Adflex has announced a partnership with SAP Taulia aimed at accelerating the adoption and automation of virtual card payments across the UK and Europe. The collaboration integrates Adflex’s STP (Straight-Through-Processing) technology into SAP Taulia’s platform to reduce manual handling of payments and streamline supplier transactions.
SAP Taulia, part of a global B2B network, provides working capital solutions embedded within enterprise resource planning (ERP) systems. Through the integration of Adflex STP, the platform can automate the processing of virtual card transactions, reducing the need for manual input and helping to simplify payment workflows for corporates and suppliers.
Virtual cards are increasingly used as a working capital tool, although their efficiency can be limited when transactions are handled manually. Traditionally, virtual card details are delivered via email or portal and processed individually, creating operational bottlenecks. The Adflex solution automates card data recognition, removing the need for manual entry and, in many cases, reducing the scope of PCI-DSS compliance requirements.
The integration also supports the automation of ERP-embedded virtual card delivery from SAP Taulia, removing friction in issuance and improving supplier acceptance rates. By streamlining these processes, the partnership aims to enable more efficient payment operations and improved cash flow management.
The move comes amid rising adoption of virtual card technology across procurement and finance functions. Recent industry data shows that more than 90% of procurement leaders are using, planning to use, or considering virtual cards, while 85% of organisations in the EMEA region expect to allocate more than a quarter of their spend to virtual cards within the next two years. At the same time, 72% of procurement professionals report increased operational demands, highlighting the need for greater automation.
Doug Anderson, senior product marketing manager at SAP Taulia, said: “Partnering with Adflex to automate virtual card payments in Europe is another significant milestone in our mission to help businesses everywhere thrive by unlocking liquidity trapped in supply chains. By removing manual processes for procurement leaders, we are helping them move faster, reduce friction and make better use of working capital.”
Andy Downman, Commercial Director at Adflex, added: “Virtual cards started as a secure, convenient way to handle low-value ad hoc spend, but are now widely used for high-value supplier payments, often as an additional line of credit, creating challenges of scale as businesses process thousands of cards one-by-one. Adflex STP automates end-to-end processing, enabling SAP Taulia customers to manage any volume of virtual cards – regardless of the issuing bank – while reducing the burden of PCI-DSS compliance. Together with our partners, we’re helping organisations accept and issue payments faster, driving stronger relationships and growth.”
The partnership reflects broader trends in digital payments automation, B2B fintech innovation, and the increasing role of virtual card solutions in enterprise finance operations.
