payments - page 2

SBC Summit 2026 to Combine CPD-Accredited Learning With Product Innovation and Hands-On Masterclasses
News

SBC Summit 2026 to Combine CPD-Accredited Learning With Product Innovation and Hands-On Masterclasses

SBC Summit and the co-located Affiliate Leaders Summit will bring a broader focus on professional development to Lisbon this September, with every conference session, academy and masterclass across the two events now officially accredited for Continuing Professional Development (CPD) by The CPD Certification Service.

Is “Main Bank” Still a Real Thing? ChilliMint Fintech Marketer San Nakra-Shah Says No
Articles

Is “Main Bank” Still a Real Thing? ChilliMint Fintech Marketer San Nakra-Shah Says No

“Stop trying to be my main bank. Give me a reason to choose you,” says Santosh “San” Nakra-Shah, Co-Founder and Managing Partner at ChilliMint Europe Limited. In this article, she explains why having a “main bank” today doesn’t mean quite the same thing it used to.

How to Get a PayPal Account and Start Using It
Articles

How to Get a PayPal Account and Start Using It

Wondering what a PayPal account actually is and whether you need one? In short: it’s a digital wallet that lets you shop, invoice, and move money online without handing your card details to every website you visit. American online payment system PayPal is a way to shop on multiple websites or to send and receive […]

Penny’s End Pushes Cash Closer to the Checkout Exit
Finance & Economics

Penny’s End Pushes Cash Closer to the Checkout Exit

The U.S. Senate has passed the Common Cents Act, bringing the end of the penny closer and potentially giving a new push to the country’s shift away from cash payments.

Razorpay Launches Vulcan AI Foundation Model Built for India’s Payments Market
Fintech & Ecommerce

Razorpay Launches Vulcan AI Foundation Model Built for India’s Payments Market

Razorpay has launched Vulcan, an artificial intelligence (AI) foundation model designed specifically for payments specifics of the Indian market. The company describes Vulcan as India’s first transformer-based AI foundation model for payments, beyond using separate AI tools for individual tasks such as fraud detection or payment routing.

What Today’s Yen, Emerging Markets and Fed Policy Signal for Fintech
News

What Today’s Yen, Emerging Markets and Fed Policy Signal for Fintech

Global financial markets are sending several signals at once: the Japanese yen remains weak despite an unusual currency intervention, investors are returning to emerging-market debt at the fastest pace in more than two decades, and expectations for U.S. interest rates remain uncertain. For banks, payment companies and fintechs, these developments matter most as they can […]

Twitch AI Training Opt-Out: What It Means for Creator Monetization Pay
Society & Lifestyle

Twitch AI Training Opt-Out: What It Means for Creator Monetization Pay

Twitch added a new privacy setting on August 12 that lets streamers stop Amazon from using their content to train generative AI models. The catch is that the setting is switched on by default. Streamers who don’t find and disable it are automatically included.

Acquisitions Consolidate AI and Payments: Inside Stripe & Anthropic Deals
News

Acquisitions Consolidate AI and Payments: Inside Stripe & Anthropic Deals

Two major M&A deals this week show how deeply artificial intelligence (AI) and payments are becoming intertwined. Stripe has agreed to buy OpenRouter, an innovative tech marketplace that lets people access hundreds of AI models through one gateway, for more than $7 billion. Meanwhile, Anthropic is in early talks to acquire Decart, an Israeli startup […]

Europe’s Digital Euro Push Reflects 2026 National Endeavours to Bypass Visa & Mastercard
News

Europe’s Digital Euro Push Reflects 2026 National Endeavours to Bypass Visa & Mastercard

Three different regions made their movements this month to reduce dependence on the two global companies that process most of the world’s card payments. On the surface, they may look unrelated, but together, a pattern emerges where governments and central banks build various types of alternative payment rails instead of relying on Visa and Mastercard.

Knot to Make Venmo a Saved Checkout Payment Method
Fintech & Ecommerce

Knot to Make Venmo a Saved Checkout Payment Method

Knot, a merchant-connectivity platform that lets people move saved payment details between apps and websites, announced a partnership with Venmo on August 12. The deal lets Venmo users set the PayPal-associated platform as their default saved payment method at merchants they already shop with, without typing in card details each time.

Half US Households to Use BNPL for 2026 Back-to-School Shopping 
News

Half US Households to Use BNPL for 2026 Back-to-School Shopping 

New survey data shows Buy Now, Pay Later (BNPL) is becoming a routine part of predictable, recurring shopping for American households, and almost half of US consumers will use it to make the annual back-to-school purchases possible.

MiCA Regulatory Clarity Is Not Enough: AMINA Group Myles Harrison on EU Stablecoin Race
Blockchain & Crypto

MiCA Regulatory Clarity Is Not Enough: AMINA Group Myles Harrison on EU Stablecoin Race

Europe is currently seen by many as a bright example of well-defined crypto regulation opening doors for banks and payment providers to move from stablecoin experimentation to operational adoption. Yet, despite undeniable MiCA implementation milestones and compliant euro stablecoins gaining ground, local industry players have a lot of obstacles to overcome to establish the crypto […]

Managing Business Cash Flow Gaps With a Short-Term Forbrukslån
Articles

Managing Business Cash Flow Gaps With a Short-Term Forbrukslån

A company might show profits on the balance sheet, but still the money can be kind of late when it’s time to deal with expenses that actually need to be paid. In other words delayed payments, seasonal sales and a few other unplanned expenses, can create temporary cash flow gaps, and that can really mess […]

Gen Z Digital Wallet Use Jumps to 36%, Financial Stress Partly to Blame
Society & Lifestyle

Gen Z Digital Wallet Use Jumps to 36%, Financial Stress Partly to Blame

More young shoppers are paying with their phones instead of physical cards, but new research suggests the shift is driven not only by convenience but also by tight budgets.

Millennials Show Why Faster Payments Are Becoming a Cash-Flow Tool
News

Millennials Show Why Faster Payments Are Becoming a Cash-Flow Tool

Around 70% millennials continue to live paycheck to paycheck, according to new August 2026 research from PYMNTS Intelligence. The finding is spectacular and not simply because of the size of this generation group. A vigilant industry observer must notice that the same consumers are increasingly using instant payouts, buy now, pay later services and AI […]

Ravencoin Rollback Highlights Unexpected Blockchain Settlement Risk
News

Ravencoin Rollback Highlights Unexpected Blockchain Settlement Risk

P2P blockchain network Ravencoin is facing a serious test of transaction finality after a critical flaw affected its blockchain. Two mining pools controlling most of the network’s hashpower are rebuilding the chain from before the first invalid block, potentially putting around four days of transactions at risk of reversal.

Payments are the transfer of money between two parties in exchange for goods, services, or to settle obligations. They can be made through various online and offline methods like cash, cards, bank transfers, mobile wallets, or digital currencies. Payments are foundational to the fintech industry. They represent the most frequent and essential financial interaction between individuals, businesses, and institutions. In fintech, innovations in payments focus on making transactions faster, affordable, more secure, and inclusive. These money transfers are often the entry point for broader digital financial services, such as lending, insurance, or investment, and play a key role in driving financial inclusion and global commerce.