Payment Regulation Tracker 2026
Payment regulation is something that affects both providers of financial services and customers who make payments daily.
Crypto regulation
USDC Becomes the First Significant E-Money Token under MiCA
The European Banking Authority (EBA) has classified the USDC stablecoin as the first significant e-money token (EMT) in the European Union under the Markets in Crypto-Assets Regulation (MiCA).
French Finance Committee Backs Crypto Reporting Requirement for Wallets Over €100,000
French lawmakers have approved an amendment requiring holders of self-custodied crypto assets worth €100,000 ($112,000) or more to report their holdings or face fines of up to €10,000.
Bitcoin After CLARITY Act Setback: HashKey’s Tim Sun on Price, Regulation & $400K Target
Bitcoin fell to $75,000 after the U.S. Senate vote on the CLARITY Act failed. It then climbed back to the $80,000 to $85,000 range. The market absorbed the news quickly. However, longer-term BTC prospects are harder to assess for retail investors, so here’s expert opinion.
CloudTech Group Launches RooRooEx Digital Asset Trading Platform
CloudTech Group has launched RooRooEx, a digital asset trading platform for professional investors, high-net-worth individuals and retail customers. Its initial target markets are Australia, Singapore and Malaysia.
Clarity Act Collapse Discourages Crypto Industry
As US Senate vote on the crypto regulation bill known as Clarity Act failed this week, bitcoin’s price declined along with the share prices of crypto-linked companies, including Coinbase and Circle. Vote hold for an uncertain period also affects crypto service developers in less visible ways.
CoinEx to Shut Down in December: What Users Should Know
Hong Kong-native cryptocurrency exchange CoinEx is winding up operations. Users have till December 22, 2026 to transfer their funds elsewhere.
Nubank Launches US Deposit Accounts and Partners With Sygnum on Digital Assets
Nubank has entered the US market, rolling out a suite of deposit products through a sponsor bank and struck partnership with Sygnum for crypto accounts.
FCA Crypto Authorisation Gateway Approaches as Crypto Identity Fraud Attempts Reach 22.5%
The UK Financial Conduct Authority (FCA) is set to open its new cryptoasset authorisation gateway on 30 September 2026. It will require crypto firms seeking permission under the upcoming regulatory regime to demonstrate how their systems and controls manage risks including financial crime and identity fraud.
Malta’s Payments Sector Grew Up Fast. What Happens Next?
In 2018 Malta passed the Virtual Financial Assets Act and became one of the first EU member states to write a purpose-built rulebook for crypto and distributed-ledger businesses. The marketing followed quickly. For a few years the island was branding itself Blockchain Island, and a run of exchanges and payment firms set up licensed entities […]
Why Stablecoins Could Succeed Where SEPA Falls Short: Conversation With Fipto’s Patrick Mollard
Stablecoins were not designed to compete with SEPA Instant on its home turf. When a euro payment stays within the EEA, existing rails already deliver speed, availability and efficiency. The harder problem begins when money crosses currencies or borders. That’s where correspondent banking, prefunding and reconciliation still stand between a payment being sent and actually […]
SEC Regulation Crypto Assets 2026: New Token Rules Could Reshape US Crypto Issuance
SEC Regulation Crypto Assets could mark a turning point in how the US treats companies that raise money through digital tokens. The proposal is detailed, technical but still open to change, and its approach could have consequences well beyond American crypto markets. Here is what the new framework could mean for token issuers, fintech companies […]
SEC Proposes New Crypto Rules & FASB Moves to Clarify Digital Asset Accounting
American crypto regulation horizon starts clearing up. The U.S. Securities and Exchange Commission (SEC) has proposed a new framework for crypto assets. Meanwhile, the Financial Accounting Standards Board (FASB) is moving to clarify how some digital assets could be treated in financial statements.
World Liberty Financial Wins OCC Conditional Bank Charter for $4B USD1 Stablecoin
The Office of the Comptroller of the Currency (OCC) has given conditional approval to World Liberty Trust Co., clearing the way for the Trump family-linked crypto venture to operate as a national trust bank. The decision lets World Liberty Financial (WLF) bring management of its USD1 stablecoin in-house. For now, the company relies on third-party […]
MiCA Regulatory Clarity Is Not Enough: AMINA Group Myles Harrison on EU Stablecoin Race
Europe is currently seen by many as a bright example of well-defined crypto regulation opening doors for banks and payment providers to move from stablecoin experimentation to operational adoption. Yet, despite undeniable MiCA implementation milestones and compliant euro stablecoins gaining ground, local industry players have a lot of obstacles to overcome to establish the crypto […]
Coinbase Wins Abu Dhabi Approval to Sell Tokenized Stocks
Coinbase has received regulatory approval in Abu Dhabi to offer tokenized securities, a step that lets the crypto exchange bring traditional stocks onto the blockchain outside the United States.
Breaking News
