This October, all payment service providers operating in the EU became legally obliged to send and receive instant credit SEPA transfers (in euros) under the EU Instant Payments Regulation, while also offering a free Verification of Payee (VoP) service. What does the new legislation mean for consumers and PSPs?
Payment experiences used to be about trust and security. Today, speed has become just as important. As more of daily life moves online, consumers no longer view waiting for funds to clear as acceptable. From buying groceries to transferring money between banks, the expectation is shifting toward real-time payments and instant settlement.
The world’s major central banks are cautiously turning the page toward monetary easing as signs of slower inflation and modestly improving growth emerge.
As the cryptocurrency market matures, long-term holders are no longer content to passively wait for appreciation. How to ensure continuous interest on their digital assets while maintaining safety and compliance has become a new challenge for savvy investors.
The largest intergenerational transfer of wealth in history is underway, but is this inheritance at risk? Over the next two decades, an estimated $124 trillion in U.S. household wealth will change hands, according to a new DGLegacy report. Yet experts warn that much of this fortune may never reach its intended heirs, not because of […]
Gold price has climbed over 50% year-to-date, surpassing $4,000 per ounce. Here’s why the precious metal reached its highest level ever and what investors should pay attention to.
Fintechs and neobanks nurtured and grown on European grouds are increasingly getting on their feet and sharpening focus on the U.S. market. Here’s why.
As the technology develops in giant strides and new iPhone models are delivered each year, it sounds extremely strange that the backbone of omnipresent card payment systems is still the protocol that’s almost forty years old. Even with its last major revision in 2003, the upgraded version of ISO 8583 is a couple decades too […]
¿Alguna vez se ha preguntado qué banco ha emitido una tarjeta teniendo únicamente un número de tarjeta?
Ethan Lewis, Content Writer. Ethan Lewis is a passionate writer who loves to explore new technologies. He has a good amount readership that follows him for his exceptional work in AI, Crypto, Gaming, Fintech, and Cyber Security. He is always excited to pour the technology into his words. The world of the contemporary digital […]
Camfecting es una realidad de hoy y puede afectar a cualquier de 6.6 mil millones de gente en el mundo que tienen un celular. Su celular es una cosa que está contigo 24/7. Según el estudio que llevaron en febrero de 2021, casi la mitad de los encuestados dijeron que pasaron 5-6 horas en promedio con […]
The crypto landscape of the European Union is diverse, and with the advent of Markets in Crypto-Assets Regulation (MiCA), it is also getting more secure and monitored. Today, over 50 traditional financial institutions, crypto-native firms, and challenger fintechs have gained regulatory approval across the EU. Let’s briefly overview the MiCA-licensed crypto providers in Europe.
Just as stablecoin settlements are gaining momentum in the B2B segment, payment service providers are taking very different paths in the stablecoin payments revolution, with strategies ranging from bold integration to cautious observation. Here are four main stablecoin adoption archetypes shaping the next phase of digital payments.
While you may have already used ChatGPT for information search, OpenAI’s new web browser, Atlas, comes with ChatGPT built in. Isn’t that convenient? Let’s take a closer look.
Agentic payments and AI commerce are high on the paytech agenda today. Their potential is undoubtedly immense, but practical implementation, as always, relies on the tech stack functionality. As we see fintech giants delivering agentic payment protocols en masse, let’s put them under scrutiny.
How does one become a reseller of white label payment gateway services, and does it make any sense? Stop checking Reddit forums to figure that out and take a look at this simple article that covers the basics of a payment gateway reseller business.
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