Juggling multiple systems just to accept payments online and in-store may be over now, at least in Australia where Revolut Business now offers a way to consolidate the stack within a full-suite merchant acquiring platform that integrates card, online, and account-to-account payments into a single interface, eliminating the need to patch together separate processors.
Revolut Business has begun offering a full‑suite merchant acquiring platform in Australia, bringing online, in‑person and account‑to‑account payment acceptance together within a single business account interface. The product is positioned as the first local solution of its type to consolidate these payment flows directly into a core business ledger, rather than requiring separate third‑party processors for each channel.
At its core, the platform lets Australian companies accept various forms of electronic payment, settle incoming funds and manage their payments stack all from one system. According to Revolut’s announcements, funds can be settled within 24 hours, including on weekends, and accounts can hold and transact in more than 30 currencies.
From a technical perspective, the platform combines multiple payment interfaces that many businesses previously had to assemble themselves: a card acceptance terminal (Revolut Terminal), tap‑to‑pay support on iPhone (leveraging Apple’s NFC contactless technology), and online checkout options, including Revolut Pay and API‑driven integration for custom e‑commerce setups.
On the API and integration side, merchants can embed payment links or integrate directly with their checkout flow, reducing the need for separate gateways or plugins. Revolut’s model emphasizes unified settlement reporting and reconciliation within the same platform that handles business banking, which can simplify cash‑flow automation and reduce operational overhead.
The offering arrives as Revolut references significant transaction volume growth in the Australian market over the past year, suggesting local demand for consolidated payment tooling. Namely, Revolut Business reported a 235% increase in monthly transaction volumes in Australia over the past 12 months.
The company has framed the launch as addressing what it characterizes as a historically fragmented merchant payments landscape, where different providers often handle online, in‑person and account‑to‑account channels independently.
Pricing and technical uptime figures (including quoted processing rates and availability guarantees) have been also shared in promotional material, and their at-a-glance comparison with other notable acquirers and processors in Australia’s competitive payment ecosystem looks quite good. At the same time, potential customers will still need to individually evaluate how these compare with the existing solutions they need for a particular business segment and type.
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