Three different regions made their movements this month to reduce dependence on the two global companies that process most of the world’s card payments. On the surface, they may look unrelated, but together, a pattern emerges where governments and central banks build various types of alternative payment rails instead of relying on Visa and Mastercard.
Europe is currently seen by many as a bright example of well-defined crypto regulation opening doors for banks and payment providers to move from stablecoin experimentation to operational adoption. Yet, despite undeniable MiCA implementation milestones and compliant euro stablecoins gaining ground, local industry players have a lot of obstacles to overcome to establish the crypto […]
August 2, 2026 was expected to be the EU AI Act’s largest compliance deadline. It was not. Here’s what’s happening to Europe’s most wanted regulation on artificial intelligence.
Open banking and open finance are often treated as the same idea at different stages of maturity. That framing is no longer accurate. The regulatory scope, the participants, and the political stakes have diverged enough that open finance now needs to be understood as its own contest centred on which companies get to sit inside […]
Tokenized money is a blanket term, not a single instrument. It covers at least four distinct categories of digital claims. Each of them has a different issuer, a different legal status, and a different settlement risk profile. Under this blanket sit stablecoins, tokenized deposits, tokenized money market fund (MMF) shares, and wholesale or central bank […]
Revolut has advanced in its quest to be recognized as a full-fledged financial super app, as it has launched a feature enabling private market investments for retail clients. Instead of merely introducing an additional investment product, the fintech’s latest move illustrates the more significant transformation occurring in the wealth management sector: the race for the […]
The initial significant deadline of the GENIUS Act in the USA has been crossed without the authorities issuing the full rulebook that the stablecoin industry anticipated. In spite of the fact that the law is taking effect much later than the July 18 deadline, the federal authorities have not released the bundle of regulations that […]
The CEE Anti-Fraud Forum and Risk & Compliance Forum 2026 will return to Vilnius, Lithuania, on October 6-7, bringing together hundreds of professionals from across Central and Eastern Europe to discuss the latest developments in fraud prevention, governance, risk management and regulatory compliance.
The European Central Bank (ECB) has renewed its warning that widespread stablecoin adoption could weaken Europe’s banking system by diverting deposits away from commercial banks, strengthening the central bank’s case for introducing a digital euro as a secure, publicly backed alternative for digital payments.
The European Commission has taken one of its most significant steps yet to loosen Google’s control over the Android ecosystem, adopting binding requirements under the Digital Markets Act (DMA) that will require the company to open key Android capabilities to competing artificial intelligence assistants and share portions of its search data with eligible rivals.
With just one week remaining before entries close, organisations and individuals working across Open Banking, Open Finance and Smart Data have a final opportunity to submit nominations for the Open Banking Expo Awards 2026. The entry deadline is 22 July 2026, ahead of the industry’s flagship event taking place in London this October.
Money20/20 Europe is the highest-scoring payments event for 2026 in PaySpace Magazine’s benchmark, followed by MPE – Merchant Payments Ecosystem and Money20/20 USA.
Belgium’s Financial Services and Markets Authority (FSMA) issued a warning on July 6, 2026, against six companies offering crypto-asset services in Belgium without the authorization required under EU law. The regulator advised the public not to accept offers from these firms and added them to its list of fraudulent crypto-asset service providers (CASPs).
European crypto investors need to figure out how to rearrange their fintech portfolios as fintech giant Revolut begins removing support for Tether’s USDT. The decision came about as new regulations established by the European Union (EU) on cryptocurrency were introduced fully on July 1, 2026.
More than half of European businesses now use AI, but fewer than a quarter have reached the most advanced stage of adoption, according to Sasha Rubel, Head of AI and Generative AI Policy, EMEA, at Amazon Web Services (AWS). “Less than a quarter have reached the most advanced stage of adoption, using it primarily for […]
Account-to-account (A2A) payment systems are spearheading a fundamental shift in global payment infrastructure. They change the familiar payment patterns through the use of direct bank transfers that bypass card networks altogether. Three examples of this rapid evolution occurred in late 2025 and early 2026.
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