New survey data shows Buy Now, Pay Later (BNPL) is becoming a routine part of predictable, recurring shopping for American households, and almost half of US consumers will use it to make the annual back-to-school purchases possible.
More young shoppers are paying with their phones instead of physical cards, but new research suggests the shift is driven not only by convenience but also by tight budgets.
Around 70% millennials continue to live paycheck to paycheck, according to new August 2026 research from PYMNTS Intelligence. The finding is spectacular and not simply because of the size of this generation group. A vigilant industry observer must notice that the same consumers are increasingly using instant payouts, buy now, pay later services and AI […]
Financial markets are heading into one of the week’s most important economic releases with oil prices adding another layer of uncertainty. The U.S. Consumer Price Index for July is due today, while producer-price data follows on August 13. Economists surveyed by Reuters expect headline CPI to rise 3.4% from a year earlier.
Quantum computers powerful enough to break today’s encryption do not exist yet. But banks are already treating that future as a present-day deadline, according to a new analysis published by The Quantum Insider on August 7.
Singapore’s wealthiest and most experienced investors are not waiting for regulators to catch up. New research from digital asset bank Sygnum shows that three in four of the city-state’s high-net-worth and professional investors already own tokenized assets, at the same time as the country’s financial regulator is asking the public whether ordinary retail investors should […]
Nearly two-thirds of people who acted on financial tips from social media now wish they hadn’t. New research from TSB, surveying almost 2,000 UK adults, found that 59% of people who followed financial advice they encountered on social media went on to regret doing so. The bank’s study looked at how people are using and […]
The US labor market just handed new Federal Reserve Chair Kevin Warsh an unwelcome test of his authority and the timing could not be worse.
USDC merchant adoption in the United States is shifting from isolated pilot programs to infrastructure-level integration. Adoption remains early-stage compared with card payments, but the mechanics of accepting the stablecoin have changed substantially over the past year. Merchants no longer need to build separate crypto integrations. USDC is increasingly available as a native checkout option […]
Amazon’s investment in custom silicon is quickly turning into one of the company’s most important growth engines. In the wake of its latest earnings report, the company revealed that its custom chip portfolio, including Trainium AI accelerators, Graviton CPUs, and Nitro networking processors, has now exceeded a $20 billion annual revenue run rate.
The Bureau of Economic Analysis publishes the Q2 GDP advance estimate and the June Personal Consumption Expenditures (PCE) price index at 8:30 a.m. ET today, according to BEA’s official release schedule. The data release timing is less than 24 hours behind Wednesday’s Federal Open Market Committee decision to hold the federal funds rate at 3.50%-3.75%.
Finance companies built on tech platforms architected decades ago are confronting a growing set of pressures: aging infrastructure that resists modern tooling, calculation logic that may no longer reflect current compliance requirements, and a workforce of institutional experts approaching retirement. According to a 2026 industry survey on platform migration and modernization in consumer finance, 87% […]
Merchants’ fear of AI shopping agents is just a ‘hallucination’, four-wave international study finds. Based on responses from 4,250 consumers across the UK, US, France and Germany, the research explores the emerging ‘shortlist economy’ and how AI is reshaping the path to purchase.
Vast majority (66%) of fund managers believe their firms are over-investing in AI, while 25% believe their organizations are not investing enough, according to new global AI investment research from Clearwater Analytics.
Artificial intelligence (AI) dominates the news agenda this week. Financial regulators warn that agentic AI is moving faster than rulemaking, the UK’s FCA ties the technology’s future to tokenized money, a skilled-labor shortage emerges as a bottleneck for the data centers powering AI systems, and SpaceXAI launches a new model aimed at capturing finance and […]
Governments worldwide are on track to spend $1.1 trillion on fossil fuel subsidies in 2026, a new report from the United Nations Development Programme (UNDP) finds. If oil prices climb to $110 a barrel, up from a current average of $88.60, that figure could even reach $1.43 trillion.
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