Money20/20 USA
Money20/20 USA is the world’s greatest most influential gathering of the global money ecosystem including banks, payments, tech, startups, retail, fintech, financial services, policy, and more.
banking - page 2
Revolut Gets French Banking Licence: What It Means for Users
Revolut has been granted a full banking licence in France, the second largest market in Europe. The decision arrived upon a joint review by the Autorité de Contrôle Prudentiel et de Résolution (ACPR), France’s banking regulator, and the European Central Bank (ECB), which formally approved it through its Governing Council.
Banks Start Racing the Quantum Clock on Encryption
Quantum computers powerful enough to break today’s encryption do not exist yet. But banks are already treating that future as a present-day deadline, according to a new analysis published by The Quantum Insider on August 7.
Nayax Files for a US Bank Charter
Israel-based payments company Nayax has applied for a US bank charter, that would let it offer business cards, loans, and cash advances directly through its own platform instead of leaning on outside banks. The company filed the application with the Connecticut Department of Banking to create Nayax America Bank, which would be headquartered in Fairfield […]
Dakota Applies for OCC National Trust Bank Charter, Joining Stablecoin Licensing Race
Stablecoin fintech company Dakota has filed an application with the Office of the Comptroller of the Currency (OCC) to charter Dakota National Trust Bank, a de novo national trust bank. If approved, the new entity would let Dakota offer digital asset custody, U.S. dollar stablecoin issuance, and related transactional services as a federally regulated bank, […]
32nd Edition Connected Banking Summit – Innovation & Excellence Awards 2026 Returns to Muscat to Accelerate Digital-First Banking Across the Middle East
“Boosting Digital-First Banking and Enabling Next-Gen Financial Platforms in the Middle East” 13 November 2026 | Muscat, Oman Muscat, Oman – The International Center for Strategic Alliances (ICSA) is proud to announce the 32nd Edition Connected Banking Summit – Innovation & Excellence Awards 2026, scheduled to take place on 13 November 2026 in Muscat, Oman.
Beyond Passwords: Why Non-Human Identities and API Vulnerabilities Are Banking’s Weakest Cyber Link
For years, banks worried mostly about threats coming from people. Think of stolen passwords, phishing emails, and careless clicks. That threat hasn’t gone away, unfortunately. And yet, right next to it, a bigger, quieter one has risen and overtaken the previously known cybersecurity issues. It’s called a “non-human identity,” and most people outside IT departments […]
Increase Bank Goes Live: Programmable Rails, Direct FDIC Membership
Increase, the banking infrastructure and API provider used by Gusto, Ramp and Stripe, has launched Increase Bank, an FDIC-member banking institution designed to provide technology companies with programmable banking infrastructure.
Open Banking vs Open Finance: What Changes When FiDA Arrives in 2027
Open banking and open finance are often treated as the same idea at different stages of maturity. That framing is no longer accurate. The regulatory scope, the participants, and the political stakes have diverged enough that open finance now needs to be understood as its own contest centred on which companies get to sit inside […]
AI Voice Cloning Bank Scams: How To Tell Real Call From Fake One
A phone rings. The voice on the other end sounds exactly like a bank representative, a company executive or even your grandchild. Unfortunately, it is not. Artificial intelligence (AI) can now reproduce a person’s voice closely enough to fool even the people who know that voice best, and criminals are using the “smart” technology against […]
AI-Powered Underwriting Explained: How Banks Use AI to Approve Loans
Modern AI has revolutionized the lending procedures of banks and fintech lenders helping them process loans faster and ensure credit access to those borrowers overshadowed by conventional credit assessments. But some important questions arise with this innovation: Are lenders able to explain the reasoning behind their AI’s decision to approve one applicant while rejecting another? […]
What Is Agentic AI in Banking? How It Works and Where It’s Already Live
Artificial intelligence has supported banking operations for years. It has found many applications in fraud detection, credit scoring, risk modelling, and customer service automation. In 2026, however, industry discussions have increasingly focused on agentic AI — a new category of proactive AI systems designed to plan, coordinate, and execute multi-step tasks instead of simply generate […]
Upstart OCC Approval May Set the Governance Blueprint for AI-Native Banks
Upstart Holdings has reached a milestone that could influence how future AI-driven financial institutions are regulated. The company has received conditional approval from the Office of the Comptroller of the Currency (OCC) to establish Upstart Bank, N.A., entity with potential to become the first nationally chartered bank built from the ground up with AI-powered underwriting.
Wise’s US Banking Ambitions Hit a Wall as Shifting Payment-Access Rules Sink Trust Bank Bid
Wise, the London-founded cross-border payments giant, saw its US banking ambitions stall on July 24 after the Office of the Comptroller of the Currency (OCC) rejected its application for a national trust bank charter — a decision the company says was driven as much by a changing regulatory landscape as by its own compliance history.
Ethiopia Takes Centre Stage as the 29th Connected Banking Summit & Innovation & Excellence Awards 2026 Opens in Addis Ababa
Banking Leaders, Regulators and Global Technology Innovators Unite to Accelerate Ethiopia’s Digital Financial Transformation on 12 August 2026 at Ethiopian Skylight Hotel, Addis Ababa, Ethiopia.
Glia Launches Three AI Response Modes For Banking Amid Industry Security Scrutiny
Glia’s July 21 launch of three configurable AI response modes for Glia Banker has taken on added context following a security incident disclosed this week by OpenAI and Hugging Face.
