This October, all payment service providers operating in the EU became legally obliged to send and receive instant credit SEPA transfers (in euros) under the EU Instant Payments Regulation, while also offering a free Verification of Payee (VoP) service. What does the new legislation mean for consumers and PSPs?
For Europe’s payments sector, the collaboration between Worldline and Fipto is again demonstrating the operational and regulatory readiness of stablecoin payments. The initiative underscores how the continent’s financial ecosystem is evolving beyond traditional rails toward a model where digital assets and fiat coexist seamlessly under a unified regulatory and technological framework.
GDF sandbox becomes a turning point for the integration of digital assets into mainstream finance, as it proves the real-life utility of tokenized money market funds (TMMFs).
The world’s major central banks are cautiously turning the page toward monetary easing as signs of slower inflation and modestly improving growth emerge.
The Netherlands’ dominant online payment system iDEAL is set to begin its migration to the pan-European digital wallet Wero in 2026 – a move that signals not just re-branding, but a strategic leap toward a unified, Europe-wide payment ecosystem.
Fintechs and neobanks nurtured and grown on European grouds are increasingly getting on their feet and sharpening focus on the U.S. market. Here’s why.
By advancing its digital‑euro project to the next phase, the EU European Central Bank joins the ranks of 70 + nations that have moved beyond the preparation stage of their central‑bank digital currency CBDC programmes.
The crypto landscape of the European Union is diverse, and with the advent of Markets in Crypto-Assets Regulation (MiCA), it is also getting more secure and monitored. Today, over 50 traditional financial institutions, crypto-native firms, and challenger fintechs have gained regulatory approval across the EU. Let’s briefly overview the MiCA-licensed crypto providers in Europe.
Splitwise Pay by Bank service will now function across France, Germany, and Austria via Tink, a Visa Solution, partnership.
Fresh off becoming the first Swedish crypto firm authorized under the EU’s Markets in Crypto-Assets (MiCA) regulation, Safello has announced a new strategic partnership with Fragbite Group AB, one of Sweden’s leading gaming and esports companies.
In its final stage of integration into the Single Euro Payments Area (SEPA) payment scheme, Albania will officially launch SEPA euro payments on Oct. 7, 2025.
As their strategic partnership has brought successful results in the U.S. market, MoneyGram and Plaid now move on to European countries with their joint open banking offering.
In an effort to bridge the gap between instant payment expectations and slow processing caused by inefficient cross-border payment rails, BBVA introduces instant payments for cross-border transfers coming from outside the eurozone.
Adding a Pay by Bank account-to-account (A2A) payment option to the payment gateway empowers Revolut customers to seamlessly improve their conversion rates and significantly reduce chargeback hustle.
The Klarna Card is debit-by-default, so purchases are settled immediately from the user’s funds, while the benefits of Klarna’s flexible repayment options still remain.
One of Europe’s fastest-growing payment networks, TrueLayer, will complement the existing BLIK solution in the instant transaction market of Poland.
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