Top Fintech Startups in Colombia
The country that is next in line to develop a comprehensive nationwide instant payment system in LatAm, Colombia has a range of promising fintech startups striving to transform the way money flows nationwide.
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China’s Lending Benchmark Stability Prompts Asian Markets Growth
Trading in leading Asia markets accelerated following the PBoC’s Monday decision to keep the benchmark loan rates unchanged for the 11th consecutive month.
The Evolution of Credit-to-Cash: Mechanisms and Market Demand in 2026
The fintech sector of 2026 is defined by a singular, persistent consumer demand: the desire for “instant liquidity.” As the global economy continues its shift away from traditional banking structures, the mechanisms for converting credit into immediate cash have become a central focus for innovators and regulators alike. This evolution is not a fringe trend […]
The Rise of Virtual Credit in a Cashless Philippines: What It Means for Consumers
From online shopping to e-wallets and QR payments, more Filipinos are becoming comfortable with digital transactions every day. Alongside this digital shift, another trend is quietly transforming how people handle their finances: the rise of virtual credit.
DNB and Two Partner to Bring AI-Powered Innovation to Nordic B2B Payments
A new partnership between DNB and Two is aiming to reshape the Nordic B2B payments landscape through artificial intelligence (AI), as financial institutions increasingly target one of the least digitized segments of global commerce.
Fraud Rising in Auto Finance as Lenders Question Effectiveness of AI Tools
Fraud risks in the auto lending industry are increasing, but many lenders say they remain uncertain whether current artificial intelligence (AI) tools can effectively detect increasingly sophisticated threats.
AI Finance Converges: Upstart Seeks Bank Charter as Santander Deploys Agentic Payments Across Latin America
Two separate landmark moves from Santander and Upstart signal a new era of autonomous, AI-native finance infrastructure developed at all levels of fintech industry.
Expert Opinion: Embedded Lending in 2026 – Why Fundamentals Are Defining the Year
As 2026 unfolds, much of the fintech discussion continues to focus on artificial intelligence. But the reality is: while AI will remain a central theme across financial services this year, in embedded lending and SME finance, the defining developments are rooted in more fundamental dynamics. The trajectory of 2026 is being shaped by three key […]
Post-Penny Compliance: Cash Rounding in Small-Dollar Lending
The era of the one-cent piece has reached its conclusion. Following a White House directive to the Department of the Treasury on February 9, 2025, the U.S. Mint ceased regular production of the penny, citing a production cost of 3.7 cents per unit. While the Mint completed its final regular run in November 2025, the […]
Adyen & Fresha Launch Embedded Lending Solution to Expand Access to Capital for SMEs
Adyen, the global fintech platform, has launched Fresha Capital, an embedded lending solution in partnership with Fresha, a marketplace platform for beauty, wellness and self‑care businesses.
Finastra Advances Commercial Lending with Cloud-Native Origination Platform
Finastra has introduced a next-generation, cloud-native lending platform aimed at transforming how commercial loans are originated and processed by financial institutions.
Equifax Expands Credit Reports With Verified Employment and Income Data
Equifax has rolled out a new service Income Confirm that allows lenders to access verified employment and income information alongside traditional credit reports, marking a significant shift in how creditworthiness is assessed during credit card origination.
NEXA Lending Launches Chat & Social AI for Loan Originators
The new AI features are integrated directly into NEXA’s lending platform and include tools for drafting personalized messages, managing communication with borrowers, and automating routine tasks.
Student Lending in 2026: Navigating Origination Complexity and Disclosure Accuracy
As 2025 has ended with millions of students completing a fall semester shaped by ongoing economic uncertainty, student lenders are preparing for a 2026 environment defined less by sweeping new rules and more by increasing focus around technical accuracy at origination. Regulators continue to focus on whether lenders are translating the unique structures of student […]
Pluto Unveils AI Lending Platform for Private Markets
Pluto has launched an AI-powered lending platform that lets investors borrow against private-market assets without selling them, aiming to unlock liquidity in one of finance’s most illiquid corners.
Zignaly and ABHI Launch UAE’s First Stablecoin-Powered Real-World Yield Product
Zignaly and ABHI have unveiled a new real-world asset crypto-powered investment product in the UAE, marking a significant step in connecting on-chain capital with real-economy SME financing.
