Stablecoins — digital tokens pegged to the US dollar, are supposed to be the future of payments. It turns out, for one crypto infrastructure company, that future is already here, and most merchants have no idea it’s happening under their noses.
Tokenised deposits may sound like just another fintech buzzword. But this week’s cross-border settlement between two global banks suggests they’re anything but.
What if charging customers a little extra at checkout didn’t send them running for the exit? New research on the topic of credit card surcharge small business strategy suggests that the long-held fear may not match reality. The numbers behind it are worth a closer look before any merchant decides how to price a transaction […]
When shoppers reach the final click, payment methods consumer trust is quietly overriding traditional brand loyalty in ways online sellers never anticipated.
The paycheck to paycheck 2026 squeeze is surprisingly coming not from summer vacations but from common places like the grocery aisle, the utility bill and the gas pump. Thus, the pressure doesn’t end when the season does. Many turn to BNPL but does it really help?
China’s digital yuan e-CNY network expansion tripled in less than a year showing how quickly central-bank digital currencies (CBDCs) can scale.
SBC Summit and the co-located Affiliate Leaders Summit will bring a broader focus on professional development to Lisbon this September, with every conference session, academy and masterclass across the two events now officially accredited for Continuing Professional Development (CPD) by The CPD Certification Service.
“Stop trying to be my main bank. Give me a reason to choose you,” says Santosh “San” Nakra-Shah, Co-Founder and Managing Partner at ChilliMint Europe Limited. In this article, she explains why having a “main bank” today doesn’t mean quite the same thing it used to.
Wondering what a PayPal account actually is and whether you need one? In short: it’s a digital wallet that lets you shop, invoice, and move money online without handing your card details to every website you visit. American online payment system PayPal is a way to shop on multiple websites or to send and receive […]
The U.S. Senate has passed the Common Cents Act, bringing the end of the penny closer and potentially giving a new push to the country’s shift away from cash payments.
Razorpay has launched Vulcan, an artificial intelligence (AI) foundation model designed specifically for payments specifics of the Indian market. The company describes Vulcan as India’s first transformer-based AI foundation model for payments, beyond using separate AI tools for individual tasks such as fraud detection or payment routing.
Global financial markets are sending several signals at once: the Japanese yen remains weak despite an unusual currency intervention, investors are returning to emerging-market debt at the fastest pace in more than two decades, and expectations for U.S. interest rates remain uncertain. For banks, payment companies and fintechs, these developments matter most as they can […]
Twitch added a new privacy setting on August 12 that lets streamers stop Amazon from using their content to train generative AI models. The catch is that the setting is switched on by default. Streamers who don’t find and disable it are automatically included.
Two major M&A deals this week show how deeply artificial intelligence (AI) and payments are becoming intertwined. Stripe has agreed to buy OpenRouter, an innovative tech marketplace that lets people access hundreds of AI models through one gateway, for more than $7 billion. Meanwhile, Anthropic is in early talks to acquire Decart, an Israeli startup […]
Three different regions made their movements this month to reduce dependence on the two global companies that process most of the world’s card payments. On the surface, they may look unrelated, but together, a pattern emerges where governments and central banks build various types of alternative payment rails instead of relying on Visa and Mastercard.
Knot, a merchant-connectivity platform that lets people move saved payment details between apps and websites, announced a partnership with Venmo on August 12. The deal lets Venmo users set the PayPal-associated platform as their default saved payment method at merchants they already shop with, without typing in card details each time.
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