Payment gateway providers that will help you accept payments online
We have already considered 10 best payment gateway providers in our previous article, so here we consider a further 10 more providers, as promised.
11. BlueSnap
BlueSnap combines a merchant account, payment gateway, and payment processor into one platform, aimed at merchants selling internationally.
Key features:
- Supports around 100 currencies and more than 25 languages
- Works with PayPal, Apple Pay, Visa, Mastercard, and other major methods
- Embedded virtual terminal for processing payments from a mobile device
- Built for merchants running international e-commerce operations
- Payment analytics built into the platform
12. BitPay
BitPay is one of the more established gateways for accepting Bitcoin and other cryptocurrency payments, with settlement available in crypto or fiat.
Key features:
- Accepts Bitcoin and other supported cryptocurrencies as payment
- Cryptographically secured API for integration into existing systems
- Multi-language support
- Crypto payments are not subject to card-network chargebacks, which changes a merchant’s fraud exposure compared with card payments
- Merchants do not need to collect sensitive card data to process a transaction
13. Opayo (formerly Sage Pay)
Opayo, owned by Elavon, a U.S. Bancorp subsidiary, is the current name for what was previously marketed as Sage Pay. It remains focused on UK and Irish merchants who need flexible, multi-channel payment acceptance.
Key features:
- Supports more than 25 currencies
- Cloud-based reporting dashboard for tracking transaction activity
- POS-compatible, alongside online and phone payments
- Web-based virtual terminal for mobile payments
- Automatic invoice payment tools
- PCI DSS Level 1 compliant
14. Braintree
Braintree, owned by PayPal, is a developer-oriented processing platform with separate modules for direct integration, marketplace payments, and contextual commerce.
Key features:
- Access to around 130 currencies across roughly 40 countries
- No additional fees for foreign exchange or cross-border transactions
- Customizable checkout flows once the integration is set up
- Hosted Fields for PCI-compliant card data capture
- Braintree Vault for secure, tokenized storage of customer payment details
15. Cardinal (by Visa)
Cardinal, a wholly owned Visa subsidiary formerly known as CardinalCommerce, focuses specifically on payment authentication and fraud reduction for e-commerce transactions.
Key features:
- Cardinal Consumer Authentication for managing 3-D Secure flows
- Universal Wallet support, connecting to PayPal, Amazon Pay, Mastercard Click to Pay, and Visa’s own wallet tools
- Configurable authentication rules by merchant
- Built specifically around reducing chargebacks tied to authentication failures
- Strong fit for merchants with significant mobile transaction volume
16. EPX
EPX (Electronic Payment Exchange), a wholly owned subsidiary of North American Bancard, operates its own in-house authorization, clearing, and settlement platform and is generally aimed at larger-scale merchants.
Key features:
- EMV, tokenization, and encryption built into transaction processing
- Free virtual terminal that can function as a full PC-based POS system
- Secure e-commerce (MOTO) data exchange tools
- Mobile payment acceptance regardless of merchant location
- Custom reporting through EPX’s WebSuite interface
17. PaySimple
PaySimple is built around recurring billing, invoicing, and payment collection for service-based small businesses, with scheduling and calendar tools layered on top of payment processing.
Key features:
- Online billing and invoicing built for recurring service payments
- Support for both online and in-person payment collection
- Appointment booking and calendar management tools alongside payments
- Straightforward account setup
- Merchants evaluating PaySimple should review current pricing and fee terms directly with the provider, since fee structures have shifted under recent ownership changes
18. Zoho Checkout
Zoho Checkout, part of the broader Zoho software suite, is built for merchants who want to create standalone, hosted payment pages without a full e-commerce build.
Key features:
- Custom, hosted payment pages that can be shared via link, email, or social media
- Handles both one-time and recurring payments
- Extensive page customization options
- Built-in tools for resolving and retrying failed transactions
- Integrates with other Zoho finance and CRM products
19. EBizCharge
EBizCharge is built around embedding payment acceptance directly inside the software a business already uses, including ERP, CRM, and accounting platforms.
Key features:
- Integrates with more than 100 systems, including QuickBooks, NetSuite, SAP, Microsoft Dynamics, and Acumatica
- Online invoicing alongside embedded payment acceptance
- Unlimited transaction history and customizable reporting
- PCI-compliant tokenization and encryption
- Aimed at eliminating duplicate data entry between payment and back-office systems
20. Orangepay
Orangepay, based in New York, focuses on merchant services for businesses that other processors may consider higher-risk, alongside standard card processing.
Key features:
- Processing solutions for high-risk business categories
- SSL encryption and 3-D Secure built into transactions
- Chargeback control tools aimed at limiting fund losses
- Payment gateway and point-of-sale options under one provider
- Works with businesses ranging from small online stores to larger retail operations
Payment gateways are the connective layer between a merchant, a customer, and an acquiring bank, authorizing transaction data and moving it onward for settlement. Choosing the right one still comes down to a business’s size, its markets, and the payment methods its customers expect.
