Synchrony has broadened its CareCredit financing capabilities by fully integrating the solution into the Clover App Market, enabling streamlined patient financing and payments for more than 40,000 health and wellness providers.
Synchrony, a leading consumer financial services company, announced a significant advancement in patient financing by expanding its integration of the CareCredit credit card through the Clover App Market from Fiserv. This expanded integration now empowers over 40,000 health and wellness providers using Clover devices to manage the full CareCredit financing process directly within the Clover ecosystem.
CareCredit financing is a specialized healthcare credit card and patient financing solution offered by Synchrony that helps consumers pay for health, wellness, and medical-related expenses in affordable instalments over time.
Building on a 2024 collaboration that allowed providers to accept CareCredit payments via Clover devices, the updated integration fully embeds CareCredit’s “apply and pay” functionality into the Clover system. This enhancement eliminates the need for separate systems or hardware, making it easier for practices and small businesses to offer flexible patient financing at checkout and scale their financial operations.
CareCredit remains the first and only patient financing solution available on the Clover App Market, a distinction that underscores the uniqueness of this integration and its potential to drive adoption among merchants and healthcare practices seeking seamless financing tools. Syncing CareCredit into Clover devices expands the provider base significantly, growing from approximately 2,000 health and wellness providers to more than 40,000, and streamlines patient applications and payments at the point of sale in one integrated workflow.
The integration also supports operational efficiency for providers by consolidating financing tools within the Clover platform, which already handles sales, reporting, inventory management, and scheduling. Providers can now access application, payment, and account lookup functionalities without disrupting their existing business processes.
Synchrony’s expanded CareCredit offering aligns with broader trends in healthcare and small business financing, where patient and consumer expectations increasingly favor flexible, on‑site payment options that reduce financial barriers to services. Integrating financing directly into point‑of‑sale systems helps practices improve patient satisfaction while enhancing revenue cycles and customer loyalty.
Fiserv’s Clover platform plays a critical role in this advancement by providing a widely adopted commerce solution that supports diverse payment capabilities. Through its continued partnership with Synchrony, Clover helps practices operate more efficiently and deliver a smoother experience for patients, from care financing applications to final payments.
This expanded integration is now available to existing Clover users, with the CareCredit features accessible via the “Pay with CareCredit” app directly on Clover devices — a step forward in bridging patient financing with everyday practice operations and expanding access to flexible healthcare payment options.
