Finastra Advances Commercial Lending with Cloud-Native Origination Platform
Finastra has introduced a next-generation, cloud-native lending platform aimed at transforming how commercial loans are originated and processed by financial institutions.
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Equifax Expands Credit Reports With Verified Employment and Income Data
Equifax has rolled out a new service Income Confirm that allows lenders to access verified employment and income information alongside traditional credit reports, marking a significant shift in how creditworthiness is assessed during credit card origination.
NEXA Lending Launches Chat & Social AI for Loan Originators
The new AI features are integrated directly into NEXA’s lending platform and include tools for drafting personalized messages, managing communication with borrowers, and automating routine tasks.
Student Lending in 2026: Navigating Origination Complexity and Disclosure Accuracy
As 2025 has ended with millions of students completing a fall semester shaped by ongoing economic uncertainty, student lenders are preparing for a 2026 environment defined less by sweeping new rules and more by increasing focus around technical accuracy at origination. Regulators continue to focus on whether lenders are translating the unique structures of student […]
Pluto Unveils AI Lending Platform for Private Markets
Pluto has launched an AI-powered lending platform that lets investors borrow against private-market assets without selling them, aiming to unlock liquidity in one of finance’s most illiquid corners.
Zignaly and ABHI Launch UAE’s First Stablecoin-Powered Real-World Yield Product
Zignaly and ABHI have unveiled a new real-world asset crypto-powered investment product in the UAE, marking a significant step in connecting on-chain capital with real-economy SME financing.
U.S. Household Debt Hits Record $18.6 Trillion as Economic Pressures Shift
U.S. household debt climbed to a record high in Q3 2025, underscoring a critical turning point for consumer finances and offering key signals for economists assessing the strength of today’s market.
Portable Credit Passports: The New Blueprint for SME Lending Transparency in the UK
Here’s a plain explanation of what a “Portable Credit Passport” for UK SMEs is, why there’s demand for it, and what the Smarter Contracts-led consortium and partners are trying to build under the Financial Conduct Authority (FCA) “Smart Data Sprint.”
Mauritian Startup Black Swan Takes Top Prize at MEST Africa Challenge 2025
A new wave of data-driven fintech innovation took center stage in Cape Town as Black Swan claimed the top spot at the MEST Africa Challenge 2025, highlighting how credit intelligence is reshaping financial inclusion across the continent.
Credolab Introduces Income Prediction Model to Expand Fair Credit Access Without Verified Income Data
The new Income Prediction Model from Credolab requires no personally identifiable information, financial history, or documents, enabling lenders to assess creditworthiness even when traditional income data is unavailable.
Green Money Meets Smart AI: How AI-Driven Sustainable Lending Is Taking Off
Sustainable finance is going AI. Across the globe, financial institutions are starting to lean on artificial intelligence to power green lending: loans that only go to projects or firms committed to environmental, social, and governance (ESG) goals. These AI-driven platforms help banks underwrite, monitor, and report on sustainability-linked loans with more speed, data, and transparency.
FICO & Plaid Launch Enhanced Cash-Flow Credit Score
An updated version of UltraFICO, developed by FICO and Plaid, maps cash-flow insights into the FICO Score scale so lenders can use a single, recognizable score that incorporates transaction-level account flows.
Numou and ABHI Partner to Solve SME Financing Gaps Across the UAE
Many SMEs in the UAE face delays between issuing invoices and receiving payments, which can stall growth and limit the ability to seize business opportunities, a financing issue Numou and ABHI aim to solve.
Architecting the Future of Home Financing: Mortgage & Lending Innovation Forum 2025
The Mortgage & Lending Innovation Forum 2025, hosted by Newgen Software and organized by the International Center for Strategic Alliances (ICSA), concluded with resounding success on November 12, 2025, at the Kempinski, Central Avenue, Dubai.
AfDB Approves $310M for FirstRand to Expand Lending to MSMEs and Women Entrepreneurs in South Africa
In South Africa and across developing markets, MSMEs face a financing shortfall equivalent to nearly 19% of GDP, representing some $5.7 trillion in unmet need globally. This is why targeted support, like AfDB’s $310 million financing for FirstRand Bank earmarked for MSMEs and women-led businesses, is so critical:
Cyber and Smart Contract Risks Top Concerns for Institutional Investors in Blockchain Lending
Institutional investors and wealth managers are becoming increasingly concerned about the cyber and smart contract risks linked to blockchain-based lending, with the majority now considering insurance protection a key requirement, new research from Brava Finance shows.
