banking

Fintech & Ecommerce

Bunq Celebrates First Decade of Operations With 20 Million Users and App Revamp

One of the EU’s largest neobanks, bunq, has reached its tenth anniversary while hitting a major 20-million-user milestone. The challenger unveiled a new app design to mark the occasion.

News

JPMorgan Sets Sights on Europe’s Digital Banking Future With 2026 Germany Launch

By choosing Germany for its 2026 retail banking debut, JPMorgan signals confidence in Europe’s largest economy as the next frontier for digital finance.

News

Mastercard Shares Insights on How Practical Tech Turns Users into Active Customers

A study conducted by Mastercard and RCBC reveals that access to payment-enabled devices does not automatically translate into active financial participation. What practical tech aspects do drive financial inclusion then?

News

Visa Exits U.S. Open-Banking Amid Regulatory Uncertainty and Bank Data Disputes

While Europe’s PSD2 framework has propelled open banking adoption, Visa’s retreat in the U.S. shows how the lack of unified regulation leaves American fintechs at a disadvantage.

News

Lloyds Turns Everyday Shops Into Instant Cash Deposit Points

Lloyds is modernising legacy cash deposits so they work in a cash-lite, mobile-first world, making banking more embedded in everyday life with in-app barcode cash deposit scanning at PayPoint stores.

Fintech & Ecommerce

Why Interoperability Matters in Financial Systems

What happens when the financial ecosystem becomes too competitive? Siloed networks, overreliance on internal databases, and unscalable fintech innovations lead to poor decision-making and a wretched customer experience. Sadly, lack of interoperability still plagues many payments and broader financial systems across the globe.

News

XData Group Unveils Comcora White-Label BaaS for Banks and Fintechs

Comcora, developed by XData Group, is built to empower banks and fintech startups to launch cutting-edge digital services rapidly, with minimal friction and maximum efficiency.

Fintech & Ecommerce

Cash Out, Phones In: Mobile Payments Dominate in Australia

Mobile wallet usage in Australia has surpassed ATM withdrawals in both volume and value as local consumers increasingly turn to digital payments and digital banking methods.

News

Mobile Money Accounts Surpass Traditional Bank Use in Low Income Countries

Mobile money is one of the main drivers of financial inclusion in low-income economies where such financial accounts surpass traditional bank ones.

Fintech & Ecommerce

EMEA Banks Ready to Spend Millions to Modernize Payments

The EMEA banking sector displays a near-unanimous urge to change existing payments systems and solutions, setting aside $1,5 million average budgets for infrastructure modernisation.

News

SnelStart Acquires Flow to Accelerate Embedded Finance Strategy

SnelStart Group has just expanded with the acquisition of its long-term partner, Flow, which will continue to operate as an independent brand within a larger organization.

News

Lunar Expands Payment Processing Capabilities Via Wise & Visa Partnerships

Digital challenger Lunar becomes the first bank in the Nordics to start Visa card processing on Pismo’s cloud platform, while its partnership with Wise allows Lunar customers to send money abroad at favourable terms.

Articles

How Open Banking Progresses With API-Based Commercial Variable Recurring Payments (CVRPs) 

E-commerce subscriptions are doubling every year, with Gen Z driving its snowballing popularity. Where there’s demand for subscriptions, there’s also a need for efficiency in recurring payments. CVRPs are getting significant interest share from merchants and payment service providers, making them a potential new stage in open banking progress.

Fintech & Ecommerce

Byline Bank Expands Payments and Fintech Banking Group

Byline Bank on Monday, May 12, announced the expansion of the Payments and Fintech Banking division.

News

HK Digital Banks to Expand Wealth Services

In Hong Kong, eight local digital banks intend to expand their wealth management services in the background of favorable results.

News

CIBC Launches Adapta Mastercard With Smart Rewards System

The first adaptive Mastercard product in Canada enables CIBC customers to maximise their shopping rewards using dynamic spending insights.