One of Europe’s fastest-growing payment networks, TrueLayer, will complement the existing BLIK solution in the instant transaction market of Poland.
TrueLayer, an open-banking real-time payments network and API platform, has launched in Poland, with Zloty added as its third supported currency (alongside GBP and EUR).
Poland has become TrueLayer’s 22nd live market since its launch in 2016, reinforcing the company’s position as Europe’s leading Pay-by-Bank provider. Starting today, Polish businesses can sign up for TrueLayer’s instant payouts to receive funds immediately, improving cash flow and operational efficiency. The service lowers costs by avoiding card networks and interchange fees, increases payment success with automatic retries and intelligent rerouting, and offers real-time reconciliation through instant payment updates.
Poland is a prospective market for payment innovations. The country’s 37-million population and rapidly growing digital economy make it a natural next expansion step for TrueLayer, given its status as one of Europe’s most advanced payment landscapes.
Poland already has an instant payment system of its own called BLIK. It processes about 7 million transactions each day and handles over $78 billion in payment value annually.
While BLIK has succeeded for pay-ins, the market still lacks a smooth instant withdrawal and refund experience. This is an operational gap TrueLayer aims to close. Introducing the złoty as the platform’s third supported currency allows local settlement, cuts FX friction and costs, and delivers faster, safer, lower-cost instant payouts for Polish businesses and their customers.
TrueLayer lets businesses accept real-time bank payments, access account data, and verify identity without needing card rails. Its product suite includes payments (Pay-by-Bank / account-to-account) services, payouts, recurring/VRP-style payments, data (account information), and verification tools. All these features can be integrated via TrueLayer’s Payments API and related APIs.
The fintech has been rapidly expanding its operations over the past nine years. It currently reports serving more than 15 million users across 22 markets and having processed more than $10 billion in payments as of April 2025.
