Major Banks Embrace Tokenised Deposits as Stablecoin Alternative
Tokenised deposits may sound like just another fintech buzzword. But this week’s cross-border settlement between two global banks suggests they’re anything but.
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Surcharging May Not Cost Small Businesses the Sale, Kurv Data Shows
What if charging customers a little extra at checkout didn’t send them running for the exit? New research on the topic of credit card surcharge small business strategy suggests that the long-held fear may not match reality. The numbers behind it are worth a closer look before any merchant decides how to price a transaction […]
Consumers Trust the Payment Method More Than the Retailer Reveals Fresh Report
When shoppers reach the final click, payment methods consumer trust is quietly overriding traditional brand loyalty in ways online sellers never anticipated.
It’s Not Vacations Breaking Household Budgets, It’s the Grocery Bill
The paycheck to paycheck 2026 squeeze is surprisingly coming not from summer vacations but from common places like the grocery aisle, the utility bill and the gas pump. Thus, the pressure doesn’t end when the season does. Many turn to BNPL but does it really help?
China’s Digital Yuan Bank Network Triples to 30 Institutions
China’s digital yuan e-CNY network expansion tripled in less than a year showing how quickly central-bank digital currencies (CBDCs) can scale.
SBC Summit 2026 to Combine CPD-Accredited Learning With Product Innovation and Hands-On Masterclasses
SBC Summit and the co-located Affiliate Leaders Summit will bring a broader focus on professional development to Lisbon this September, with every conference session, academy and masterclass across the two events now officially accredited for Continuing Professional Development (CPD) by The CPD Certification Service.
Is “Main Bank” Still a Real Thing? ChilliMint Fintech Marketer San Nakra-Shah Says No
“Stop trying to be my main bank. Give me a reason to choose you,” says Santosh “San” Nakra-Shah, Co-Founder and Managing Partner at ChilliMint Europe Limited. In this article, she explains why having a “main bank” today doesn’t mean quite the same thing it used to.
How to Get a PayPal Account and Start Using It
Wondering what a PayPal account actually is and whether you need one? In short: it’s a digital wallet that lets you shop, invoice, and move money online without handing your card details to every website you visit. American online payment system PayPal is a way to shop on multiple websites or to send and receive […]
Penny’s End Pushes Cash Closer to the Checkout Exit
The U.S. Senate has passed the Common Cents Act, bringing the end of the penny closer and potentially giving a new push to the country’s shift away from cash payments.
Razorpay Launches Vulcan AI Foundation Model Built for India’s Payments Market
Razorpay has launched Vulcan, an artificial intelligence (AI) foundation model designed specifically for payments specifics of the Indian market. The company describes Vulcan as India’s first transformer-based AI foundation model for payments, beyond using separate AI tools for individual tasks such as fraud detection or payment routing.
What Today’s Yen, Emerging Markets and Fed Policy Signal for Fintech
Global financial markets are sending several signals at once: the Japanese yen remains weak despite an unusual currency intervention, investors are returning to emerging-market debt at the fastest pace in more than two decades, and expectations for U.S. interest rates remain uncertain. For banks, payment companies and fintechs, these developments matter most as they can […]
Twitch AI Training Opt-Out: What It Means for Creator Monetization Pay
Twitch added a new privacy setting on August 12 that lets streamers stop Amazon from using their content to train generative AI models. The catch is that the setting is switched on by default. Streamers who don’t find and disable it are automatically included.
Acquisitions Consolidate AI and Payments: Inside Stripe & Anthropic Deals
Two major M&A deals this week show how deeply artificial intelligence (AI) and payments are becoming intertwined. Stripe has agreed to buy OpenRouter, an innovative tech marketplace that lets people access hundreds of AI models through one gateway, for more than $7 billion. Meanwhile, Anthropic is in early talks to acquire Decart, an Israeli startup […]
Europe’s Digital Euro Push Reflects 2026 National Endeavours to Bypass Visa & Mastercard
Three different regions made their movements this month to reduce dependence on the two global companies that process most of the world’s card payments. On the surface, they may look unrelated, but together, a pattern emerges where governments and central banks build various types of alternative payment rails instead of relying on Visa and Mastercard.
Knot to Make Venmo a Saved Checkout Payment Method
Knot, a merchant-connectivity platform that lets people move saved payment details between apps and websites, announced a partnership with Venmo on August 12. The deal lets Venmo users set the PayPal-associated platform as their default saved payment method at merchants they already shop with, without typing in card details each time.
Half US Households to Use BNPL for 2026 Back-to-School Shopping
New survey data shows Buy Now, Pay Later (BNPL) is becoming a routine part of predictable, recurring shopping for American households, and almost half of US consumers will use it to make the annual back-to-school purchases possible.
Payments are the transfer of money between two parties in exchange for goods, services, or to settle obligations. They can be made through various online and offline methods like cash, cards, bank transfers, mobile wallets, or digital currencies.
Payments are foundational to the fintech industry. They represent the most frequent and essential financial interaction between individuals, businesses, and institutions. In fintech, innovations in payments focus on making transactions faster, affordable, more secure, and inclusive.
These money transfers are often the entry point for broader digital financial services, such as lending, insurance, or investment, and play a key role in driving financial inclusion and global commerce.
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