Articles

Fintech & Ecommerce

From Bottleneck to Backbone: Reinventing KYC/AML in Payment Gateways with AI

To ensure compliance and risk minimization, KYC/AML processes need to be both flexible and automated. How can payment gateways and fintech companies achieve that and keep pace with legal requirements without stifling innovation? Here’s how AI technology can help.

Fintech & Ecommerce

Beyond Checkout: How Payment Gateways Are Becoming Orchestration Powerhouses

“Faster, higher, stronger – together” is not just a new Olympic motto, but an enhanced operation model scenario for payment gateway providers that deliver faster payment processing, higher conversion rates, and stronger financial performance, all united into a single orchestration-driven ecosystem. 

Fintech & Ecommerce

SEPA Instant, Open Banking & the Future of European E-Commerce: A Conversation with Yowpay’s Christian Caumont

While some businesses see payment landscape fragmentation in the EU as a challenge, Yowpay treats it as an opportunity to deliver real value. In this interview, Christian Caumont, CEO of Yowpay, shares his opinion on the present and future of real-time SEPA payments, the role of open banking in European e-commerce, and much more.

Blockchain & Crypto

What’s Behind the Stablecoin Rally?

This week, stablecoin circulation hit an all-time high, fueling liquidity and confidence in the crypto market. What are the reasons for the growing momentum, and how does it impact businesses and economies?

Fintech & Ecommerce

Processing Power of Global Payment Networks

As India’s UPI has surpassed the industry giant, Visa, with over 650 million daily transactions, we prepared a brief illustration of the global payment networks’ processing volumes and values. Can real-time payments beat the cards?

Fintech & Ecommerce

Evolving but Still Divided: What Future Holds for Cross-Border Settlements

Globalization patterns worldwide may change their forms, but the essential nature of cross-border commerce keeps international transaction settlement at the top of the fintech agenda. Here is a brief analysis of the state of cross-border settlements today and a forecast for this segment for the near future. 

Fintech & Ecommerce

Faster, Smarter, Riskier? The Double-Edged Sword of AI-Powered Transaction Routing

Today, AI powers pretty much everything in payments and banking. From fraud mitigation to offering personalization, artificial intelligence makes fintech services faster, simpler, and more efficient. Transaction routing is not an exception. AI-driven routing is a powerful tool to improve payment efficiency and success rates. Are there any pitfalls here? For sure. So let’s explore […]

Fintech & Ecommerce

iFX EXPO International 2025 Sets New Global Benchmark for Online Trading Events

A Record-Breaking Gathering of Global Industry Leaders iFX EXPO International once again solidified its reputation as the leading B2B event for the online trading community. Bringing together key players from across the globe, the event broke attendance records with thousands of professionals representing over 110 countries, making this year’s edition the largest and most international […]

Fintech & Ecommerce

Unlocking Growth: The Role of Payment Gateway APIs for Small Businesses

Small businesses are the backbone of modern economies, and they require efficient payment technologies to function, scale, and enhance their services. Payment gateway APIs help small businesses take their payment processing capabilities to the next level, comply with industry standards, leverage analytics and insights, optimize cash flow management, and more.

Fintech & Ecommerce

Beyond the Trade: iFX EXPO International 2025 Explores the Future of Liquidity, Payments, and Partnerships

As our team has returned from the exciting expo floor of iFX EXPO International 2025 that took place in Limassol, Cyprus between June 17-19, we are ready to share some insights on online trading, payments, and industry partnerships revealed in dynamic panel discussions and heated expert chats.

Fintech & Ecommerce

Shopping Without Stopping: The Age of Invisible Checkout

Payments at online checkouts gradually move from one-click to zero-click, while offline stores increasingly try to reduce the number of steps one should take between taking a product off the shelf and going out through the exit door with bags full of consumer items. The tendency we see today is not just a quick but […]

Fintech & Ecommerce

How Social Commerce is Turning Digital Wallets into Must-Haves

Digital wallets are omnipresent today. You’re probably wondering what drives their annual double-digit growth. Well, they’re convenient, secure, and simple to use. Yet, that’s not all the reasons. Social commerce stands out among numerous other factors, catalysing digital wallet adoption in a discrete yet powerful way. 

Fintech & Ecommerce

Money20/20 Europe 2025: Shaping the Future of Payments in a Turbulent World

For three days between June 3 and 5, Amsterdam hosted the top industry professionals at a leading global fintech event – Money20/20 Europe 2025. Top executives, innovators, and thought leaders from around the world gathered in the heart of the Netherlands to discuss the key trends in financial technology and payments. Here’s what was on […]

Fintech & Ecommerce

Cashless Society: Myth or Reality? Top Cashless Nations Globally

Envision a future where all the transactions are paperless. For some, it feels like utopia with less theft and more convenience, while others suggest more dystopian scenarios where all your money and assets can be taken away by an evil omnipresent government at any moment. While I, personally, believe truth lies somewhere in between, many […]

Fintech & Ecommerce

How Open Banking Progresses With API-Based Commercial Variable Recurring Payments (CVRPs) 

E-commerce subscriptions are doubling every year, with Gen Z driving its snowballing popularity. Where there’s demand for subscriptions, there’s also a need for efficiency in recurring payments. CVRPs are getting significant interest share from merchants and payment service providers, making them a potential new stage in open banking progress.

Fintech & Ecommerce

From Cards to Direct Transfers: The A2A Payment Transformation in Europe and Beyond

The global payment landscape is rapidly changing driven by a seismic shift in popular transaction methods. A closer look at payment statistics reveals that account-to-account (A2A) transfers are ascending in importance. Its growing dominance among other payment types is especially evident in the European market.