lending - page 2

Abhi and Qlub Sign Partnership to Offer Earned Wage Access to Employees in Saudi Arabia
Fintech & Ecommerce

Abhi and Qlub Sign Partnership to Offer Earned Wage Access to Employees in Saudi Arabia

Abhi Saudi, operated by Alraedah Digital Solutions, has signed a partnership with Qlub. The agreement gives Qlub employees access to ABHI’s Earned Wage Access (EWA) service.

How India’s UPI Credit Line Model Is Finding Echoes Across Southeast Asia and Europe
Fintech & Ecommerce

How India’s UPI Credit Line Model Is Finding Echoes Across Southeast Asia and Europe

India’s Unified Payments Interface has long been celebrated as one of the most successful real-time payment infrastructures ever built. Meanwhile, many countries across the globe are noticing the convenience of Credit Line on UPI framework, which allows banks to extend pre-approved credit directly through the UPI stack, letting consumers spend borrowed funds as seamlessly as […]

Goldman Sachs Backs Mission-Driven Startup Kashable Fighting America’s Affordability Crisis With $60M
News

Goldman Sachs Backs Mission-Driven Startup Kashable Fighting America’s Affordability Crisis With $60M

Goldman Sachs Alternatives led a $60 million Series C funding round in Kashable, as part of its impact investing strategy.

Capital Markets Are Scaling Faster Than the Systems That Support Them
Articles

Capital Markets Are Scaling Faster Than the Systems That Support Them

By Trevor Vick, CEO of UMIP, Inc. There is a fundamental contradiction at the heart of today’s capital markets. Trillions of dollars are flowing into AI infrastructure, data centers, and public works at a pace that would have seemed extraordinary just a few years ago. Transaction volumes are breaking records. Securitization structures are growing more […]

J.P. Morgan Sees No Fed Cut at April 28–29 Meeting: What FinTech Lenders Should Expect From the Longest Rate Cut Pause Yet
Finance & Economics

J.P. Morgan Sees No Fed Cut at April 28–29 Meeting: What FinTech Lenders Should Expect From the Longest Rate Cut Pause Yet

J.P. Morgan Global Research expects the Federal Reserve to hold rates steady at its April 28–29 FOMC meeting and most probably avoid a rate cut scenario at the next meetings scheduled for this year as well. Here’s what that forecast means for FinTech lenders.

Top Fintech Startups in Colombia
Articles

Top Fintech Startups in Colombia

The country that is next in line to develop a comprehensive nationwide instant payment system in LatAm, Colombia has a range of promising fintech startups striving to transform the way money flows nationwide. 

China’s Lending Benchmark Stability Prompts Asian Markets Growth
Finance & Economics

China’s Lending Benchmark Stability Prompts Asian Markets Growth

Trading in leading Asia markets accelerated following the PBoC’s Monday decision to keep the benchmark loan rates unchanged for the 11th consecutive month.

The Evolution of Credit-to-Cash: Mechanisms and Market Demand in 2026
Articles

The Evolution of Credit-to-Cash: Mechanisms and Market Demand in 2026

The fintech sector of 2026 is defined by a singular, persistent consumer demand: the desire for “instant liquidity.” As the global economy continues its shift away from traditional banking structures, the mechanisms for converting credit into immediate cash have become a central focus for innovators and regulators alike. This evolution is not a fringe trend […]

The Rise of Virtual Credit in a Cashless Philippines: What It Means for Consumers
Articles

The Rise of Virtual Credit in a Cashless Philippines: What It Means for Consumers

From online shopping to e-wallets and QR payments, more Filipinos are becoming comfortable with digital transactions every day. Alongside this digital shift, another trend is quietly transforming how people handle their finances: the rise of virtual credit.

DNB and Two Partner to Bring AI-Powered Innovation to Nordic B2B Payments
News

DNB and Two Partner to Bring AI-Powered Innovation to Nordic B2B Payments

A new partnership between DNB and Two is aiming to reshape the Nordic B2B payments landscape through artificial intelligence (AI), as financial institutions increasingly target one of the least digitized segments of global commerce.

Fraud Rising in Auto Finance as Lenders Question Effectiveness of AI Tools
News

Fraud Rising in Auto Finance as Lenders Question Effectiveness of AI Tools

Fraud risks in the auto lending industry are increasing, but many lenders say they remain uncertain whether current artificial intelligence (AI) tools can effectively detect increasingly sophisticated threats.

AI Finance Converges: Upstart Seeks Bank Charter as Santander Deploys Agentic Payments Across Latin America
News

AI Finance Converges: Upstart Seeks Bank Charter as Santander Deploys Agentic Payments Across Latin America

Two separate landmark moves from Santander and Upstart signal a new era of autonomous, AI-native finance infrastructure developed at all levels of fintech industry.

Expert Opinion: Embedded Lending in 2026 – Why Fundamentals Are Defining the Year
Articles

Expert Opinion: Embedded Lending in 2026 – Why Fundamentals Are Defining the Year

As 2026 unfolds, much of the fintech discussion continues to focus on artificial intelligence. But the reality is: while AI will remain a central theme across financial services this year, in embedded lending and SME finance, the defining developments are rooted in more fundamental dynamics. The trajectory of 2026 is being shaped by three key […]

Post-Penny Compliance: Cash Rounding in Small-Dollar Lending
Articles

Post-Penny Compliance: Cash Rounding in Small-Dollar Lending

The era of the one-cent piece has reached its conclusion. Following a White House directive to the Department of the Treasury on February 9, 2025, the U.S. Mint ceased regular production of the penny, citing a production cost of 3.7 cents per unit. While the Mint completed its final regular run in November 2025, the […]

Adyen & Fresha Launch Embedded Lending Solution to Expand Access to Capital for SMEs
News

Adyen & Fresha Launch Embedded Lending Solution to Expand Access to Capital for SMEs

Adyen, the global fintech platform, has launched Fresha Capital, an embedded lending solution in partnership with Fresha, a marketplace platform for beauty, wellness and self‑care businesses.

Finastra Advances Commercial Lending with Cloud-Native Origination Platform
News

Finastra Advances Commercial Lending with Cloud-Native Origination Platform

Finastra has introduced a next-generation, cloud-native lending platform aimed at transforming how commercial loans are originated and processed by financial institutions.