payments - page 9

StepFun and Alipay Expand AI Agent Capabilities Through New System-Level Partnership
Fintech & Ecommerce

StepFun and Alipay Expand AI Agent Capabilities Through New System-Level Partnership

Foundation model developer StepFun and Alipay have announced a system-level partnership aimed at bringing AI agents beyond conversational assistance and into everyday consumer services. The collaboration was unveiled on July 17 during the World Artificial Intelligence Conference (WAIC) 2026 in Shanghai.

ECB Warns Stablecoins Could Drain Bank Deposits, Reinforces Case for Digital Euro
News

ECB Warns Stablecoins Could Drain Bank Deposits, Reinforces Case for Digital Euro

The European Central Bank (ECB) has renewed its warning that widespread stablecoin adoption could weaken Europe’s banking system by diverting deposits away from commercial banks, strengthening the central bank’s case for introducing a digital euro as a secure, publicly backed alternative for digital payments.

Fintech Earnings Face Middle East Oil Volatility as Investors Shift Focus to Q2 Results
Finance & Economics

Fintech Earnings Face Middle East Oil Volatility as Investors Shift Focus to Q2 Results

Global markets entered the week caught between geopolitical uncertainty and the start of one of the busiest periods of the corporate earnings season, creating a challenging backdrop for payments and fintech companies preparing to report quarterly results.

Natural Secures $30M to Build AI Agent Payments Infrastructure
Fintech & Ecommerce

Natural Secures $30M to Build AI Agent Payments Infrastructure

AI agent payments infrastructure is rapidly becoming one of fintech’s fastest-growing segments, with startups and global payment networks racing to build financial rails for autonomous AI. Natural’s latest funding round suggests investors believe AI agents will soon become independent economic participants, propelling beyond simple productivity tools.

How E-Wallets in the Philippines Promote Growth in Fintech
Articles

How E-Wallets in the Philippines Promote Growth in Fintech

The Philippines has been seeing a remarkable digital shift for the last decade, and one of the major forces behind this change is the fast adoption of e wallets. At first, it was just a simple, easy way to pay bills or send money, but then it slowly turned into this bigger setup where millions […]

What Online Stores Should Know About Hosting and Payment Security
Fintech & Ecommerce

What Online Stores Should Know About Hosting and Payment Security

Every online store handles something a blog never does. A stranger types a card number into a form and trusts that it reaches the bank and nowhere else. That single transaction pulls the store into a security obligation most owners underestimate, and a large part of that obligation lives on the server the store rents. […]

Sunrate And Mastercard Release White Paper Defining Agentic Global Payments
News

Sunrate And Mastercard Release White Paper Defining Agentic Global Payments

Sunrate and Mastercard have released a joint white paper, Beyond Automation: Defining Agentic Global Payments, at the 2026 World Artificial Intelligence Conference (WAIC) in Shanghai.

EU Google Android AI Ruling Could Reshape AI-Powered Banking and Payment Apps
News

EU Google Android AI Ruling Could Reshape AI-Powered Banking and Payment Apps

The European Commission has taken one of its most significant steps yet to loosen Google’s control over the Android ecosystem, adopting binding requirements under the Digital Markets Act (DMA) that will require the company to open key Android capabilities to competing artificial intelligence assistants and share portions of its search data with eligible rivals.

How Rising Oil Prices Are Increasing Cross-Border Payment Costs for Merchants and Fintechs
Finance & Economics

How Rising Oil Prices Are Increasing Cross-Border Payment Costs for Merchants and Fintechs

Escalating geopolitical tensions in the Middle East are doing more than shaking global financial markets. They are also making cross-border payments more expensive. Here’s how. Rising oil prices and geopolitical tensions are increasing cross-border payments costs by driving foreign exchange volatility and raising hedging expenses for payment service providers. Combined with diverging Federal Reserve and […]

Visa Launches Institutional Stablecoin Platform as Regulatory Framework Remains Unfinished
Blockchain & Crypto

Visa Launches Institutional Stablecoin Platform as Regulatory Framework Remains Unfinished

Visa has unveiled a new institutional stablecoin platform, marking another step in the payment giant’s expansion beyond traditional card processing towards blockchain-based financial infrastructure. The new tool is not a consumer payment product. The initiative is designed to support institutional participants managing stablecoin operations at scale instead.

What Today’s Consumers Expect from Modern Financial Platform
Articles

What Today’s Consumers Expect from Modern Financial Platform

The World Bank’s Global Findex 2025 indicates that 79% of adults own a financial account, with the use of digital financial services continuing to rise. In this day and age, digital payments are mainstream, and a wealth of digital financial platforms is reshaping how users manage their savings, spending, and investments. Speed, accuracy, and analytics […]

Payments Industry Events 2026: The PaySpace Magazine Benchmark
Fintech & Ecommerce

Payments Industry Events 2026: The PaySpace Magazine Benchmark

Money20/20 Europe is the highest-scoring payments event for 2026 in PaySpace Magazine’s benchmark, followed by MPE – Merchant Payments Ecosystem and Money20/20 USA.

Peach Payments CISO: Agentic Commerce Needs Controls to Match $5 Trillion Opportunity
Articles

Peach Payments CISO: Agentic Commerce Needs Controls to Match $5 Trillion Opportunity

Payment security has spent two decades treating automated traffic as a threat to be filtered out. Agentic commerce is reversing that logic. Visa has enrolled local banks in its Agentic Ready programme, Mastercard has launched Agent Pay, and OpenAI has integrated Instant Checkout with Stripe. In March 2026, Mastercard and Google open-sourced a protocol called […]

Payments News Roundup: BNPL, Card Networks and Wallet Infrastructure Expand Reach
Fintech & Ecommerce

Payments News Roundup: BNPL, Card Networks and Wallet Infrastructure Expand Reach

Payment providers are widening how and where money moves, from BNPL at the checkout of long-distance travel, to a mobile wallet issuing its own cards, and a wallet infrastructure provider deepening multi-currency support for global platforms.

Swiss Fintech Week and Point Zero Forum 2026 Recap
Fintech & Ecommerce

Swiss Fintech Week and Point Zero Forum 2026 Recap

This year, PaySpace Magazine Global team had a chance to visit Point Zero Forum, which ran alongside Swiss Fintech Week 2026, held in Zurich from June 19 to June 25. The two parallel events covered AI adoption in banking, agentic commerce, and the infrastructure for programmable money. As those topics are among the most-discussed within […]

Cedar and Noah to Expand Compliant Stablecoin Payment Infrastructure for African Cross-Border Trade
Blockchain & Crypto

Cedar and Noah to Expand Compliant Stablecoin Payment Infrastructure for African Cross-Border Trade

Cedar Money and Noah have announced a strategic partnership aimed at improving cross-border payment infrastructure for businesses trading between Africa and international markets. The collaboration combines Cedar’s regulated compliance framework with Noah’s stablecoin-powered payment technology to help importers and exporters settle international invoices more efficiently while meeting global regulatory requirements.

Payments are the transfer of money between two parties in exchange for goods, services, or to settle obligations. They can be made through various online and offline methods like cash, cards, bank transfers, mobile wallets, or digital currencies. Payments are foundational to the fintech industry. They represent the most frequent and essential financial interaction between individuals, businesses, and institutions. In fintech, innovations in payments focus on making transactions faster, affordable, more secure, and inclusive. These money transfers are often the entry point for broader digital financial services, such as lending, insurance, or investment, and play a key role in driving financial inclusion and global commerce.