payments - page 6

Half US Households to Use BNPL for 2026 Back-to-School Shopping 
Society & Lifestyle

Half US Households to Use BNPL for 2026 Back-to-School Shopping 

New survey data shows Buy Now, Pay Later (BNPL) is becoming a routine part of predictable, recurring shopping for American households, and almost half of US consumers will use it to make the annual back-to-school purchases possible.

MiCA Regulatory Clarity Is Not Enough: AMINA Group Myles Harrison on EU Stablecoin Race
Articles

MiCA Regulatory Clarity Is Not Enough: AMINA Group Myles Harrison on EU Stablecoin Race

Europe is currently seen by many as a bright example of well-defined crypto regulation opening doors for banks and payment providers to move from stablecoin experimentation to operational adoption. Yet, despite undeniable MiCA implementation milestones and compliant euro stablecoins gaining ground, local industry players have a lot of obstacles to overcome to establish the crypto […]

Managing Business Cash Flow Gaps With a Short-Term Forbrukslån
Articles

Managing Business Cash Flow Gaps With a Short-Term Forbrukslån

A company might show profits on the balance sheet, but still the money can be kind of late when it’s time to deal with expenses that actually need to be paid. In other words delayed payments, seasonal sales and a few other unplanned expenses, can create temporary cash flow gaps, and that can really mess […]

Gen Z Digital Wallet Use Jumps to 36%, Financial Stress Partly to Blame
Society & Lifestyle

Gen Z Digital Wallet Use Jumps to 36%, Financial Stress Partly to Blame

More young shoppers are paying with their phones instead of physical cards, but new research suggests the shift is driven not only by convenience but also by tight budgets.

Millennials Show Why Faster Payments Are Becoming a Cash-Flow Tool
Society & Lifestyle

Millennials Show Why Faster Payments Are Becoming a Cash-Flow Tool

Around 70% millennials continue to live paycheck to paycheck, according to new August 2026 research from PYMNTS Intelligence. The finding is spectacular and not simply because of the size of this generation group. A vigilant industry observer must notice that the same consumers are increasingly using instant payouts, buy now, pay later services and AI […]

Ravencoin Rollback Highlights Unexpected Blockchain Settlement Risk
Blockchain & Crypto

Ravencoin Rollback Highlights Unexpected Blockchain Settlement Risk

P2P blockchain network Ravencoin is facing a serious test of transaction finality after a critical flaw affected its blockchain. Two mining pools controlling most of the network’s hashpower are rebuilding the chain from before the first invalid block, potentially putting around four days of transactions at risk of reversal.

Oil, CPI and the Hidden Cost of Inflation for Payments Firms Revealed
Finance & Economics

Oil, CPI and the Hidden Cost of Inflation for Payments Firms Revealed

Financial markets are heading into one of the week’s most important economic releases with oil prices adding another layer of uncertainty. The U.S. Consumer Price Index for July is due today, while producer-price data follows on August 13. Economists surveyed by Reuters expect headline CPI to rise 3.4% from a year earlier.

Toast and Google Put Agentic Ordering Into Live Payments Workflows
News

Toast and Google Put Agentic Ordering Into Live Payments Workflows

Google’s latest update to Maps brings agentic food ordering into its Ask Maps experience. Toast and Square are among the first services supporting orders.

Money20/20 USA
Fintech & Ecommerce

Money20/20 USA

Money20/20 USA is the world’s greatest most influential gathering of the global money ecosystem including banks, payments, tech, startups, retail, fintech, financial services, policy, and more.

Klarna Goes Live On J.P. Morgan Payments Commerce Platform
Fintech & Ecommerce

Klarna Goes Live On J.P. Morgan Payments Commerce Platform

Klarna, the Swedish digital bank known for its “buy now, pay later” checkout tools, has switched on its first integration with J.P. Morgan Payments in the United States. The update enables any merchant already using J.P. Morgan Payments’ Commerce Platform to offer Klarna’s payment options at checkout without building or coding anything new.

What Is a Digital Wallet?
Articles

What Is a Digital Wallet?

The thing that lets you pay with your smartphone at the store checkout without ever fumbling with your bank cards or cash banknotes is called a digital wallet. We might use it every other day, but never stop to figure out how exactly it functions. This article aims to explain the main types of digital […]

Access PaySuite: One in Three Councils Risk Leaving LGR Finance Planning Too Late
News

Access PaySuite: One in Three Councils Risk Leaving LGR Finance Planning Too Late

New research from Access PaySuite, part of The Access Group, has found that many councils in England are not preparing early enough for changes to how they collect payments and manage income during Local Government Reorganisation (LGR).

Nayax Files for a US Bank Charter
News

Nayax Files for a US Bank Charter

Israel-based payments company Nayax has applied for a US bank charter, that would let it offer business cards, loans, and cash advances directly through its own platform instead of leaning on outside banks. The company filed the application with the Connecticut Department of Banking to create Nayax America Bank, which would be headquartered in Fairfield […]

PayPal Q2 Earnings Strengthen Board’s Case Against Stripe’s $53B Bid
Fintech & Ecommerce

PayPal Q2 Earnings Strengthen Board’s Case Against Stripe’s $53B Bid

PayPal fintech company posted second-quarter adjusted earnings of $1.38 per share, beating the $1.28 that analysts expected. Revenue rose 5% year over year to $8.68 billion, also ahead of forecasts. PayPal then raised its full-year profit guidance to $5.38 per share, up from its prior outlook of flat-to-declining earnings. These results underpin the company’s earlier […]

Wall Street’s September Fed Bet Just Got a New Oil Wildcard
News

Wall Street’s September Fed Bet Just Got a New Oil Wildcard

The Federal Reserve holds its next rate decision on September 15–16, and for the first time in months, traders are leaning toward a hike, not a cut. The Fed’s rate-setting group, the FOMC, held its benchmark rate steady on July 29 for a fifth straight meeting, at 3.50%–3.75%. But three of its twelve voting members […]

Western Union Launches Stablecard With Rain in 37 Markets
News

Western Union Launches Stablecard With Rain in 37 Markets

Western Union has launched the Stablecard app, a digital wallet and Visa card that lets people hold and spend U.S. dollar value backed by a stablecoin. The company built the product with Rain, a stablecoin infrastructure provider. Stablecard is live in 37 markets, and Western Union plans to expand to more than 60 markets by […]

Payments are the transfer of money between two parties in exchange for goods, services, or to settle obligations. They can be made through various online and offline methods like cash, cards, bank transfers, mobile wallets, or digital currencies. Payments are foundational to the fintech industry. They represent the most frequent and essential financial interaction between individuals, businesses, and institutions. In fintech, innovations in payments focus on making transactions faster, affordable, more secure, and inclusive. These money transfers are often the entry point for broader digital financial services, such as lending, insurance, or investment, and play a key role in driving financial inclusion and global commerce.