On- and off-chain payment provider Unlimit said Indian fintech infrastructure company Decentro has integrated its paytech stack to expand cross-border payment access for businesses operating in India.
Under the partnership, Decentro’s clients will be able to access local payment methods and settlement infrastructure through Unlimit’s network. The settlement suite includes the world’s most popular payment methods, such as PIX in Brazil, SEPA Instant in Europe, and regional e-wallets in Asia-Pacific markets, as well as smaller regional solutions.
The companies said the cross-platform integration is intended to help Indian businesses manage multi-currency payments, local payment acceptance, and compliance requirements through a single infrastructure connection, when they pursue global markets.
According to RBI data published in its 2025 annual report, India accounted for 48.5% of global real-time payment transactions in FY25, largely driven by growth in UPI transactions. The central bank is also working on expanding international payment connectivity and exploring cross-border central bank digital currency pilots.
Indian merchants are used to instant payment settlement in their domestic commerce routines and expect the same efficiency from the international operations.
“To compete effectively on a global stage, our customers require access to sophisticated, high-fidelity financial infrastructure. By integrating Unlimit’s proprietary stack, we are giving global merchants a definitive gateway to international markets. This partnership allows our customers to deliver localised payment experiences anywhere in the world, backed by the scale and regulatory certainty of a global leader.”
Rohit Taneja, Founder and CEO at Decentro
As of 2026, Decentro serves more than 1,600 enterprise customers. By rough corporate estimations, that equals to supporting about 1 billion Indians through partner fintech and banking platforms like Groww, BharatPe, Paytm, and many more.
Choosing Unlimit as a partner, Decentro gains access to a hybrid on-off ramp payment infrastructure. After the launch of its Stable project in late 2025, Unlimit said its system now combines blockchain settlement with the global payment infrastructure. Therefore, the company may use stablecoins as a backend settlement layer for some payment flows. Cross-border payments are one of the most obvious choices for such a stablecoin application. At the same time, Ulimit also relies on the world’s most trusted TradFi payment rails. Last year, the firm secured Token Service Provider (TSP) certification from both Mastercard and Visa in India.
“Unlimit was built to be the foundational layer for the world’s most ambitious platforms. Our partnership with Decentro enables businesses anywhere to access a truly end-to-end global payments capability, empowering the next wave of innovators to scale at the speed of the internet. Our mission is to provide the programmable rails that make hyper-local market depth accessible to every business, ensuring that moving value globally is a matter of code, not geography.”
Irene Skrynova, CEO, Global Payments at Unlimit
The announcement comes as cross-border payments and international digital commerce remain a focus area for India’s fintech sector. The Reserve Bank of India (RBI) has increased oversight of cross-border payment providers through its Payment Aggregator-Cross Border (PA-CB) licensing framework. Several fintech firms, including Razorpay, Paytm Payments Services and Xflow, received approvals or in-principle authorisations for cross-border payment services in 2025.
