Solidgate said on October 23, 2026 that Cyprus’s CySEC had authorized it as a crypto-asset service provider under MiCA, with the license passported across the EEA. A month earlier Klarna went live on the platform, and the summer brought global card payouts. All of that lands on a company that already sells orchestration, its own card acquiring and a subscription engine in one contract.
Key takeaways:
- Solidgate bundles orchestration with built-in card acquiring, and its published list (July 2024) bars gambling, crypto and financial trading.
- Ikajo takes that restricted business through 60+ partner banks, with gateway pricing from 1.2%.
- Rebilly prints the clearest figures here, $15 or $125 a month plus 1% of revenue collected. ProcessOut and Paytiko put their amounts behind a sales call.
Do you want one vendor handling acquiring and routing together, or would you rather keep the two apart? The five Solidgate competitors below are ranked for a digital business weighing up a payment orchestration platform. We read the figures on vendor sites and in filings during October and November 2026.
Solidgate in 2026
Most of what makes Solidgate different is the bundle, so start there.
What it sells
Founded in 2016, Solidgate is built for SaaS, e-commerce, digital subscriptions and global marketplaces, with clients including Bolt, Headway and Skylum. One API connects 100+ PSPs and payment methods in 150+ local currencies, and around that sit built-in card acquiring, an antifraud engine, a subscription engine, chargeback representment and treasury, while your existing PSPs can stay live during a phased move.
Prices follow transaction volume, with quotes tailored to the setup. No list is published. It guarantees 99.99% uptime, excluding outages at third-party acquirers or payment methods.
The limit most buyers meet is the Prohibited Industries and Sectors list (Version 1.0, July 2024), which bans gambling and betting, virtual currencies and financial trading platforms.
What changed
Five updates in four months, all widening what the bundle covers:
- July and August product updates added global card payouts and a connector for Unlimit.
- On August 18 The Paypers reported BLIK Recurring and BLIK Pay Later going live in Poland.
- Klarna went live on September 10, with Pay in Full, interest-free installments and longer-term financing at checkout.
- A post updated September 22 says merchants can route through Airwallex for local acquiring.
- On October 23 Solidgate announced its MiCA authorization.
Latin America moved too, with the Bamboo partnership PaySpace Magazine reported. The license needs a closer read. Since July 1, 2026, crypto-asset service providers in the EU must hold that authorization or stop offering those services, yet the published list still bars virtual currencies. If you sell crypto or stablecoin services, ask what the new license changes for you.
What users say
Review samples are thin. Software Advice shows 4.2 from 5 reviews, with praise for support, local payment methods and antifraud and requests for deeper data access, more customizable subscription reporting and Treasury beyond EUR. Trustpilot’s 3.3 comes from 3 reviews (as of October 19, 2026), none about using the platform as a merchant. The status page published 15 incidents in the 90 days to October 23, 4 of them major.
Solidgate competitors at a glance
The acquiring column is the one to read first, because it’s where this list parts ways with Solidgate.
| # | Competitor | Best for versus Solidgate | Acquiring | Deployment | Pricing |
|---|---|---|---|---|---|
| 1 | Akurateco | Your own branded gateway | Acquirers you sign | SaaS, own servers or cloud | Quote |
| 2 | Ikajo | Gambling, forex and other restricted verticals | 60+ partner banks | Cashier as SaaS, gateway on own hardware or AWS | From 1.2% |
| 3 | ProcessOut | Measuring routing uplift on your own traffic | PSPs you connect | Vendor-run | Sales only |
| 4 | Rebilly | Billing-led subscription businesses | Your own gateway accounts | Vendor-run | $15 or $125 a month + 1% |
| 5 | Paytiko | Brokers that want a fixed fee | 500+ payment partners | Subscription software | Fixed fee, amount unpublished |
Rebilly prints plan prices and Ikajo a starting rate, so those two can be estimated before a call.
How the competitors compare
What follows sets each vendor against Solidgate’s bundle, then names the catch.
1. Akurateco: keeps acquiring out of the software
Solidgate sells acquiring as well as orchestration. Akurateco sells software and no acquiring, which takes the question of routing neutrality off the table. You pick the acquirers, and 700+ ready connectors hook them up. Besides a payment orchestration platform for merchants, it has a white-label payment gateway carrying a PSP’s or bank’s name, right down to the merchant portal and domain.
Hosting is flexible. SaaS is one route and your own infrastructure the other, with about 30 days on Oracle Cloud, AWS, Azure or Google Cloud and about 60 on dedicated hardware. Hold its 99.95% uptime SLA up against Solidgate’s 99.99%, which excludes third-party outages. Its 150 built-in configurable fraud filters come standard, a new integration needs about 14 days and processing begins after 5 business days on average.
Best for: a payment business that wants routing decisions free of any acquiring interest.
Watch out for: you lose the one-contract convenience, because Akurateco neither processes funds nor opens merchant accounts.
2. Ikajo: merchant accounts for business Solidgate bans
Solidgate’s list rules out gambling, crypto and trading. Ikajo builds on those verticals, opening merchant accounts for high-risk businesses such as gambling, forex, online dating, CBD and crypto through 60+ partner banks. Opening an account takes 2 business days at best, and up to 31 days for some businesses.
Subscriptions are covered too. Free recurring billing comes with several retry options, and Ikajo Cashier adds smart routing and cascading across 100+ connectors in 150+ currencies. Gateway pricing begins at 1.2%, CBD and advertising start at 2%, and gambling starts at 3%.
Best for: a gambling, forex or dating business that can’t get through Solidgate’s list.
Watch out for: settlement is in USD or EUR only, payout timing depends on your business and bank, and we found no listing under the Ikajo name in Visa’s registry.
3. ProcessOut: routing you can measure
Checkout.com bought ProcessOut in 2020. It stayed a separate business unit that shares no tech resources with its parent, and staying agnostic is written into the contract between them. One API reaches 100+ payment providers, and machine learning picks a provider per transaction, retrying failures.
The Smart Router keeps a small control group out of every rule, which lets the dashboard show the uplift on your own traffic once you have enough volume per profile. Telescope monitoring can also import data from your current PSPs, letting you benchmark them before moving anything.
Best for: a high-volume merchant that wants proof before it reroutes.
The trade-off: no price appears on its site and there’s no self-serve signup. The daily CSV export carries card fingerprints and last four digits rather than full numbers, so ask separately how cards leave.
4. Rebilly: billing first, with prices on the page
Rebilly’s Billing product handles volume, tiered, metered and seat-based pricing, trials, proration and smart dunning. It connects 192 payment gateways and 185 methods in 156+ currencies and runs its own card vault.
Basic costs $15 a month with 1 gateway account and Pro costs $125 with up to 10, and both add a 1% fee on revenue successfully collected and $0.05 per attempted 3D Secure authentication, with volume discounts on Pro.
Best for: a subscription company whose pricing logic is more complicated than its routing.
Watch out for: Rebilly doesn’t handle the money, so you need your own gateway and merchant accounts, and its fees exclude merchant service fees. The 1% also grows with revenue until the discounts begin at $100,000 a month.
5. Paytiko: a fixed fee for brokers
In a Finance Magnates interview on March 10, 2026, CEO Razi Salih said Paytiko charges a fixed fee with no transaction fee, percentage or rebates. Finance Magnates places it with brokers, prop firms and exchanges, and its partners page lists trading tools such as B2Broker and TradeCore. Claimed reach runs to 500+ payment partners and 170 countries, with Pay Ins, Pay Outs, Reconciliation and a Sub Hub for subscription billing.
Best for: a broker or prop firm whose volumes make a percentage fee painful, in the verticals Solidgate’s list excludes.
The trade-off: you won’t find the fixed amount published, the standard term is 1 year and pricing is per merchant URL. Trustpilot shows 2.4 from 17 reviews (as of October 30, 2026), and we found no documented export of stored cards to another vault.
Where Solidgate sits among 70 payment platforms
Solidgate has two of the marks we looked for across this competitor series and misses the third. Its vault imports and exports payment instruments, which puts it among the 22 of 63 vendors describing a route for stored cards. Its entity Solidgate Tech Limited sits in Visa’s registry with a PCI DSS validation through June 30, 2027.
Only 26 of 70 vendors show a price for their core service, and Solidgate isn’t one, though Rebilly and Ikajo are. Akurateco’s migration guide says stored card data can be returned on request, while ProcessOut, Rebilly and Paytiko describe no card export route in what we read. These figures date from November 2, 2026, and silent vendors aren’t counted.
What to verify before you sign
A vendor selling acquiring and routing together answers different questions from one selling software. Chargebacks raise the stakes on either, since Visa’s excessive-merchant threshold fell from 2.2% to 1.5% on April 1, 2026.
| Decision area | Question to ask | Evidence to request | Red flag |
|---|---|---|---|
| Routing neutrality | Does your own acquiring get priority in routing? | The routing rules and how they’re set | Rules you can’t see or change |
| Restricted lines | Are we on your prohibited list, and which version applies? | The current list with its date | A list older than your latest license |
| Dispute ratio | What do you report and alert on as our Visa ratio climbs? | A sample alert and report | Numbers only after your acquirer complains |
| Stablecoins | Which entity holds the license, and in which countries? | The authorization and its passport list | Crypto offered with no named entity |
| Vault exit | Can we get full card data out, and how fast? | The export procedure and timing | Exports limited to masked data |
Ask the first two of these early, because they decide whether you can use the vendor at all.
The bottom line
Choose Solidgate if a single contract for orchestration, acquiring and subscriptions suits you and you’re clear of its list. Choose Akurateco if you’d rather own a gateway and sign acquirers yourself.
Choose Ikajo if the list rules you out, ProcessOut if you want proof of uplift, Rebilly if billing leads and Paytiko if you’re a broker. Before signing with any of these Solidgate competitors, get the vault export route on paper.
Questions about Solidgate competitors
Does Solidgate provide acquiring?
Yes. Its homepage lists built-in card acquiring, and a merchant can use that or keep existing PSPs live while traffic moves.
Which Solidgate alternatives accept gambling?
Ikajo opens merchant accounts for gambling, with starting rates from 3%. Solidgate’s own July 2024 list bans gambling and betting, along with virtual currencies and financial trading platforms.
Who are Solidgate’s main competitors?
Akurateco, ProcessOut, Rebilly and Paytiko all sell orchestration, while Ikajo competes on merchant accounts and a white-label gateway. Akurateco is closest if you want software with no acquiring attached.
How much does Solidgate cost?
No price list is published, and quotes follow transaction volume. Rebilly and Ikajo are the Solidgate alternatives here with figures on their sites.
What does the MiCA license mean for merchants?
Solidgate announced the authorization on October 23, 2026, and describes it as its regulated foundation for stablecoins. A footnote on that post names SG Digital Assets Limited, so ask which company you’d contract with. Its published prohibited list still bars virtual currencies, so crypto businesses should ask how that applies to them.
