible for managing liquidity across markets.
There is also a practical advantage for companies already using Airwallex. Rather than asking an AI agent to coordinate with several unrelated banks, the agent can work with a consolidated financial environment where accounts, balances and transactions are connected.
Airwallex does not provide a detailed geographic rollout specifically for the new Agentic Business Accounts. Its existing Business Accounts infrastructure supports local payouts in more than 120 countries, while the broader platform supports businesses in more than 200 countries. The exact availability of individual account, currency and financial features can vary by market and regulatory requirements.
The company has not announced a detailed future product roadmap for Agentic Business Accounts as well. Instead, the update points to a broader direction in which AgentOS and connected AI agents become a layer for operating Airwallex’s financial infrastructure.
A growing market for agentic finance
Airwallex is entering a market that is rapidly moving from experiments toward real-world financial transactions. Visa’s 2026 Global eCommerce Payments and Fraud Report found that 63% of merchants were actively exploring or implementing solutions for agentic AI payments, and 19% already had a plan and solutions in place to accept them.
McKinsey estimates that agentic AI could put around $75 billion in global payments revenue at risk by 2030 under its baseline scenario, though it also might be potentially creating up to $110 billion in annual operational productivity opportunities for payment providers.
Airwallex agentic finance journey
The Agentic Business Accounts update is the latest step in a series of AI-focused initiatives from Airwallex.
In June, PaySpace Magazine reported on Kai, the company’s in-app AI assistant. Airwallex said Kai was resolving 88% of user conversations without escalation to a human. This AI tool had expanded beyond basic support into onboarding, transfer initiation, spend approval workflows and card management. At the same time, we found reports from some users of duplicate tickets and slow email follow-up when cases required human support.
A week later, Airwallex launched Airi, its consumer wallet. Airi stores customers’ payment details and enables one-click checkout. At launch, it was not agentic, but Airwallex said it planned to evolve the wallet so customers could authorise AI agents to make purchases on their behalf without exposing sensitive payment information. That roadmap is confirmed on Airwallex’s product pages, where Airi for Agents is listed as “coming soon.”
